Powers 4.3 - Car Insurance

Powers 4.3 - Car Insurance

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Lancashire2cheshire

Original Poster:

14 posts

105 months

Wednesday 28th December 2016
quotequote all
I am wondering if anyone has any recommendations for car insurance. So far, Adrian Flux are coming out at £650 on <3000 miles p/a, I am 46, have >10 NCD, no points, no convictions, and the car will be stored in a secure lockup, albeit at my brothers property. Safe postcode.

The insurance will be on a 4.3 T350C.

I have nothing to benchmark this against, aside from a quote from Footman James which was significantly more. I am not sure what the 4.3 upgrade does in terms premium hikes, but I suppose anything non-standard has the potential to attract a significant premium.

I have been flirting with a TVR for about a year, and I think this could be the one!!

In the meantime, I'll call a few more companies, but any recommendations appreciated.

Pictures to follow. . . .if I buy it!

M


UpTheIron

3,992 posts

267 months

Wednesday 28th December 2016
quotequote all
Lancashire2cheshire said:
I am wondering if anyone has any recommendations for car insurance. So far, Adrian Flux are coming out at £650 on <3000 miles p/a, I am 46, have >10 NCD, no points, no convictions, and the car will be stored in a secure lockup, albeit at my brothers property. Safe postcode.
Tuscan 4.5
41, 13 years NCD, garaged at home in Hertfordshire
2000 mpa inc class 1 business
Insured with Manning UK for £400ish IIRC

When I considered storing it in a local council lockup, I was advised this would not load the premium other than if the postcode risk changed.



zooooom

1,310 posts

259 months

Wednesday 28th December 2016
quotequote all
Try Henderson Taylor
My car is T350T Lightweight 4.3 Str8six agreed valuation of £40,000
Driver 48 year old, garaged overnight, 4000 miles p/a with track day coverage, No NCD wasn't required
Just over £300 from memory

http://www.hendersontaylor.co.uk/

Edited by zooooom on Wednesday 28th December 16:07

mk1fan

10,507 posts

224 months

Wednesday 28th December 2016
quotequote all
Classic Line worth a call too.

QBee

20,904 posts

143 months

Wednesday 28th December 2016
quotequote all
mk1fan said:
Classic Line worth a call too.
My Chimaera is insured with them too - loads of mods, track days, unlimited mileage, premium well under £500.
01455 639000

Speed 3

4,485 posts

118 months

Wednesday 28th December 2016
quotequote all
I've been with Mannings for a couple of years, they seem to take a reasonable approach to mods and are knowledgable. Adrian Flux are a joke, never had a decent quote off them in 30 years of performance cars.

Lancashire2cheshire

Original Poster:

14 posts

105 months

Friday 30th December 2016
quotequote all
Hi

Well, great advice. Classic Line came up trumps. . . . with a much cheaper quote, and with better cover.

I was a bit surprised how much my lack of TVR experience drew in takes of breath at some of the companies, but then again, I suppose they do bite :-)

Mark

QBee

20,904 posts

143 months

Friday 30th December 2016
quotequote all
....especially in cold damp weather.

I know of one experienced 4.3 T350 driver who used a tad too much right foot coming out of a roundabout, on his way to have the car serviced, and when he got out of the car in he found he had damaged every single body panel.....

And I know of a new Chimaera owner who managed to write his car off within two weeks of buying it - lost the back end coming off a roundabout.

SO if you do buy it, treat the loud pedal with a lot of discretion until the weather is dry and sunny, and you are used to the car and can test its limits off the public road. And check with the vendor that it has had a four wheel alignment in recent history - all TVRs seem to be sensitive to misaligned wheels.

BuzzBillsberry

1,306 posts

230 months

Friday 30th December 2016
quotequote all
Classic line
My car is Tamora 4.3 power,nitrons, race box, Quaife diff, agreed valuation of £33,000
Driver 52 year old, live Nr Leeds garaged overnight, 6000miles p/a with track day coverage, No NCD & Euro break down cover.
£402.

HTH

Buzz

TV8

3,118 posts

174 months

Friday 30th December 2016
quotequote all
Lots of companies were not interested in my car with a whole 300 cc increase on the standard 5L! Footman James were very good in the end and so far have been excellent.

shep1001

4,599 posts

188 months

Saturday 31st December 2016
quotequote all
MSM broker who uses policies from KGM have been good to me for the last 4 years, its always been £320-340/yr with guaranteed value, 3k miles + I keep it outside, also there is none of this nonsense about where the car has to be between certain hours of the day.

Personally I would avoid anybody who uses Equity Red Star as the underwriter. Never seen a good word written about them but many many complaints (put their name into google). Sure their policy prices are attractive but the way I look at it is its how a company deals with its claims thats most important and you won't find this out until you need to claim & then it could be too late.

Shep

Brithunter

599 posts

87 months

Saturday 31st December 2016
quotequote all
QBee said:
....especially in cold damp weather.

I know of one experienced 4.3 T350 driver who used a tad too much right foot coming out of a roundabout, on his way to have the car serviced, and when he got out of the car in he found he had damaged every single body panel.....

And I know of a new Chimaera owner who managed to write his car off within two weeks of buying it - lost the back end coming off a roundabout.

SO if you do buy it, treat the loud pedal with a lot of discretion until the weather is dry and sunny, and you are used to the car and can test its limits off the public road. And check with the vendor that it has had a four wheel alignment in recent history - all TVRs seem to be sensitive to misaligned wheels.
Thank you for pointing out the importance of wheel alignment. This is one thing that I need to make enquiries about as to where can this checked around here. B.A. Bush can do the MGF's and TF's so will ask there next time and in town.

QBee

20,904 posts

143 months

Saturday 31st December 2016
quotequote all
Brithunter said:
Thank you for pointing out the importance of wheel alignment. This is one thing that I need to make enquiries about as to where can this checked around here. B.A. Bush can do the MGF's and TF's so will ask there next time and in town.
You will probably want to get your car serviced by a TVR expert. Depends where in Lincs you are, but possibly the nearest to you, if you are in the south of the county, is Mat Smith Sportcars in Downham Market. He has all the Hunter gear for four wheel alignment and knows how to set up a TVR properly.

Milky400

1,960 posts

177 months

Saturday 31st December 2016
quotequote all
Brithunter said:
Thank you for pointing out the importance of wheel alignment. This is one thing that I need to make enquiries about as to where can this checked around here. B.A. Bush can do the MGF's and TF's so will ask there next time and in town.

A trip down the coast to Mat Smith wouldn't be a bad idea. His set ups are first class. A TVR is a totally different beast to any mainstream MG

NWTony

2,847 posts

227 months

Monday 2nd January 2017
quotequote all
Richard Eggar (REIS). £340 ish, 4.0L 2004 T350, 6K a year, stored outside, includes commuting, 46 yr old driver, max nc bonus, protected.

I find the first year of owning a performance car was the most expensive insurance wise, they get more relaxed if you haven't crashed it after a year smile