what sports car?
Discussion
Okay so work colleague knows I'm into cars, wants my advice. She's unmarried professional just turned 30, and has a budget of 250 pcm to spend on either finance or a lease.
She wants something sporty and doesn't need to think about any sort of responsibility.
The problem, I've never bought a car other than second hand including used approved any other way than with a cheque, or cash if second hand. So I really don't know how 250 pcm would equate to anything.
I think something two seat and possibly open top but folding rather than soft. Must be still in some sort of manufacturer warranty.
Can I suggest anything for that money??
She wants something sporty and doesn't need to think about any sort of responsibility.
The problem, I've never bought a car other than second hand including used approved any other way than with a cheque, or cash if second hand. So I really don't know how 250 pcm would equate to anything.
I think something two seat and possibly open top but folding rather than soft. Must be still in some sort of manufacturer warranty.
Can I suggest anything for that money??
Hmm, actually maybe not without paying a silly deposit. The one I found from a quick scan had a £5000 deposit.
Can she get it as benefit in kind rather than a personal lease? The diesel SLK on BiK might come in somewhere near £250 after post-tax. Otherwise she's looking at something like an MX5 (with a cloth top).
Can she get it as benefit in kind rather than a personal lease? The diesel SLK on BiK might come in somewhere near £250 after post-tax. Otherwise she's looking at something like an MX5 (with a cloth top).
Edited by kambites on Tuesday 9th February 10:20
Low mileage well specced Z4 3.0 in E85 trim will be perfect and purchased with a £10k bank loan will see payments at approx £240-250 a month i think.
No deposit to worry about either.
Guess it depends if it needs to be new or not.
ETA: Sorry, rag top. Should of looked at your original post!
No deposit to worry about either.
Guess it depends if it needs to be new or not.
ETA: Sorry, rag top. Should of looked at your original post!
julian64 said:
could she actually get into a Z4 for 250 per month. I can't find that deal. £399 is the cheapest I can find. She'd probably be pretty chuffed with the Z4.
I'm pretty sure that if you walked into a BMW dealership and poked one of the salespeople with their own pencil for 2 minutes you would get a Z4 for damn close to £250pm.BMW are very generous with their discounts.
The Audi,Mazda,Golf and Fiat Abarth 595 are the ones coming close at my search,but all have a pretty big deposit (exception Fiat)
Audi TT 1.8T FSI 9+23 £249.89 5k mileage
This is one of the many sites I look at out of curiosity.
http://www.yes-lease.co.uk/personal-lease-cars/aud...
(But they do have a high processing fee compared to many others)
Audi TT 1.8T FSI 9+23 £249.89 5k mileage
This is one of the many sites I look at out of curiosity.
http://www.yes-lease.co.uk/personal-lease-cars/aud...
(But they do have a high processing fee compared to many others)
Edited by TVRJAS on Tuesday 9th February 12:26
stephen300o said:
Apparently she doesn't know you don't have your own opinion...
Not quite. She is a generation younger than me, so she always buys cars in warranty from a dealer on finance on monthly payments. Her current car is a C class merc on exactly this.I on the other hand have never used finance, always bought second hand usually with cash, and have rarely needed to buy a car in warranty, as I spent the money on a fully stocked garage and have always fixed and serviced my own stuff.
So although I have opinions on what she should do, it doesn't translate well to the PCM generation. I have no idea whether the general consensus is to lease or buy with either dealer finance or independent finance.
Seems a bit parental to tell her to simply save her money, and possibly wrong in this day and age of artificially low interest rates
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