Woke up, went downstairs and bike stolen....cock
Discussion
So after riding 9 months with little drama my bike was stolen last night, chain cut and likely lifted away (disc lock fitted also)
Guess this is going to be a painful experience, especially as I'll now have to commute 30 miles a day on a pedal bike until it's fixed and my insurer doesn't have the best of reputations....waiting for their lines to open now...
Guess this is going to be a painful experience, especially as I'll now have to commute 30 miles a day on a pedal bike until it's fixed and my insurer doesn't have the best of reputations....waiting for their lines to open now...
fking bds - really sorry to hear that. What do you have to do to hang onto them these days?
Don't worry too much about the reputation of the broker - we had two stolen last year on a Wednesday and the bike with the El-cheapo policy paid out the following Thursday and the other "premium" name the day after that.
Good luck.
Don't worry too much about the reputation of the broker - we had two stolen last year on a Wednesday and the bike with the El-cheapo policy paid out the following Thursday and the other "premium" name the day after that.
Good luck.
Fingers crossed although I've just read the policy and there is no mention of excess on it, just a number of codes.
However looking through their other documents and putting things together they've put a £1600 theft excess on (the value of the bike) that was completely unknown. If that was the case I would have paid 1/4 of the premium for third party only (currently TPFT)
I hope I can push back on that and actually get a pay out as it wasn't explained at the time...if not I'll have just lost the bike with no redress...only put petrol in it last night!!!!
However looking through their other documents and putting things together they've put a £1600 theft excess on (the value of the bike) that was completely unknown. If that was the case I would have paid 1/4 of the premium for third party only (currently TPFT)
I hope I can push back on that and actually get a pay out as it wasn't explained at the time...if not I'll have just lost the bike with no redress...only put petrol in it last night!!!!
Edited by kiethton on Friday 24th April 07:20
Police are now on their way to check things over, will give them the data tag numbers
It must have been lifted, chop chain into a van and away - they had no key...either that or chop, wire jiggle and ride away, not sure...
What's the going price for a 2013 (63) Honda CBR125R, 6k miles but previously cat D
I think this is going to be a fight with the insurance co. Who would have guessed that MCE2 would equal an excess and link to a referenced table that was not even contained in the policy document. Only found out what the code was for after googling it...
It must have been lifted, chop chain into a van and away - they had no key...either that or chop, wire jiggle and ride away, not sure...
What's the going price for a 2013 (63) Honda CBR125R, 6k miles but previously cat D
I think this is going to be a fight with the insurance co. Who would have guessed that MCE2 would equal an excess and link to a referenced table that was not even contained in the policy document. Only found out what the code was for after googling it...
No pictures I'm afraid, I'm based in Orpington (SE London/Kent) standard 2013 CBR125R in the white colour scheme, reg:
GX63THG
Damage:
Crack in front mudguard
Scratch on tail panel
Scratches on exhaust
Rust halfway down left handlebar (slightly bent too)
I'll post the serials on FB and twitter now
GX63THG
Damage:
Crack in front mudguard
Scratch on tail panel
Scratches on exhaust
Rust halfway down left handlebar (slightly bent too)
I'll post the serials on FB and twitter now
Sorry to hear about your bike. I don't live far from you and was reading this just the other day...
http://www.bromleytimes.co.uk/news/crackdown_on_mo...
http://www.bromleytimes.co.uk/news/crackdown_on_mo...
Best of luck sorting and hopefully its not in too bad nick.
This isn't aimed at you Keithon but a general observation as it sounds like you are fairly new to the insurance game! I don't get why people say things like 'oh XYZ Insurer that will explain the big excess'....sorry but as a basic rule of thumb you would specify or at least check your exposure in the potential event you are relieved of your bike? I would never want to put myself in the position where its a lucky dip what i get paid out because i didn't check when handing over my hard earned for a policy. I am with MCE and have little to no excess as I requested a waiver - so its not like they secretly con you you of money.
This isn't aimed at you Keithon but a general observation as it sounds like you are fairly new to the insurance game! I don't get why people say things like 'oh XYZ Insurer that will explain the big excess'....sorry but as a basic rule of thumb you would specify or at least check your exposure in the potential event you are relieved of your bike? I would never want to put myself in the position where its a lucky dip what i get paid out because i didn't check when handing over my hard earned for a policy. I am with MCE and have little to no excess as I requested a waiver - so its not like they secretly con you you of money.
No idea which graveyard, I'm based near the poverest roundabout so assume so. All I know is it's now at Charlton pound.
Does seem a little strange, although the disc lock is admittedly st and very cheap so wouldn't surprise me if it was snapped off and taken away.
Indeed, it was my first bike policy and a lesson for the future...the policy document just has a number of codes and an amount preceding them in what is essentially an "other" box. With no explain action on the document which code is which, I checked the main points but couldn't reference the codes at the time.
Lets just hope it's not too badly damaged.
Will be purchasing a new disc lock (abus 68?), a good U-lock (to lock the rear wheel to the frame - won't go around the lamppost) and then securing the lot to the lamppost with a chain.
Does seem a little strange, although the disc lock is admittedly st and very cheap so wouldn't surprise me if it was snapped off and taken away.
Indeed, it was my first bike policy and a lesson for the future...the policy document just has a number of codes and an amount preceding them in what is essentially an "other" box. With no explain action on the document which code is which, I checked the main points but couldn't reference the codes at the time.
Lets just hope it's not too badly damaged.
Will be purchasing a new disc lock (abus 68?), a good U-lock (to lock the rear wheel to the frame - won't go around the lamppost) and then securing the lot to the lamppost with a chain.
Glad it's been foind - hope it's OK.
Sorry to OT, but the photo in this link cracked me up!
Now what I guess would be a stock shot shot of 'A motorbike' might be expected to be a generic 126 or something.
But this is what I think is a very pristine late 70s? Honda CB750 F2 Phil Read Replica (with 4-4 exhaust and original comstars). That has to be a rare beast indeed for 'A motorbike'.
Sorry to OT, but the photo in this link cracked me up!
trumptriple said:
Sorry to hear about your bike. I don't live far from you and was reading this just the other day...
http://www.bromleytimes.co.uk/news/crackdown_on_mo...
There's a photo of a bike at the top of the article with the title 'A motorbike'http://www.bromleytimes.co.uk/news/crackdown_on_mo...
Now what I guess would be a stock shot shot of 'A motorbike' might be expected to be a generic 126 or something.
But this is what I think is a very pristine late 70s? Honda CB750 F2 Phil Read Replica (with 4-4 exhaust and original comstars). That has to be a rare beast indeed for 'A motorbike'.
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