Fully comp insurance, with breakdown recovery?
Discussion
Hi all, I just bought myself a 1200 Harley, so I'm on the prowl for insurance cover. I got a fully comp quote from Bennets, for £99, but I've also done a search here in Biker Banter and tried www.gocompare.com They asked all the usual info, and not one of them is as cheap as Bennetts. Is there a good reason for this, such as Bennets being crap?
Motorcycle Direct seem reasonable, but they don't offer breakdown insurance.
I'm 48, haven't ridden a bike for 6 years now, and not for nearly 20 years in England, and I really want decent fully comp cover with breakdown recovery before I venture out on the roads. Any recommendations?
Motorcycle Direct seem reasonable, but they don't offer breakdown insurance.
I'm 48, haven't ridden a bike for 6 years now, and not for nearly 20 years in England, and I really want decent fully comp cover with breakdown recovery before I venture out on the roads. Any recommendations?
oggs said:
I think breakdown comes with C Nash anyway
I've got my policy right here as it happens, included is the following for fully comp:- legal liabilty for death / injury to passengers and third parties
- legal liabilty for damage to 3rd parties property upto 20m quid
- loss or damage by fire, theft or attempted theft
- foreign travel cover (90 days on my policy but that wasn't FC so best check)
- european and UK breakdown cover and accident assistance
- upto 50 grand in legal protection
- optional trackday cover
Stu R said:
oggs said:
I think breakdown comes with C Nash anyway
I've got my policy right here as it happens, included is the following for fully comp:- legal liabilty for death / injury to passengers and third parties
- legal liabilty for damage to 3rd parties property upto 20m quid
- loss or damage by fire, theft or attempted theft
- foreign travel cover (90 days on my policy but that wasn't FC so best check)
- european and UK breakdown cover and accident assistance
- upto 50 grand in legal protection
- optional trackday cover
bloody hell thats cheap. Im nearly 39, 30 years of riding bikes, although not had one for 5 years when my Ducati 996 sps miraculously transformed into a house deposit, wooden floors and curtains but having just bought a 2008 blade am paying £1050FC with 3 points (Kwik Fit online wanted £9150 - work that one out!!).
Only bad thing I have heard about Bennetts is that when I bought the blade the dealer asked who I was insured with as Bennetts can take an age to get a cover not through when taxing the bike. Saying that I have waited nearly 2 weeks and still not got my copy even though the dealer got a faxed one within minutes of paying.
Only bad thing I have heard about Bennetts is that when I bought the blade the dealer asked who I was insured with as Bennetts can take an age to get a cover not through when taxing the bike. Saying that I have waited nearly 2 weeks and still not got my copy even though the dealer got a faxed one within minutes of paying.
scoobster999 said:
bloody hell thats cheap. Im nearly 39, 30 years of riding bikes, although not had one for 5 years when my Ducati 996 sps miraculously transformed into a house deposit, wooden floors and curtains but having just bought a 2008 blade am paying £1050FC with 3 points (Kwik Fit online wanted £9150 - work that one out!!).
Only bad thing I have heard about Bennetts is that when I bought the blade the dealer asked who I was insured with as Bennetts can take an age to get a cover not through when taxing the bike. Saying that I have waited nearly 2 weeks and still not got my copy even though the dealer got a faxed one within minutes of paying.
£1050 I'm 48, haven't ridden in six years, bike valued at £3.5k and my first quote was £99 FC. Some others have been as high as £150. Only bad thing I have heard about Bennetts is that when I bought the blade the dealer asked who I was insured with as Bennetts can take an age to get a cover not through when taxing the bike. Saying that I have waited nearly 2 weeks and still not got my copy even though the dealer got a faxed one within minutes of paying.
I guess a hi po 'blade might be more of a risk that a 'Hardly Dangerous' 1200
I think £100 (or less) is a great price, AFAIK Bennetts are reputable so you should have no problem. I'm with Carole Nash and pay around £200 for a (ten year old) Ducati 916, I'm a couple of years younger than you and have been riding bikes for 30 years and got full/protected no-claims (but they charged me £35 extra this year because my wife had an accident in my car?).
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