Which 4 Series Should I Go For?
Discussion
gizlaroc said:
Actually, just go 440i, the extra discount and far better residuals make it much cheaper than the 330i or the 320i....
What website is that? The trouble is I am looking to lease so only showing the key details below is what I have been offered. As you can see the retail value of the 420i is £35,405 resulting in monthly payments of £361.45. Retail value of 440i is £43,660 resulting in monthly payments of £564.67 per month.
I'm not sure how to say this and I doubt if it is even possible (plus I guess the leasing company need to make some margin!) but if there was some way I could have the leasing company source the car for that retail price with the discount and this was reflected as a monthly cost around £360 I would jump at it in a heartbeat!
BMW
4 SERIES GRAN COUPE
420i M Sport 5dr Auto [Professional Media] [2016.25]
24 months
£361.45 per month (inc VAT)
New - retail value £35,405
Options
Metallic paint £6.25 per month
Sports function on gearbox with steering wheel mounted gearshift paddles £3.80 per month
BMW
4 Series Coupe
435i M Sport 2dr Auto [Professional Media] [2016.25]
£564.67 per month (inc VAT)
New - retail value £43,660
Sports function on gearbox with steering wheel mounted gearshift paddles £3.80 per month
If it is being leased is it a company car?
It may be better to negotiate a pay increase, include fuel as well in the increase.
BIK tax will be quite high on those due to list prices, so factor that in too. What you loose out on in income tax you will probably save on BIK tax anyway.
Do the maths carefully.
It may be better to negotiate a pay increase, include fuel as well in the increase.
BIK tax will be quite high on those due to list prices, so factor that in too. What you loose out on in income tax you will probably save on BIK tax anyway.
Do the maths carefully.
gizlaroc said:
Coast2coastcars.co.uk.
Just finance it, it is less than those figures using PCP.
Just remember the coast2coast figures include a dealer contribution of around £1500 assuming you use some type of finance ie PCP. If you wanted to pay cash therefore you need to add £1500 to the quoted priceJust finance it, it is less than those figures using PCP.
But with discounts of £9/£10k on a 440i, certainly seems good value ( or over inflated list prices!)
gizlaroc said:
If it is being leased is it a company car?
It may be better to negotiate a pay increase, include fuel as well in the increase.
BIK tax will be quite high on those due to list prices, so factor that in too. What you loose out on in income tax you will probably save on BIK tax anyway.
Do the maths carefully.
No it is a personal lease. Work will (if it happens) offer a company car (they have a contract with Honda) or car allowance, I will opt for car allowance of course! It may be better to negotiate a pay increase, include fuel as well in the increase.
BIK tax will be quite high on those due to list prices, so factor that in too. What you loose out on in income tax you will probably save on BIK tax anyway.
Do the maths carefully.
qwerty88 said:
No it is a personal lease. Work will (if it happens) offer a company car (they have a contract with Honda) or car allowance, I will opt for car allowance of course!
For info, I went for the 430d M Sport 10k miles offered here for £311 23+9 monthshttps://www.centralukvehicleleasing.co.uk/vehicle/...
Standard spec includes metallic paint, sports auto paddles and electric seats with memory
qwerty88 said:
gizlaroc said:
Coast2coastcars.co.uk.
Just finance it, it is less than those figures using PCP.
Was ideally looking for a lease but have requested a quote and asked them to contact me.Just finance it, it is less than those figures using PCP.
gizlaroc said:
This is a 430i GC M-Sport Auto.
Prof media, dab, bouetooth, xenons, upgraded stereo, in white with ivory leather and the 18" 441M Alloys in ferric.
These wheels.....
ivory leather....
I have a 435D Xdrive Gran Coup M Sport on Order, it has Individual Leather and Piano Black interior, I think it will be a good daily driver TBH. Prof media, dab, bouetooth, xenons, upgraded stereo, in white with ivory leather and the 18" 441M Alloys in ferric.
These wheels.....
ivory leather....
Edited by gizlaroc on Saturday 13th February 15:54
qwerty88 said:
Why would 2 cars that have an identical new retail value have different initial and monthly rentals? I have been provided with 2 lease quotes and the Coupe is more expensive than the Gran Coupe.
Is it because the Coupe is more desirable?
I will also ask the lease company.
The residual of the GC is probably higher. I guess it's more practical with as good looks = wider appeal. Is it because the Coupe is more desirable?
I will also ask the lease company.
qwerty88 said:
Thanks, I suppose that makes sense.
I agree with you on the practicality aspect but I think the coupe looks a lot better in general.
The Coupe looks really good. The doors are long and sometimes the car looks too short imo. The Gran Coupe looks slightly less sporty and compact though.I agree with you on the practicality aspect but I think the coupe looks a lot better in general.
It's been interesting reading through this as I'm trying to decide on the same.
4 series... GC or not?
430d... xdrive or not?
430d or 435d?
435i... worth the massive chunk extra?
I think I'm going to go for...
430d xDrive Gran Coupe
M sport plus pack
Carbon black/Ivory interior
silver/black trim
Adaptive suspension
Auto high beam
Heated steering wheel
sliding arm rest
On a 3+23 lease I'm thinking it will be around £380 plus vat.
4 series... GC or not?
430d... xdrive or not?
430d or 435d?
435i... worth the massive chunk extra?
I think I'm going to go for...
430d xDrive Gran Coupe
M sport plus pack
Carbon black/Ivory interior
silver/black trim
Adaptive suspension
Auto high beam
Heated steering wheel
sliding arm rest
On a 3+23 lease I'm thinking it will be around £380 plus vat.
5678 said:
It's been interesting reading through this as I'm trying to decide on the same.
4 series... GC or not?
430d... xdrive or not?
430d or 435d?
435i... worth the massive chunk extra?
I think I'm going to go for...
430d xDrive Gran Coupe
M sport plus pack
Carbon black/Ivory interior
silver/black trim
Adaptive suspension
Auto high beam
Heated steering wheel
sliding arm rest
On a 3+23 lease I'm thinking it will be around £380 plus vat.
why- xDrive? don't see the point, it's not needed, applied the ride height and has negative affect on handling fun4 series... GC or not?
430d... xdrive or not?
430d or 435d?
435i... worth the massive chunk extra?
I think I'm going to go for...
430d xDrive Gran Coupe
M sport plus pack
Carbon black/Ivory interior
silver/black trim
Adaptive suspension
Auto high beam
Heated steering wheel
sliding arm rest
On a 3+23 lease I'm thinking it will be around £380 plus vat.
qwerty88 said:
bigfish said:
Gordon @ coast2coast is easy to deal with. Can you share the PCP details, ie purchase price, monthlies and the all important residual value built into the deal. Agree the 440i may work out similar money but will be intersting to see
Will do."Dear Customers, We would like to apologise for the delay in you not being contacted by any of our BMW / Mini dealers since you made your online enquiry.
The reason behind this is due to BMW dealership contractural issues between themselves BMW UK. The dealers are unable to deal with any enquiry / order where the dealership has to pay us a commission.
Until this issue arose we had always worked on a 1% basis. ie: & for example we would be given 12% from the dealer & we would give you the customer 11% & retain the 1% as our commission
In the discussions directly with BMW UK we can no longer trade in this manner & the only way forward is to charge you the customer an administration fee.
On all your enquiries we have now increased the discount on your quotation by 1% & should you decide to order the car you will need to pay Coast 2 Coast Cars an admin fee of £300 + Vat. This is fully refundable should you not progress your order to delivery.
We are awaiting full confirmation from BMW UK that this is acceptable & hope that you will be contacted by one of our BMW dealers shortly. Early indications seem very favourable
Please do let me know if you have any other questions."
qwerty88 said:
qwerty88 said:
bigfish said:
Gordon @ coast2coast is easy to deal with. Can you share the PCP details, ie purchase price, monthlies and the all important residual value built into the deal. Agree the 440i may work out similar money but will be intersting to see
Will do."Dear Customers, We would like to apologise for the delay in you not being contacted by any of our BMW / Mini dealers since you made your online enquiry.
The reason behind this is due to BMW dealership contractural issues between themselves BMW UK. The dealers are unable to deal with any enquiry / order where the dealership has to pay us a commission.
Until this issue arose we had always worked on a 1% basis. ie: & for example we would be given 12% from the dealer & we would give you the customer 11% & retain the 1% as our commission
In the discussions directly with BMW UK we can no longer trade in this manner & the only way forward is to charge you the customer an administration fee.
On all your enquiries we have now increased the discount on your quotation by 1% & should you decide to order the car you will need to pay Coast 2 Coast Cars an admin fee of £300 + Vat. This is fully refundable should you not progress your order to delivery.
We are awaiting full confirmation from BMW UK that this is acceptable & hope that you will be contacted by one of our BMW dealers shortly. Early indications seem very favourable
Please do let me know if you have any other questions."
Edited by bigfish on Sunday 28th February 09:19
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