The Golf R lease thread
Discussion
Hatchbacks seem to be going around £9200~ including vat for 6+23 with 8,000 miles and the estates are a bit more pricier around £9700~. (including vat)
Unfortunately I don't know the names of the supplying dealer(s) so these are all coming from brokers so your mileage may vary. I do know that estates seem to be running low in stock but there are still a few hatchbacks out there.
Each of these brokers are advertising these.
New Car Deals
Applied Leasing
Target Car Leasing
Unfortunately I don't know the names of the supplying dealer(s) so these are all coming from brokers so your mileage may vary. I do know that estates seem to be running low in stock but there are still a few hatchbacks out there.
Each of these brokers are advertising these.
New Car Deals
Applied Leasing
Target Car Leasing
Mine finally ordered at 6+35 12000 miles Lapiz, Pretorias, voice activation, £437 inc - maintained. Best deal I could get and been told only one funder at this level and broker commission waved to lower price as previous quote could not be honoured as mess.up with the system on the funder side
James-3xop5 said:
Hatchbacks seem to be going around £9200~ including vat for 6+23 with 8,000 miles and the estates are a bit more pricier around £9700~. (including vat)
Unfortunately I don't know the names of the supplying dealer(s) so these are all coming from brokers so your mileage may vary. I do know that estates seem to be running low in stock but there are still a few hatchbacks out there.
Each of these brokers are advertising these.
New Car Deals
Applied Leasing
Target Car Leasing
Is this the pre-facelift?Unfortunately I don't know the names of the supplying dealer(s) so these are all coming from brokers so your mileage may vary. I do know that estates seem to be running low in stock but there are still a few hatchbacks out there.
Each of these brokers are advertising these.
New Car Deals
Applied Leasing
Target Car Leasing
http://www.targetcarleasing.co.uk/manufacturers/vo...
and this the facelift?
http://www.targetcarleasing.co.uk/manufacturers/vo...
Edited by furtive on Monday 27th February 19:20
Msportgeoff said:
Mine finally ordered at 6+35 12000 miles Lapiz, Pretorias, voice activation, £437 inc - maintained. Best deal I could get and been told only one funder at this level and broker commission waved to lower price as previous quote could not be honoured as mess.up with the system on the funder side
That's eighteen thousand over three years. Are you sure you're not better off buying? What's that, 35k new list price (even without a carwow wangled discount) ? It's going to worth more than 17k private sale after three years surely?Is my man math out?
That still seems bloody expensive.
2 sets of tyres over 3 years - £800
2 oil changes, 1 main service & 1 brake fluid change - £1,000
I know most of us here had the mega cheap lease deals over two years, but that seems astronomical. Around double of what mine would be (x1.5) because of the three years.
2 sets of tyres over 3 years - £800
2 oil changes, 1 main service & 1 brake fluid change - £1,000
I know most of us here had the mega cheap lease deals over two years, but that seems astronomical. Around double of what mine would be (x1.5) because of the three years.
All fair points and all opinions valid. However, purchasing at a discount leaves you having to finance the whole car, whereas leasing, you are financing the depreciation, plus interest, with a future value agreed at the start. So it takes depreciation out of the equation and allows changeover for a new car at the end of the term as hassle free, which I need as I use the car for work. You pay a slight premium for the privilege but you don't have the hassle.
So 10k depreciation, 1.8k service costs, 4.5k interest on loan. Total £16,300.
I have seen £358 3+35 personal contract hire 10k miles. £13604. Plus 1.8k servicing. 15.2k. No options.
So works out exactly the same assuming the options add a bit on!!
I haven't seen a way to beat 5k a year yet?!
I have seen £358 3+35 personal contract hire 10k miles. £13604. Plus 1.8k servicing. 15.2k. No options.
So works out exactly the same assuming the options add a bit on!!
I haven't seen a way to beat 5k a year yet?!
timberman said:
I'd say 4.5k interest on 30k loan is a bit pessimistic, current loan rates would suggest 3k is more like it over 3 years
just checked and halifax are offering car loans of upto £60,000 for just 3.3%, meaning that a 30k loan over 3 years would cost just over £1500, those rates would make most Pcp's, Hp agreements or other forms of finance seem pointless
Ok just to be pedantic......
The problem with a loan is the monthly repayments. Loans over 5 years are more expensive i think. If you take out a 30k 5 year loan at 3.3% the monthly payments would be £543 a month. Obviously you would have a car at the end of it that was worth some money but i can't afford £543 a month.
So to reduce the monthly payments you need a longer loan term at which point the interest rate goes up.
Any pcps at 3%?!
The problem with a loan is the monthly repayments. Loans over 5 years are more expensive i think. If you take out a 30k 5 year loan at 3.3% the monthly payments would be £543 a month. Obviously you would have a car at the end of it that was worth some money but i can't afford £543 a month.
So to reduce the monthly payments you need a longer loan term at which point the interest rate goes up.
Any pcps at 3%?!
timberman said:
timberman said:
I'd say 4.5k interest on 30k loan is a bit pessimistic, current loan rates would suggest 3k is more like it over 3 years
just checked and halifax are offering car loans of upto £60,000 for just 3.3%, meaning that a 30k loan over 3 years would cost just over £1500, those rates would make most Pcp's, Hp agreements or other forms of finance seem pointless
roblpm said:
KrisPr said:
Just got current shape R 17 plate. £500 deposit over 18 months at £260 per month DSG.
Affinity car leasing, mine is running out this month so I'm getting it again. I had the 3door manual. Now getting the 5 door dsg. Where from? By October when i need mine i doubt there will be any pre facelift ones left?!
Gassing Station | Audi, Seat, Skoda & VW | Top of Page | What's New | My Stuff