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mrsxllifts
Original Poster
2,494 posts
69 months
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As per title, we are about to dump our current provider as they have just upped their prices to a stupid amout for the amount we process so wondered if any PH'ers could quote/help me, before I head out to the wide world of the t'inerweb.
Thanks
Hannah
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The Moose
9,096 posts
79 months
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What sort of number of transactions per month and what sort of price per transaction?
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mrsxllifts
Original Poster
2,494 posts
69 months
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Very little, some months none but then some months may be 3! Transaction size is very varied, it could be £75-£7000 depending on the job done.
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Burrito
1,267 posts
90 months
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Many moons ago we used British Independent Retailers Association (when it was BSSA) who negotiate reduced prices on behalf of their members. Might be worth the membership fee: http://www.bira.co.uk/banking-financial-service/ca...Unfortunately processing very few transactions means you're likely to pay quite a high fee.
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mrsxllifts
Original Poster
2,494 posts
69 months
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We're happy to pay a higher 'per transaction' fee as I know we not doing the volumes but we're now paying £30 per month just to have the virtual terminal plus the % if we use it.
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chris.mapey
4,605 posts
137 months
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How about Paypal or Google Checkout?
Send an electronic invoice with a link for payment - that could work.
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jas xjr
7,592 posts
109 months
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Take a look at the fsb website
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The Moose
9,096 posts
79 months
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What are your %ages like?
Can you just use PayPal as and when? I think for low volume you're going to pay a monthly fee anyway. £360 a year isn't too bad.
Alternatively, you ask them to bank transfer the money and job jobbed. I think you'll struggle with transactions over £10k anyway.
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mrsxllifts
Original Poster
2,494 posts
69 months
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Not too sure on %'s as we're not at home at the moment. Think its around 2%.
We deal with mainly older people who are struggling with using credit/debit cards over cash/cheques so asking for a bank transfer is way beyond their capabilities.
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mjb1
719 posts
29 months
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I resell Commidea (just been taken over by Verifone) as a small part of my business. They only do the aquiring part (for a fixed monthly price), so you need/keep your existing merchant account (and percentages). They should be able to deal directly with you, but they do like long contracts.
What sort of transactions are you doing - online, customer present/point of sale, customer not present (e.g. telephone), mobile/on site payments?
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The Moose
9,096 posts
79 months
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mjb1 said: I resell Commidea (just been taken over by Verifone) as a small part of my business. They only do the aquiring part (for a fixed monthly price), so you need/keep your existing merchant account (and percentages). They should be able to deal directly with you, but they do like long contracts.
What sort of transactions are you doing - online, customer present/point of sale, customer not present (e.g. telephone), mobile/on site payments? Virtual terminal over the phone I would guess. Isn't there something in PayPal Pro that's a virtual terminal? If not, try Pay Offshore (we use them - speak with Tracey), but I doubt you'll find someone who won't charge you a monthly fee
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