And today's commuting highlight is...

And today's commuting highlight is...

Author
Discussion

Pothole

34,367 posts

282 months

Friday 24th February 2017
quotequote all
full_chat said:
So my first front indicator switch lasted about 14 years, the next one about 4 months, the one after that about a year - I spotted it had given up last night, some WD40 has saved it for now. I'd happily pay more for an original quality one but it's hard to see any difference between ones costing £2 and £12 on ebay. I've taken a punt on a £10 one..
Similar tale with the centre stand spring.
I'm very happy with my 2002 Fazer but little things like this can become a pain.
You're a slow learner.

sjtscott

4,215 posts

231 months

Friday 24th February 2017
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Pothole said:
You only have a duty of care to yourself which you chose to ignore. They have a duty of care to you and to the examiners which they chose to heed.
Clearly, when you're in your early 20s you make stupid rash decisions and have less regard for stuff that can go wrong lol - I was merely pointing out before I even had a full license I'd ridden in some of the worst most challenging conditions which although very tricky and difficult were not impossible to ride in.

Pothole

34,367 posts

282 months

Friday 24th February 2017
quotequote all
sjtscott said:
Pothole said:
You only have a duty of care to yourself which you chose to ignore. They have a duty of care to you and to the examiners which they chose to heed.
Clearly, when you're in your early 20s you make stupid rash decisions and have less regard for stuff that can go wrong lol - I was merely pointing out before I even had a full license I'd ridden in some of the worst most challenging conditions which although very tricky and difficult were not impossible to ride in.
So you weren't making the point that this meant your test should have gone ahead?

Myles Peraua

Original Poster:

19,572 posts

203 months

Monday 27th February 2017
quotequote all
Today's "highlight" was commuting in on a 66-plate Bandit 1250, which the insurance company kindly left with me when they carted the RT off for assessment/repair. All I can say is, you can certainly see where your extra money goes on the BM!

Ref last week's incident, the 3rd party's insurance company (not a claims management company, the ins co themselves) have so far sent me two recorded delivery letters, 2 texts, and called me, imploring me to let them settle the claim direct. Which I have done before with a car claim where the 3rd party was unquestionably to blame, and may have done again if my own insurance co hadn't already taken it on and collected the bike. Does seem to suggest an admission of liability, but time will tell.

The guy who collected my bike reckons they might write it off! For a 15mph topple. He said that obv they will price all the parts new from BMW, and if it comes to more than a third of the value, they'll want out. I thought the percentage was a lot higher than that, but this guy collects and delivers bikes back all day every day so he must have some idea of what goes on. He had two other bikes in his van which he was returning to the owners as write offs, and although they were old/cheapish, I couldn't actually see any damage on them at all. If they do write it off, I'll be back with a new thread about what to do ref buying it back or not, and the PCP on it.

This guy said they have 18 vans a day going into Greater London, seven days a week, and they pick up 4 accident-damaged bikes each, each run. That makes 500 bikes a week by my maths. Maybe some exaggeration on is part but that's still a lot of bikes going over.

Angrybiker

557 posts

90 months

Monday 27th February 2017
quotequote all
Myles Peraua said:
Today's "highlight" was commuting in on a 66-plate Bandit 1250, which the insurance company kindly left with me when they carted the RT off for assessment/repair. All I can say is, you can certainly see where your extra money goes on the BM!

Ref last week's incident, the 3rd party's insurance company (not a claims management company, the ins co themselves) have so far sent me two recorded delivery letters, 2 texts, and called me, imploring me to let them settle the claim direct. Which I have done before with a car claim where the 3rd party was unquestionably to blame, and may have done again if my own insurance co hadn't already taken it on and collected the bike. Does seem to suggest an admission of liability, but time will tell.

The guy who collected my bike reckons they might write it off! For a 15mph topple. He said that obv they will price all the parts new from BMW, and if it comes to more than a third of the value, they'll want out. I thought the percentage was a lot higher than that, but this guy collects and delivers bikes back all day every day so he must have some idea of what goes on. He had two other bikes in his van which he was returning to the owners as write offs, and although they were old/cheapish, I couldn't actually see any damage on them at all. If they do write it off, I'll be back with a new thread about what to do ref buying it back or not, and the PCP on it.

This guy said they have 18 vans a day going into Greater London, seven days a week, and they pick up 4 accident-damaged bikes each, each run. That makes 500 bikes a week by my maths. Maybe some exaggeration on is part but that's still a lot of bikes going over.
Well that looks like good news. I don't understand what the benefit to you would be, to settle direct. Not to say there isn't one, I just don't get what it could be. You still have to report the incident to your insurance and it still goes on that ineffable shared database, which isn't shared by you, on which they test your knowledge for your next insurance quote. You'll also still get the same 'negotiation' on what market value is for your bike and they'll agree a figure and then give you £300 less than that... So why settle direct?

Myles Peraua

Original Poster:

19,572 posts

203 months

Monday 27th February 2017
quotequote all
Angrybiker said:
Myles Peraua said:
Today's "highlight" was commuting in on a 66-plate Bandit 1250, which the insurance company kindly left with me when they carted the RT off for assessment/repair. All I can say is, you can certainly see where your extra money goes on the BM!

Ref last week's incident, the 3rd party's insurance company (not a claims management company, the ins co themselves) have so far sent me two recorded delivery letters, 2 texts, and called me, imploring me to let them settle the claim direct. Which I have done before with a car claim where the 3rd party was unquestionably to blame, and may have done again if my own insurance co hadn't already taken it on and collected the bike. Does seem to suggest an admission of liability, but time will tell.

The guy who collected my bike reckons they might write it off! For a 15mph topple. He said that obv they will price all the parts new from BMW, and if it comes to more than a third of the value, they'll want out. I thought the percentage was a lot higher than that, but this guy collects and delivers bikes back all day every day so he must have some idea of what goes on. He had two other bikes in his van which he was returning to the owners as write offs, and although they were old/cheapish, I couldn't actually see any damage on them at all. If they do write it off, I'll be back with a new thread about what to do ref buying it back or not, and the PCP on it.

This guy said they have 18 vans a day going into Greater London, seven days a week, and they pick up 4 accident-damaged bikes each, each run. That makes 500 bikes a week by my maths. Maybe some exaggeration on is part but that's still a lot of bikes going over.
Well that looks like good news. I don't understand what the benefit to you would be, to settle direct. Not to say there isn't one, I just don't get what it could be. You still have to report the incident to your insurance and it still goes on that ineffable shared database, which isn't shared by you, on which they test your knowledge for your next insurance quote. You'll also still get the same 'negotiation' on what market value is for your bike and they'll agree a figure and then give you £300 less than that... So why settle direct?
The last time it happened, someone ran a red light and t-boned the side of my car. The car behind them was being driven by an off-duty police inspector, who stopped (and booked the driver for careless there and then!), so he was bang to rights. What happened was, the 3rd party insurance company were so keen to avoid the costs of a claims management company that called me direct within an hour of the crash and stated that they were prepared (within reason) to meet all my demands without question. They took my car (FFRR) to a specialist repairer, hired me a Merc ML, and returned it to me in pristine condition and I didn't have to pay out a single penny (eg excess, then claim back) and as I recall, I didn't have to fill in any forms either. Win-win for us both really.

Of course you do still have to declare it, but in my case it took a whole world of faff away.

Sea Demon

1,159 posts

213 months

Monday 27th February 2017
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Long shot but does anyone here work at 60 Ludgate Hill, London - same building as PETRONAS, near St Pauls?

I'm moving offices in 2 weeks time & just wanted to know if underground parking is available - people here don't know..

SteelerSE

1,894 posts

156 months

Monday 27th February 2017
quotequote all
Sea Demon said:
Long shot but does anyone here work at 60 Ludgate Hill, London - same building as PETRONAS, near St Pauls?

I'm moving offices in 2 weeks time & just wanted to know if underground parking is available - people here don't know..
The closest I know of is Baynard House - London EC4V 4BQ. Probably about 5 mins away.

tjlazer

875 posts

174 months

Monday 27th February 2017
quotequote all
Well clearly I didn't check the forecast when I set off in my jeans this morning. Christ, apart from dodging the usual Monday morning dopey drivers (seemed a lot worse than usual!) I arrived with a very soggy crotch indeed. Great start!

Re settling direct with insurers, I've done this a few times (with my cars) and the main thing is that you don't need to cough up your excess and, as far as I'm aware, it doesn't get logged on your file as a formal claim. Certainly I've never been asked about the matters that were settled by the others insurers in full without any claim on my own policy. It's up to you whether to declare these but I not encountered any 'big brother' database issues in the past when quoting, however my usual insurer normally beats the other quotes anyway and they already know about them.

Biker 1

7,724 posts

119 months

Monday 27th February 2017
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My 'waterproof' shoes & 'waterproof' jacket are now becoming boring. Looks like the rest of this week will be st, particularly Friday furious

creampuff

6,511 posts

143 months

Monday 27th February 2017
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tjlazer said:
Well clearly I didn't check the forecast when I set off in my jeans this morning. Christ, apart from dodging the usual Monday morning dopey drivers (seemed a lot worse than usual!) I arrived with a very soggy crotch indeed. Great start!
Once you pass you mid 40s a soggy crotch will happen even if it isn't raining.

Tall_Paul

1,915 posts

227 months

Tuesday 28th February 2017
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Well that was a stty commute! mad

Started with a Van pulling out on me (enough to make me slow down, not enough to cause a crash) which then decided to stop on a main road 20m later to let 2 walkers cross, when there was an island 10ft from where they were crossing... stopping randomly like that on a main road causes accidents, and if the walkers are too stupid to see the traffic island then it's their fault!

Then a normal (hybrid driving) dawdler doing 20 in a 30 and crawling through gaps between parked cars that you could get a bus through...

Finally ending with a cocksucker in an expensive merc estate, who when I filtered past as the last car before a roundabout (me turning left) he decided he wasn't going to allow this and accelerated once I was past him to block me off madfuriousbanghead

From his ranting a little later I gathered that he'd 'been riding bikes for years' and so you'd have thought he'd have a little more compassion towards bikers!!

All in, one of those commutes which leaves you fking fuming!!!

Edit: nearly forgot the 3 cars switching lanes in the space of 1 mile of DC filtering, none of them using their mirrors...

Woosa... woosa...

kiethton

13,891 posts

180 months

Tuesday 28th February 2017
quotequote all
Still off the bike and on the loser cruiser, now sitting on a train when I'd otherwise be waking up!

Needless to say, with me having the bike fixing skills of a reclusive mormon the bike's now at MH in Bromley....lets hope it's fixed up and back with me soon!

Angrybiker

557 posts

90 months

Tuesday 28th February 2017
quotequote all
tjlazer said:
Well clearly I didn't check the forecast when I set off in my jeans this morning. Christ, apart from dodging the usual Monday morning dopey drivers (seemed a lot worse than usual!) I arrived with a very soggy crotch indeed. Great start!

Re settling direct with insurers, I've done this a few times (with my cars) and the main thing is that you don't need to cough up your excess and, as far as I'm aware, it doesn't get logged on your file as a formal claim. Certainly I've never been asked about the matters that were settled by the others insurers in full without any claim on my own policy. It's up to you whether to declare these but I not encountered any 'big brother' database issues in the past when quoting, however my usual insurer normally beats the other quotes anyway and they already know about them.
Dangerous - you're SUPPPOSED to declare all incidents regardless of whether you'd claimed. The wording they use is something like 'any accidents or claims in the last 5 years2.. So yeah up to you, but IF the insurer you claimed against put you in that big brother database and you went for another quote and didn't declare it and then IF they checked the big brother database, then they could cancel your policy.

kiethton

13,891 posts

180 months

Tuesday 28th February 2017
quotequote all
kiethton said:
Still off the bike and on the loser cruiser, now sitting on a train when I'd otherwise be waking up!

Needless to say, with me having the bike fixing skills of a reclusive mormon the bike's now at MH in Bromley....lets hope it's fixed up and back with me soon!
Just had a call to say the bike is fixed! - will hopefully be back on come the morning and the family can collect the keys for me

Cam chain tensioner fitted, battery issues (despise being new), 3 replacement indicators fitted and the exhaust re-attached plus a full service. Only remaining issue is a 3.5 inch hole in the downpipes....think i'll try to get this welded as I can't stomach the couple of hundred quid to fix - anybody know an exhaust welder? - SE London/NW Kent preferred

Sea Demon

1,159 posts

213 months

Tuesday 28th February 2017
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How did it get a 3.5" hole in the downpipes?! Must make a lot of noise!

paralla

3,533 posts

135 months

Tuesday 28th February 2017
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Yesterdays highlight was timing my afternoon commute perfectly so I only got mildly moist rather than soaked.

Hoping today will be the same, need dryness from 4.30pm to 5pm since my waterproof trousers are still hanging up in the bathroom at home going from mildly moist to dry.

kiethton

13,891 posts

180 months

Tuesday 28th February 2017
quotequote all
Sea Demon said:
How did it get a 3.5" hole in the downpipes?! Must make a lot of noise!
Rust by the sounds of it - yeah it is pretty loud, was on the MOT as an advisory for the past few years can can believe it

I'm personally not too fussed about the noise - commuting into town and having somebody drive over me when stopped in a queue in the autumn I want as loud as possible for my own sake.

Biker 1

7,724 posts

119 months

Tuesday 28th February 2017
quotequote all
Maybe worth a try: http://www.mobileweldingsouth.co.uk/
There are many good fabricators around.

Pothole

34,367 posts

282 months

Tuesday 28th February 2017
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In the car. A. it's lashing down. B. I can't get all the kit to do pancakes for the night shift on the back of the bike!