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Mario149
Original Poster
3,250 posts
47 months
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Ok, so since my bike was pinched yesterday (http://www.pistonheads.com/xforums/topic.asp?h=0&f=74&t=1160868&mid=168845&nmt=My+bike+stolen+%2D+look+out+for+a+Street+Triple+R%2E%2E%2E%2E, where many of you have been very sympathetic, much appreciated, thanks), and realistically the chances of it turning up are slim, to cheer myself up I'm going with the mentality that at least this means I get to go through the fun of choosing another bike as I've decided that I really can't live without one in London. Just planning stuff I have to do today bikeless is a pain in the arse.
I've considered getting another Street Triple R, but although I only had it a short time, I did some decent miles on it and I'm thinking I should go for something different. So far the thinking has covered:
1) Monster 1100s - pretty bike, similar power to the Triple, lots of toys. Downside is that insurance company want about £1k more for 6 months insurance (i.e. on top of the £750 I've already paid them this year) just for TPFT. Can't really justify that.
2) Going down the faired route as currently a lot of my miles are motorway ones, so maybe a Sprint ST. But insurance for that is another £1.5k on top as above!! So no go again.
3) Monster 796 - less toys and power than the 1100, but there's no extra insurance cost
4) Speed Triple - an increase of 1 insurance group and 30bhp or so on the Speed Triple once again increases premium by £1k, so not really viable
So, frontrunner so far is the Monster 796. I'm hoping that although it would be less powerful than my previous bike, more torque would mean it didn't feel too much slower during regular riding and, as I discovered in Germany, top speed on a naked bike is largely irrelevant. Anyone had/ridden both a Street Triple and a Monster 796 who can comment?
What are people's thoughts/suggestions? Up for anything left field also, the main criteria is that it's insurance group must be 14 or less otherwise it's just to ridiculously pricey
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creampuff
1,232 posts
12 months
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That is really expensive to insure. As you have just had one nicked, you really do not want to get another one nicked in the next 5 years or your insurance with be a black hole to your wallet esp as you are in London.
Therefore I'd pick something boring, which people don't want to nick.
Honda Transalp - the ultimate non-descript bike. Almost bought one a couple of years back so I checked out the insurance, it was under £200 TPFT and that was in London. Not that powerful, but the bonus is you can ride over speed bumps at 40mph, which is a whole new sort of fun.
CBF-600/1000. Slightly boring commuter bike. Has half fairing. Insert equivalent models from Suzuki/Yamaha etc here too.
If you have had one bike of the type you are now thinking of buying again nicked on the street in London, then you can have another bike of that type nicked. So I'd get a different sort of bike.
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sjg
4,296 posts
134 months
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796 is a very fine bike indeed. Different experience to the Street Triple, more low-down grunt, less top-end revs. If it swings it, Ducati are doing 0% finance (50% upfront, rest over 3 years) at the moment too on 696 & 796.
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d8mok
972 posts
74 months
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Another vote here for a monster. Ive had a 696 and currently have a 1100s (ive rode a 796 too) and they both beat a street triple in my opinion. (ducks for cover) I borrowered a Street triple R and liked it, but never wanted to own it.
The street is more user friendly, and probably a better overall bike. But the monsters have a great chassis , and enough power for the road. Only downside is the engine can feel a little rough compared to any other bike.
The 796 is a great bike , but the 1100 has so much grunt its addictive.
Ride a monster and see how you feel. Some like them , some dont.
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hostyle
1,031 posts
85 months
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Monster 796 with a decent set of cans 
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Mario149
Original Poster
3,250 posts
47 months
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creampuff said: As you have just had one nicked, you really do not want to get another one nicked in the next 5 years or your insurance with be a black hole to your wallet esp as you are in London.
Therefore I'd pick something boring, which people don't want to nick.
Honda Transalp - the ultimate non-descript bike. Almost bought one a couple of years back so I checked out the insurance, it was under £200 TPFT and that was in London. Not that powerful, but the bonus is you can ride over speed bumps at 40mph, which is a whole new sort of fun.
CBF-600/1000. Slightly boring commuter bike. Has half fairing. Insert equivalent models from Suzuki/Yamaha etc here too.
If you have had one bike of the type you are now thinking of buying again nicked on the street in London, then you can have another bike of that type nicked. So I'd get a different sort of bike. I'd rather hope my insurance going up any significant amount wasn't the case. In the same way as some people seem to have a lot of non-fault accidents and so their premiums seem to go up a bit even though their insurers didn't have to fork out, I'd hope the same was basically true with theft. I gave all correct details when taking out my policy, actually had more security on the bike than I'd declared (thus reducing the risk, albeit only slightly maybe) and it just happened to be the one that got stolen. There's nothing intrinsically risky that I did that would come as a surprise to the insurers. With any luck maybe LoonR1 might shed some light on it. I do see where you're coming from with the anonymous type bike etc, but if I'm going to go to quite a lot of hassle and expense (not to mention danger if we're being grim about riding in town), I'd only really want to do it if I got to own something I enjoyed. And a dull bike, while maybe practical, would not fulfil that criteria. If i'm going to own something that doesn't make me want to look back at it as I walk away, I'd rather just get a scooter 
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Mario149
Original Poster
3,250 posts
47 months
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Looks like I'll have to go and have a shufti at a monster then  Although some of the Moto Guzzis look veeeeeeery pretty!
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dai1983
218 posts
18 months
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Just about to put Griso se actually!
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Grommit
813 posts
34 months
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Speaking of Griso SE's. Got this last month, couldn't be happier. Not the fastest bike on the planet, but torque, even on "running in" revs is brilliant fun. 
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Chipchap
1,206 posts
66 months
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Monster 796 with 14t front sprocket instead of standard 15t. All the fun of the fair. Light, nimble and fun.
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dai1983
218 posts
18 months
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Lovely bike there. Really fancy one, am I ready to give up sportsbikes for one tho?
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sjtscott
2,140 posts
100 months
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Whatever you get lock it to something solid!  I've had a bike nicked as well so know exactly what you're going through esp with the insurance company. I purposely got a relatively cheap 2nd hand replacement 99 r6 after my 2003 gsxr600 got nicked in 2005 but did however buy my still current almax chain.
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mr wiki
373 posts
75 months
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YellowRS
96 posts
92 months
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Mario149 said: Looks like I'll have to go and have a shufti at a monster then Although some of the Moto Guzzis look veeeeeeery pretty!  Some of the Monsters aren't too bad either !!
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spareparts
3,939 posts
96 months
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YellowRS said: Some of the Monsters aren't too bad either !! Best looking Monster ever, but absolutely useless in London.
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Yazza54
9,449 posts
50 months
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Replace what you had. Did you even get a chance to pin it? Last I read you were running in
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Mario149
Original Poster
3,250 posts
47 months
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spareparts said: Best looking Monster ever, but absolutely useless in London. How come useless out of interest?
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Mario149
Original Poster
3,250 posts
47 months
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Yazza54 said: Replace what you had. Did you even get a chance to pin it? Last I read you were running in I was lucky and did get to actually. Well in Germany I got it up to about 130mph, not quite vmax but plenty fast enough for me like I said in the other thread, at least I was fortunate enough to get a decent trip out of it, small mercies I guess
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hostyle
1,031 posts
85 months
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Mario149 said: How come useless out of interest? With the standard sprockets they can be a bit unruly at low speeds, meaning you have to be a gear lower than you're used to or even use clutch slip. Fit a 14T front sprocket and that should make a whole lot smoother.
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creampuff
1,232 posts
12 months
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Mario149 said: I'd rather hope my insurance going up any significant amount wasn't the case. In the same way as some people seem to have a lot of non-fault accidents and so their premiums seem to go up a bit even though their insurers didn't have to fork out, I'd hope the same was basically true with theft. I gave all correct details when taking out my policy, actually had more security on the bike than I'd declared (thus reducing the risk, albeit only slightly maybe) and it just happened to be the one that got stolen. There's nothing intrinsically risky that I did that would come as a surprise to the insurers. With any luck maybe LoonR1 might shed some light on it. I do see where you're coming from with the anonymous type bike etc, but if I'm going to go to quite a lot of hassle and expense (not to mention danger if we're being grim about riding in town), I'd only really want to do it if I got to own something I enjoyed. And a dull bike, while maybe practical, would not fulfil that criteria. If i'm going to own something that doesn't make me want to look back at it as I walk away, I'd rather just get a scooter As far as your insurer are concerned, you insured a bike with them and it got stolen. It's is an at-fault incident to you. If you get another bike stolen, then you are not looking like a good risk as far as an insurer is concerned. Since you live in London, to use a bike to its full potential, you need to be able to park it on the street and have confidence it will be there when you get back. What's the point of having a <insert desirable and nickable bike here> bike and not being able to drive into town an park it? Your insurance premium should tell you that you ARE doing something risky already. Remember, a Transalp is only about £200 to insure in London TPFT.... what does that tell you about the theft risk? A CBF-600, I insured in London and it was around £350 TPFT. And I parked it on the street plenty of times.
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