Land Rover's Now Uninsurable

[ZOLLAR]

IroningMan said:

grand cherokee said:

the Trackstar fob is far smaller than the Range Rover fob!

if you leave the fob in the car and the car gets stolen don't expect the insurers to pay out

technology changes so rapidly that last years security system can be hacked by a twelve year old - even the Pentagon etc get problems - nature of the beast I'm afraid

Edited by grand cherokee on Friday 30th January 12:53

Not sure why tracker technology should be immune from this principle...

It isn't, have seen plenty of vehicles with trackers disappear without trace.

[Blue62]

grand cherokee said:

the Trackstar fob is far smaller than the Range Rover fob!

if you leave the fob in the car and the car gets stolen don't expect the insurers to pay out

technology changes so rapidly that last years security system can be hacked by a twelve year old - even the Pentagon etc get problems - nature of the beast I'm afraid

Edited by grand cherokee on Friday 30th January 12:53

You seriously think Trackers are the answer? They are far from foolproof, I know of at least 3 people who have had their Ferrari's taken never to be seen again, despite the fact that they were 'Trackered' up to the eyeballs, it's another reason why I baulk at being forced by my insurer to pay for it, if a pro wants my car it's gone. If my big toy was stolen I know I would be gone forever, highly unlikely that the insurer would be able to establish where the fob was, unless you tell on me of course.

[tuffer]

grand cherokee said:

the Trackstar Cat 5 is £699 fitted inc VAT - its the only system approved by Land Rover

three year subscription is £549

in truth if you can afford the car the above prices are irrelevant

its the price you pay for a desirable car that will be targeted by criminals

as to 'fitted as standard' best contact your main dealer?

my insurance excess is £600 without mileage limits

Edited by grand cherokee on Thursday 29th January 12:16

I would hardly say that c£1,100 is irrelevant even when spending £70K on the car, in fact the total opposite, I would expect a decent immobiliser to be fitted. My 911 came with a system but after the first 2 years I decided to look at the cost of the insurance without the tracker, the sum total of an extra £20 per year as opposed to £300 for the tracker service. I would walk away from any possible LR purchase based on those costs.

[V8LM]

Phil. said:

Just received a renewal notice for my FFRR and Evoque. I have been with Chubb for 3 years or more. It says:

'I must make you aware that Chubb wll no longer cover loss or damage caused by theft or attempted theft to your Range Rover's from 22nd February 2015 unless they are fitted with an operational Category 5 Tracking System. Chubb are enforcing this on all current clients with Range Rovers due to a recent trend in thefts.'

I have spoke with the broker and this applies to all Land Rovers as far as Chubb is concerned.

I have a Tracker Locate fitted and this is a Cat 6 so not sufficient.

According to the broker, LR are fully aware of the situation but still fitting Cat 6 Trackers to their vehicles.

I am contemplating buying a new L405 later this year. I will watch how LR respond to this issue before making a final decision.

LR need to get this sorted!

Would anyone from LR care to comment on when a solution fo the ODB problem will be provided?

I understand that the keyless-go problem (programming of a blank key through the OBD port) has been effectively resolved, on new cars at least, by a change to the key module.

Chubb's insistance on a CAT 5 Tracker is not universal.

[Phil.]

V8LM said:

I understand that the keyless-go problem (programming of a blank key through the OBD port) has been effectively resolved, on new cars at least, by a change to the key module.

It would be great for potential purchasers if LR would confirm this, and even better if they had a fix for current L405 owners.

[ZOLLAR]

Phil. said:

V8LM said:

I understand that the keyless-go problem (programming of a blank key through the OBD port) has been effectively resolved, on new cars at least, by a change to the key module.

It would be great for potential purchasers if LR would confirm this, and even better if they had a fix for current L405 owners.

If it's any help the newest Range Rover theft I have was manufactured June 2014.

It's possible there may have been newer ones.

Edit, just seen one for september 2014.

Edited by ZOLLAR on Friday 30th January 16:58

[Phil.]

ZOLLAR said:

If it's any help the newest Range Rover theft I have was manufactured June 2014.

It's possible there may have been newer ones.

Edit, just seen one for september 2014.

Edited by ZOLLAR on Friday 30th January 16:58

Useful, thanks. I now know to buy a 2015 or later L405 to avoid an increased likelihood of it being stolen.

[ZOLLAR]

Phil. said:

ZOLLAR said:

If it's any help the newest Range Rover theft I have was manufactured June 2014.

It's possible there may have been newer ones.

Edit, just seen one for september 2014.

Edited by ZOLLAR on Friday 30th January 16:58

Useful, thanks. I now know to buy a 2015 or later L405 to avoid an increased likelihood of it being stolen.

As it stands there's nothing to say they can't be taken, unfortunately this is something that will continue for a while.
We've heard that Land Rover have developed a smart phone app that allows the owner to disable the vehicle remotely, at present I'm only aware of it on some Evoques no doubt it'll be rolled out on the full range soon.

[Triple7]

ZOLLAR said:

As it stands there's nothing to say they can't be taken, unfortunately this is something that will continue for a while.
We've heard that Land Rover have developed a smart phone app that allows the owner to disable the vehicle remotely, at present I'm only aware of it on some Evoques no doubt it'll be rolled out on the full range soon.

Kind of, it's called InControl Secure.

http://www.landrover.com/Images/e-quick-start-guid...

Unfortunately,I never ticked the option box for this on my Discovery Sport, asI never thought I'd need a tracker on a £40k car, as my Insurer has a £75k trigger. When I call them tomorrow and see what the deal is, I hope this can be just a software/easy retro fit, if the Insuer even thinks it to b good enough.......

[bakerstreet]

andyxxx said:

I disagree with you.
I can afford the car but £1200 is not irrelevant - or a small amount of money.

Furthermore, I do not want or like trackers - my last one needed a large fob with you which was simply ludicrous.

In purchasing this high end car I am not alone in thinking the security on it should not easily be compromised, which now appears not to be the case.

I'd agree with that. Other manufacturers don't have this issue. LR are in a mess and the cars haven't even been delivered to the first clients yet. Also, lets face it, its a LR, it will have reliability/build problems from the outset!

[Blue62]

My last LR was a Disco 4 and it was faultless over 3 years and 50000 miles, which is more than can be said for the other cars in our household. I think that LR have improved build quality by some margin and I wouldn't have too many concerns going forward, the thing that put me off going for another was the damn awful sat nav screen which I believe still hasn't been replaced.

[V8LM]

Triple7 said:

ZOLLAR said:

As it stands there's nothing to say they can't be taken, unfortunately this is something that will continue for a while.
We've heard that Land Rover have developed a smart phone app that allows the owner to disable the vehicle remotely, at present I'm only aware of it on some Evoques no doubt it'll be rolled out on the full range soon.

Kind of, it's called InControl Secure.

http://www.landrover.com/Images/e-quick-start-guid...

Unfortunately,I never ticked the option box for this on my Discovery Sport, asI never thought I'd need a tracker on a £40k car, as my Insurer has a £75k trigger. When I call them tomorrow and see what the deal is, I hope this can be just a software/easy retro fit, if the Insuer even thinks it to b good enough.......

InControl Secure is (currently) CAT 6 and, as posted above, Chubb will, in some cases at least, accept it.

[tescorank]

I would just like a physical key.

[Triple7]

Spoke to Aviva, no difference to insuring my Freelander 2. So looks like original poster needs to shop around.

[bogie]

change insurer...simple as that really, they obviously dont want LR owners anymore

[grand cherokee]

bogie said:

change insurer...simple as that really, they obviously dont want LR owners anymore

I'd agree

also this 'alleged' security problems seems to have very little basis in fact apart from the antics of some motoring journalists?

the percentage of Range Rovers stolen due to this 'fault' will be very small compared with the total number on the road

and again I'd say the cost of the Cat 5 tracker and subscription is small fare - assuming you keep the car three years it is about £1.14p/day!

also if buying new/used from a main dealer I'm sure if you take the right approach a 'deal' will be on the cards

Edited by grand cherokee on Saturday 31st January 12:44

[ZOLLAR]

grand cherokee said:

I'd agree

also this 'alleged' security problems seems to have very little basis in fact apart from the antics of some motoring journalists?

the percentage of Range Rovers stolen due to this 'fault' will be very small compared with the total number on the road

and again I'd say the cost of the Cat 5 tracker and subscription is small fare - assuming you keep the car three years it is LESS THAN £1/day

Not alleged at all, it is a serious problem.
I spoke to an officer in the Met last week who stated they're seeing on average 16 Range rovers a night being stolen (that doesn't include the Lexus's, BMWs etc that are being taken too)
That's around 480 a month, depending on age and mileage the average cost we're seeing is between £40,000 - £50,000.
Taking the lower cost that's over £19 million pounds worth of vehicles per month.

Those sort of figures make insurance companies concerned.

[grand cherokee]

Phil. said:

Useful, thanks. I now know to buy a 2015 or later L405 to avoid an increased likelihood of it being stolen.

guess most insurers will still insist on a tracker given the vehicle value?

also as said before this years 'high tech' system will be old hat in a few months - manufacturers are always playing catch up with cyber criminals and why they pay them for the solution to the flaws they have found with the systems!

[grand cherokee]

ZOLLAR said:

Not alleged at all, it is a serious problem.
I spoke to an officer in the Met last week who stated they're seeing on average 16 Range rovers a night being stolen (that doesn't include the Lexus's, BMWs etc that are being taken too)
That's around 480 a month, depending on age and mileage the average cost we're seeing is between £40,000 - £50,000.
Taking the lower cost that's over £19 million pounds worth of vehicles per month.

Those sort of figures make insurance companies concerned.

at a value of £40 - £50K that will be L322's not the L405!

at the end of the day I'm not bothered - I was lucky to have Cat 5 fitted to my car and paid the three year subscription and get full insurance cover - if its stolen I get paid out

but there are insurance issues that have caused me problems - if you carry a lot of very expensive fishing tackle in a car where it cannot be out of sight in a locked boot - but that's another story, lol

Edited by grand cherokee on Saturday 31st January 13:08

[grand cherokee]

ZOLLAR said:

As it stands there's nothing to say they can't be taken, unfortunately this is something that will continue for a while.
We've heard that Land Rover have developed a smart phone app that allows the owner to disable the vehicle remotely, at present I'm only aware of it on some Evoques no doubt it'll be rolled out on the full range soon.

fully aware of the 'smart phone' app - lets just say if you can disable your car remotely somebody else can enable it remotely - that's why I never trust ANY mobile device - they are a hackers wet dream