996 Turbo - Classic insurance vs mirrored NCB on multi-car

[shantybeater]

I've used admiral for ten years or so, always very competitive so as usual I went to insure my 911T for the summer months, this time due to the increase in value I decided to mention the 'x50' option incase, in the event of a payout, I would be able to justify the additional value this 'extra' brings.

Well they flat out refused to insure me, saying although factory fitted it was classed as a modification in their eyes? I escalated to a manager and assured the car is completely standard, as it was when it left the Porsche dealership, but there was no give. I even jested that they insure it as a Turbo S which guarantee would be no problem! So after ten years of loyalty I am left with my daily driver on a policy with admiral and no obvious way to mirror my NCB (as offered by them).

So my options I see:
- Try and get a classic car policy, would a 2002 Turbo fit the bill? Any suggestions on providers?
- Cancel my daily policy with admiral and move both cars to another multi-car provider which offers mirrored NCB.

Any suggestions on what my best option is going forward? and who with? My car lives in a locked garage (in a carcoon) but due to its increase in value I wish to have it insured all year round (rather than pickup a policy for 6 months of the year)

[Darranu]

I'm with Mannings for my X50 and have just put it on an agreed valuation policy.
Really easy to deal with and good value as well.

[fredt]

Yes classic might work for you. Try Lockton, they are very competitive on older Porsches anyway.

[silver surfer]

Suggest getting a quote on either Competition Car Insurance or Classic Car Insurance.

SS

[ARTiSAN1066]

My X50 is also with Locktons (agreed value) and there was no problem. I also obtained a quote from A Plan in Reading who mirrored the NCD on my daily driver (9+ years). Locktons weren't the cheapest but reasonable and I felt it was a better policy IMO.

[shantybeater]

Thanks for the suggestions, Classicline came up competitive. Fixed valuation of 40k (might be a bit low in hindsight - 60k, manual, x50, black int/seal ext.

This left me to use my no claims on the daily beater, which I secured a cheap quote via confused.