So, another insurance quote question...

[peterg1955]

Went on a comparison site last night as insurance is up next month and got:

Motorcycle Direct £88 (x/s £100)
Saga (yes, I'm that old) £95 (x/s £350)
Hastings £100 (x/s £350)

All for 1996 Suzuki Bandit 1200 (mildly modded with can, hugger, bellypan, heated grips). S,D &P plus commuting (though not sure I'd actually use it for the 6 miles each way unless the car was off the road).

Only 1 year ncb now as the bike was unused for a few years until last year so I didn't bother insuring it (it was secure enough to not worry about theft as well)

Presently with eBike but that looks like being nearer £140 for renewal - not received the renewal price from them yet.

Any reasons to avoid any of the above three? I have read a few on here using Hastings but not seen mention of the first one and I guess you're all too young to qualify for Saga yet.....

[dibblecorse]

Can only comment on Hastings, have been insured with them in the past, never had to claim but did have to do a bike change and they were easy to deal with .. so would use again if price appropriate.

[jock mcsporran]

No idea but I've just done mine and went with Bennetts. £50, Fully Comp, Protected NCB for a 1050 Triple. The price actually went down when I reduced my excess and added Protected NCB!

This wasn't the cheapest quote I got but had the cover I needed with minimal fuss.

[Dark Thought]

Can't really comment on your quotes, however when I recently renewed I found that that making some changes which I thought would change the price in fact made no difference.
Ie voluntary excess of 0 or 250 , no change, include commuting, no change, include business miles, no change.
Clearly this may change depending on the individual, but for me I have more cover and lower excess for the same cost.

[peterg1955]

Thanks guys, I wasn't really concerned about the quotes as such but wanted to know if Motorcycle Direct were OK to go with (I know to avoid certain BSB sponsors).

I'll do a bit more research and then pick the best one for me.

[Dog Star]

Just for information - I've just had to claim for our stolen bikes, one was with eBike (Ageas (used to be Groupama)) and the other with Bennetts (AXA).

Both inscos have been absolutely brilliant; both have settled with very reasonable offers in about ten days.

[peterg1955]

Thanks Dog Star, though I'm sorry to hear about your bikes being stolen.

[Dog Star]

peterg1955 said:

Thanks Dog Star, though I'm sorry to hear about your bikes being stolen.

Thanks. It's made me reconsider how I regard insurance; this is the first time I've ever had to actually claim and I've always - as you do - been driven by price.

I think in future that I'll be driven by who the underwriter is and the quality of the policy.

[LoonR1]

Dog Star said:

Just for information - I've just had to claim for our stolen bikes, one was with eBike (Ageas (used to be Groupama)) and the other with Bennetts (AXA).

Both inscos have been absolutely brilliant; both have settled with very reasonable offers in about ten days.

No, no, no, no, no, no. You can't post stuff like this on PH