Disco 4 - what do I need to know?

Disco 4 - what do I need to know?

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Discussion

5678

Original Poster:

6,146 posts

227 months

Thursday 20th October 2016
quotequote all
Starting to look at these as the family car.

In looking I'm finding 3 price points and am after some pros and cons for each.

~£30k - 2012 HSE 47k miles
~£36k - 2013 HSE Luxury 40k miles
~£43k - 2015 HSE Luxury 8k miles

All have Park heating, but not being clued up on the options, I'm not sure about the rest. They are all from a main dealer, I prefer to buy this way for warranty and peace of mind. All come with 2 years warranty and this is something I would extend once it expired.

Any thoughts?

I'm also leaning towards the light interior, I'd like to know how they fair against the day to day of wife/kids/paraphernalia.

Jurgen Schmidt

824 posts

201 months

Thursday 20th October 2016
quotequote all
We've got the cream interior, and a toddler.

We found the darker interiors to be a little depressing, if that's the right way of expressing it

We avoid letting him have food, sticky drinks or crayons in the car, and despite his best efforts, he's not wrecked the interior yet

He has suggested painting Daddy's car though....

gizlaroc

17,251 posts

224 months

Thursday 20th October 2016
quotequote all
This is one of the best looking D4 on the market at the moment and properly specced....

http://disco3.co.uk/forum/topic151277.html

5678

Original Poster:

6,146 posts

227 months

Thursday 20th October 2016
quotequote all
gizlaroc said:
This is one of the best looking D4 on the market at the moment and properly specced....

http://disco3.co.uk/forum/topic151277.html
I'll be financing so private sale isn't an option for me. Less warranty on that too.

gizlaroc

17,251 posts

224 months

Thursday 20th October 2016
quotequote all
18 months warranty on that I guess?

You can finance a used car, Lombard, Hitachi Capital will all do it and at a hugely reduced rate to Land Rovers used car rate.
Be careful with that one.


gizlaroc

17,251 posts

224 months

Thursday 20th October 2016
quotequote all
I can't remember what thread it was on but we discussed the other day.


Ah, found it, it was the PCP assistance thread......

http://www.pistonheads.com/gassing/topic.asp?h=0&a...


I said.......

Look at maybe using Hitachi Capital or similar.

I got a quote on a Disco from them, it was £35000, with £5k down and it was coming in at £626 a month over 48 months with £10k at the end.
I got a quote from Hitachi Capital and it was £660 a month over 48 months and it was paid in full.

The rate was 11.9% from LR and 3.1% from Hitachi Capital.


You have to be really careful with used car finance, they hide the rate with GFVs, in reality, you often don't need a GFV because if you go with a straight loan the interest saved over 3-4 years covers the balloon.



Even the guy at Land Rover couldn't get his head round what I was saying to him.
He kept saying "But we guarantee it will be worth £10,000 in 4 years time"
I kept saying "No you're not, you are guaranteeing I will have to pay you another £10,000 in 4 years time if I want to keep my car."
It was like his mind was blown!! biggrin

hilly10

7,108 posts

228 months

Thursday 20th October 2016
quotequote all
I just got my HSE 15 Plate I looked for a long time to find the Loire Blue with Ivory leather which in the HSE is the Premium leather and very nice it is. The int trim looks and is quite robust. I purchased from a main dealer its got 10.5k 2 years warranty and as you say its a must. Brilliant car does all things bloody well.




5678

Original Poster:

6,146 posts

227 months

Thursday 20th October 2016
quotequote all
gizlaroc said:
I can't remember what thread it was on but we discussed the other day.


Ah, found it, it was the PCP assistance thread......

http://www.pistonheads.com/gassing/topic.asp?h=0&a...


I said.......

Look at maybe using Hitachi Capital or similar.

I got a quote on a Disco from them, it was £35000, with £5k down and it was coming in at £626 a month over 48 months with £10k at the end.
I got a quote from Hitachi Capital and it was £660 a month over 48 months and it was paid in full.

The rate was 11.9% from LR and 3.1% from Hitachi Capital.


You have to be really careful with used car finance, they hide the rate with GFVs, in reality, you often don't need a GFV because if you go with a straight loan the interest saved over 3-4 years covers the balloon.



Even the guy at Land Rover couldn't get his head round what I was saying to him.
He kept saying "But we guarantee it will be worth £10,000 in 4 years time"
I kept saying "No you're not, you are guaranteeing I will have to pay you another £10,000 in 4 years time if I want to keep my car."
It was like his mind was blown!! biggrin
That's a good rate from Hitachi! I've been speaking with Oracle at the moment and we're around 7.5 without trying too hard. Balloons from them were pretty strong too.
I'll definitely look into hitachi though. Thanks.

5678

Original Poster:

6,146 posts

227 months

Thursday 20th October 2016
quotequote all
hilly10 said:
I just got my HSE 15 Plate I looked for a long time to find the Loire Blue with Ivory leather which in the HSE is the Premium leather and very nice it is. The int trim looks and is quite robust. I purchased from a main dealer its got 10.5k 2 years warranty and as you say its a must. Brilliant car does all things bloody well.



That's pretty much my ideal! I like the light seats but dark lower trim.

I need to look into what extra the lux offers.

hilly10

7,108 posts

228 months

Thursday 20th October 2016
quotequote all
From memory 360 degree Cameras Remote control for the pre heat, fridge in the central console

Crumpet

3,894 posts

180 months

Saturday 22nd October 2016
quotequote all
hilly10 said:
From memory 360 degree Cameras Remote control for the pre heat, fridge in the central console
It probably depends from one year to the next but remote control for the heating and the cubby fridge are definitely options, even on the HSE Lux. The extras I know of that come with a Lux are heated steering wheel, rear seat entertainment and the surround cameras and from the facelift they included the 825w Meridian stereo - that's about it!

Oh and my thoughts on the OP's original question would be to get the 15 plate as the facelift will keep it looking a little bit younger for longer.