330d m Sport price
Discussion
noumenon said:
So for the three years you'll pay 27k, four years is close to 29k.
Alternatively borrow 20k against your mortgage or as personal loan, at 7% you could pay £479 a month and clear it in 4 years - total cost £23k.
Yes thats correct.Alternatively borrow 20k against your mortgage or as personal loan, at 7% you could pay £479 a month and clear it in 4 years - total cost £23k.
Just looking at Moneysupermarket dot com and got the following figs for a £20k loan (unsecured) and its as follows:-
3 years = £623pcm total cost = £22,428
4 years = £485pcm total cost = £23,269
5 years = £402pcm total cost = £24,120
So like for like the 4 year PCP will cost £28.8k v £23.2k over 4 years £1.4k a year premium to allow you to hand the car back and PCM its £50pcm less.
Like for like on a 3 year deal PCP will cost £27k v £22k over 3 years £1.67k a year premium to allow you to hand the car back and PCM its £140pcm less.
Vee said:
So you're thinking of paying £484 a month to lease a 2 year old car (5 years old by the time you're done with it) ?
If you go the personal loan route, as long as the car is worth more than £5k in 3 years time you're better off ?
Good advice.If you go the personal loan route, as long as the car is worth more than £5k in 3 years time you're better off ?
So should everyone opt for HP on used cars only - and likewise should you do the same for brand new cars too or is that a different kettle of fish?
Note - would you think a 5 year old 330d M Sport Auto leather with 76k would really be worth >£5k?
Vee said:
Look at 2003 E46 330d Sports with <100k on.
Can you find one for less than £9k ?
Initial BMW select quotes are always too high - you have to beat them down.
If you can do the higher monthly payment, then don't take the BMW Select quote you have.
Yes I can on A Trader - lots around & I think looking at the prices the 184bhp 330d is now below £7-7.5k and the 204bhp 330d starts at £7k. All have ~100k on them.Can you find one for less than £9k ?
Initial BMW select quotes are always too high - you have to beat them down.
If you can do the higher monthly payment, then don't take the BMW Select quote you have.
The lust is there fore the new one - but its hard to not consider the older one at well under half the asking price of the 2 year old one.
But 2 year old worth £36k with options is worth £20k after 2 years but a 5 year old one is worth £9k with 100k. At what age do things start to go wrong with them? Im guessing yrs 2 to 5 should be hassle free motoring (but you'd be forced to use main dealer BMW to service it) whereas after 5 yrs you may self service or indy service but there will be more issues with the older car.
Welshbeef said:
Vee said:
So you're thinking of paying £484 a month to lease a 2 year old car (5 years old by the time you're done with it) ?
If you go the personal loan route, as long as the car is worth more than £5k in 3 years time you're better off ?
Good advice.If you go the personal loan route, as long as the car is worth more than £5k in 3 years time you're better off ?
So should everyone opt for HP on used cars only - and likewise should you do the same for brand new cars too or is that a different kettle of fish?
Note - would you think a 5 year old 330d M Sport Auto leather with 76k would really be worth >£5k?
depends on your view on things as to whether you want to buy or just cover the depreciation.
my wife had a brand new £16k beetle convertable for a 2.5k deposit and £142 month with a GFV. I wont buy it afterwards but try seeing what you can buy for £142.
in my view you need to check the APR to evaluate the competitiveness of the 2 deals and see what deposit you can afford and how much you want to spend each month.
you will pay less interest if you pay cash or a 50% deposit and the balance over 12 months but thats obvious
Bennno
Welshbeef said:
So should everyone opt for HP on used cars only - and likewise should you do the same for brand new cars too or is that a different kettle of fish?
No, it depends on individual circumstances and if the person wants to keep the car at the end or not.Welshbeef said:
Note - would you think a 5 year old 330d M Sport Auto leather with 76k would really be worth >£5k?
I can't see why not.Welshbeef said:
The lust is there fore the new one - but its hard to not consider the older one at well under half the asking price of the 2 year old one.
I know what you mean. I was looking at an 06 reg petrol 330 in April. Agreed to buy one at £21.5k over the phone if it was as described. Travelled an hour through rush hour and the idiot decided to put the price up.Then found a very well specced one at a dealer for £25k. I offered £23k, they wanted £500 more.
Couldn't agree and saw an 52 reg E46 330i sport for £8k. Bought that in the end.
Dealer called a week later to see if we could come to a deal.
Glad I got the E46 now given the way E90 prices have gone.
I was tempted a few months ago to go for a 55 330, and think the price was around the £16k mark, but in the end, found a local private sale on autotrader for a 52 plate 325ci M Sport, which with a little haggling with the long-term female onwer, got me the keys at £6800. Had 72k miles, 2 brand new rear tyres, just had full service, 5 months tax and 12 months MOT.
So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
CypherP said:
I was tempted a few months ago to go for a 55 330, and think the price was around the £16k mark, but in the end, found a local private sale on autotrader for a 52 plate 325ci M Sport, which with a little haggling with the long-term female onwer, got me the keys at £6800. Had 72k miles, 2 brand new rear tyres, just had full service, 5 months tax and 12 months MOT.
So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
Is that the 194bhp version or is it more?So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
Whats the MPG like?
What options leather?
Welshbeef said:
CypherP said:
I was tempted a few months ago to go for a 55 330, and think the price was around the £16k mark, but in the end, found a local private sale on autotrader for a 52 plate 325ci M Sport, which with a little haggling with the long-term female onwer, got me the keys at £6800. Had 72k miles, 2 brand new rear tyres, just had full service, 5 months tax and 12 months MOT.
So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
Is that the 194bhp version or is it more?So if you really want to save yourself some money for another toy, i highly recommend that route. Been the best few motoring months in the last 7 years.
Whats the MPG like?
What options leather?
Mine has pretty much all the extras, mine has the alcantara seats though, as i didnt want leather, but all electric, parking sensors, cruise control, climate & air con, 6 disc changer, all m sport styling, so bigger mv alloys, only thing im missing is the sat-nav/tv, but it was 6 months younger to them putting that in as standard.
If you look around, you can find them for a decent price, and as i said before, rather than opting for something slightly newer, i found my 325ci M sport for a bloody good price, with reasonable mileage and a complete service history.
[/quote]
Yeah, its the 194bhp. Town/partial motorway driving, im averaging around 32mpg which personally i think is pretty good for a 2.5. With current fuel costs, its costing me around £50-£55 to fill the tank, but getting a good 350-375 miles from that, which again, i dont find too bad.
Mine has pretty much all the extras, mine has the alcantara seats though, as i didnt want leather, but all electric, parking sensors, cruise control, climate & air con, 6 disc changer, all m sport styling, so bigger mv alloys, only thing im missing is the sat-nav/tv, but it was 6 months younger to them putting that in as standard.
If you look around, you can find them for a decent price, and as i said before, rather than opting for something slightly newer, i found my 325ci M sport for a bloody good price, with reasonable mileage and a complete service history.
[/quote]
Been looking on A Trader for 5 year old E46 Sports - 330i/330d/325i and there does seem to be a lot of decent stuff around. With the 325i it looks like they are around the £5-6k mark with as you say everything, the 330i seems to be around the £7k and likewise the 330d also seems to be £7k but higher milage though.
Just thinking as per the original post £485pcm thats just shy of £6kp.a. therefore thinking about it in theory I could buy one of these run it for a year and scrap it for £0 then do the same for the next 4 years.
I wonder how much a 325i sport (like yours) would be worth in 4 years time with say 12 to 15k a year milage, so an additional 48k to 60k?
Basically with my current car I bought that when it was 6years old with very low milage and have run it for 5 years bought for just over £6k - so far thats £1250p.a. depreciation and it has been self serviced as my father is a mechanic and knowing I always intended to keep it a long time its relidual value come sale time would be low anyway with or without "official" service history (note all receipts for parts kept).
I guess I could do the same again - but as you say an 02 reg 325i sport (but a little worried as its down on power from my current car & being N/a will lack low down torque - hence me thinking the 330i would be better 230bhp? Or the 330d 184bhp - but Ideally the 204bhp.). Anyone can change the oil, oil filter, spark plugs, air & pollen filter & changing bulbs is simple too. I guess the key is to buy one which has just had new discs & pads all round then frankly given my milage over the next 4 years it will not wear them out.
Do you have a trip computer? What does it display?
Welshbeef said:
Mine has pretty much all the extras, mine has the alcantara seats though, as i didnt want leather, but all electric, parking sensors, cruise control, climate & air con, 6 disc changer, all m sport styling, so bigger mv alloys, only thing im missing is the sat-nav/tv, but it was 6 months younger to them putting that in as standard.
If you look around, you can find them for a decent price, and as i said before, rather than opting for something slightly newer, i found my 325ci M sport for a bloody good price, with reasonable mileage and a complete service history.
Just thinking as per the original post £485pcm thats just shy of £6kp.a. therefore thinking about it in theory I could buy one of these run it for a year and scrap it for £0 then do the same for the next 4 years.
I wonder how much a 325i sport (like yours) would be worth in 4 years time with say 12 to 15k a year milage, so an additional 48k to 60k?
Basically with my current car I bought that when it was 6years old with very low milage and have run it for 5 years bought for just over £6k - so far thats £1250p.a. depreciation and it has been self serviced as my father is a mechanic and knowing I always intended to keep it a long time its relidual value come sale time would be low anyway with or without "official" service history (note all receipts for parts kept).
I guess I could do the same again - but as you say an 02 reg 325i sport (but a little worried as its down on power from my current car & being N/a will lack low down torque - hence me thinking the 330i would be better 230bhp? Or the 330d 184bhp - but Ideally the 204bhp.). Anyone can change the oil, oil filter, spark plugs, air & pollen filter & changing bulbs is simple too. I guess the key is to buy one which has just had new discs & pads all round then frankly given my milage over the next 4 years it will not wear them out.
Do you have a trip computer? What does it display?
Yeah thats a fair comment, but talking from past experience, i've driven both 330s and 330ds used as company cars, and there isn't a great deal of difference in the power-band between that and what i have now. My other reasons for looking at and buying a 325ci is the fuel economy, as compared to the likes of a 330, my 325 is actually pretty forgiving, even when you do feel like being a little more aggressive.
I bought mine with 72k miles for £6800. Im planning on keeping it for at least the next 2 or 3 years, although im only covering around 10-12k miles a year, so by this time i should be pushing it just over 100k. I'm hoping that, keeping the servicing and oil changes up-to-date, i should still be able to get £4-£5000 for it even with that mileage. May be a little optimistic, but judging by some of them you find on autotrader, that might be quite accurate.
I do have a trip computer yes. Displays miles remaining per tank, outside temp, average mpg, average speed and current time. Also gives you next service info when the ignition is switched on, which is normal for most bmws of that age anyway.
Edited by CypherP on Friday 12th September 09:37
[/quote]
Yeah thats a fair comment, but talking from past experience, i've driven both 330s and 330ds used as company cars, and there isn't a great deal of difference in the power-band between that and what i have now. My other reasons for looking at and buying a 325ci is the fuel economy, as compared to the likes of a 330, my 325 is actually pretty forgiving, even when you do feel like being a little more aggressive.
I bought mine with 72k miles for £6800. Im planning on keeping it for at least the next 2 or 3 years, although im only covering around 10-12k miles a year, so by this time i should be pushing it just over 100k. I'm hoping that, keeping the servicing and oil changes up-to-date, i should still be able to get £4-£5000 for it even with that mileage. May be a little optimistic, but judging by some of them you find on autotrader, that might be quite accurate.
I do have a trip computer yes. Displays miles remaining per tank, outside temp, average mpg, average speed and current time. Also gives you next service info when the ignition is switched on, which is normal for most bmws of that age anyway.
[/quote]
Even in the worst case scenario I'd say it will be worth upward of £2k after 3 years in which case that would be a worst case scenario of £1.6k depn per year. Looking at contract hire (effectively the same as depn or I consider it to be) then what could you really get for £133pcm?? Incl VAT! Not much Fiat Panda/Pug C1? And you have a Jnr Exec car.
Is yours the 5 speed or the 6 speed? (did it come 6 speed) and if so what revs is 70mph & if doing 70mph whats the MPG at that speed?
Must admit the sound of the I6 is VERY nice.
Hmm - diesel isnt such a good deal IMHO as it would only be the 184bhp or a leggy 204bhp model with the risk of turbo failure whereas the I6's dont seem to have any issues
Welshbeef said:
I bought mine with 72k miles for £6800. Im planning on keeping it for at least the next 2 or 3 years, although im only covering around 10-12k miles a year, so by this time i should be pushing it just over 100k. I'm hoping that, keeping the servicing and oil changes up-to-date, i should still be able to get £4-£5000 for it even with that mileage. May be a little optimistic, but judging by some of them you find on autotrader, that might be quite accurate.
I do have a trip computer yes. Displays miles remaining per tank, outside temp, average mpg, average speed and current time. Also gives you next service info when the ignition is switched on, which is normal for most bmws of that age anyway.
Is yours the 5 speed or the 6 speed? (did it come 6 speed) and if so what revs is 70mph & if doing 70mph whats the MPG at that speed?
Must admit the sound of the I6 is VERY nice.
Hmm - diesel isnt such a good deal IMHO as it would only be the 184bhp or a leggy 204bhp model with the risk of turbo failure whereas the I6's dont seem to have any issues
Exactly, there isn't a great deal you can get for that kind of money, and i can agree with your thoughts on contract hire as well. There is still going to be some kind of return. I know im not going to get my £7k back after 3 or so years, as is the case with any vehicle you buy these days, but compared to the depn from a newer model, where the only real benefits im going to see are a newer, more responsive engine, slightly better set up, and dependant on how much i spend, slightly better list of extras (at a price).
Mine is a 5 speed, which again, isn't something that bothers me. If im sitting at 70 on motorways, i leave the cruise control on, or play lightly with the throttle and normally average about 35-40 mpg. Otherwise, youre looking at anything between 20-30 if youre town driving at a reasonably consistent speed.
70mph you're looking at about 3-3500 rpm, so definately not straining the engine at that speed by any means.
Im not sure about 6 speeds, as i think they came on the newer models, kinda 53/04 upwards i think.
[/quote]
70mph you're looking at about 3-3500 rpm, so definately not straining the engine at that speed by any means.
Im not sure about 6 speeds, as i think they came on the newer models, kinda 53/04 upwards i think.
[/quote]
I'm surprised at the revs - Mine is 5 speed too and at 70mph its doing 2,800rpm (as it turns out peak torque) - seems high from what Im used to.
My redline is at 7000rpm - is it the same for the 325i?
Welshbeef said:
Im not sure about 6 speeds, as i think they came on the newer models, kinda 53/04 upwards i think.
My redline is at 7000rpm - is it the same for the 325i?
Gassing Station | BMW General | Top of Page | What's New | My Stuff