Insuring your 17 yr old daughter
Discussion
tonyhall38 said:
Black box idea a good one and have looked into that route....me as named driver , no driving between 11 pm and 5 am.....£1500.00..... With no rise when she passes , but as she will also doing the pass plus...thought I might get a bit more off once she has passed.....but alas no.....
Doesn't sound too bad toss pot 
Whatever you do it still remains expensive. There is a list somewhere of insurers that give discounts for having Pass Plus. We are with Admiral and they did not give anything. They didn't even give a discount when our eldest passed her IAM. We'll be insuring elsewhere come renewal time.
Tony, I went through this with my eldest son. Corsa 1.2, initial quote £4600. A snip, I hear you say. Went with a compaNY called 'insure the box', dropped to £2.5k. No curfew, just monitors driving style and awards extra mileage on policy. He's now in his 3rd year with them on an MX5, with good competitive rates.
In short, £1500 is good for pre test IMO.
In short, £1500 is good for pre test IMO.
Funny enough I'm doing exactly the same thing.
No1 daughter has her heart set on a mini.
Quotes on L plates are in the region of £800.
After she passes her test they rocket to nearly 3k.
What I have managed to find out so far is that if you put both parents on her policy it drops somewhat.
I also looked into the Admiral black box thingy. It says on their website that it Dosnt impose a curfew.
It monitors the driving style and you can drive at anytime of the day or night.
I've yet to speak to the regarding what happens if she does inadvertently exceed the speed limit or what happens if they think she's driving to oftan at night.
I'm going to have to do some ringing around when I get back home to find out the finer details.
No1 daughter has her heart set on a mini.
Quotes on L plates are in the region of £800.
After she passes her test they rocket to nearly 3k.
What I have managed to find out so far is that if you put both parents on her policy it drops somewhat.
I also looked into the Admiral black box thingy. It says on their website that it Dosnt impose a curfew.
It monitors the driving style and you can drive at anytime of the day or night.
I've yet to speak to the regarding what happens if she does inadvertently exceed the speed limit or what happens if they think she's driving to oftan at night.
I'm going to have to do some ringing around when I get back home to find out the finer details.
tonyhall38 said:
Any advice on this subject....I have bought her a small 60 plate Chevrolet spark with 995cc engine....been quoted stupid amounts to insure her as a learner then double that when she passes her test.....anyone got any recommenations?...or the best method of keeping costs down.....?
We have had the same dilemma with both of our daughters while learning to drive.Try Collingwood learner driver cover. The rate is about as sensible as we could get at the time but it only lasts until they pass the test. Then you have to bite the bullet and start the search for a good (?) premium all over again.
Alternatively, Adrian Flux have a young driver policy as well. Couldn't comment on that one though.
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