Sports car hire business and insurance questions
Discussion
KFC said:
Its ridiculous that anyone would start buying cars and building a website without having insurance in place.
Surely this thread is a wind up
Whilst everyone is mentioning the insurance as being the problem, I'd also advise that I think the website could do from a few more design iterations.Surely this thread is a wind up
jammy_basturd said:
Whilst everyone is mentioning the insurance as being the problem, I'd also advise that I think the website could do from a few more design iterations.
Thanks for taking the time to have a look and comment. I take it your talking about the demo website I put the pic up of and not the one that's on the domain at moment. What's your recommendations or improvements? Only problem when you keep looking at something for so long you kind of get used to seing it and it's nice to have a fresh eye cast over it.
ant111s said:
Thanks for taking the time to have a look and comment. I take it your talking about the demo website I put the pic up of and not the one that's on the domain at moment.
What's your recommendations or improvements? Only problem when you keep looking at something for so long you kind of get used to seing it and it's nice to have a fresh eye cast over it.
How about you tell us when you've got insurance signed and paid for, then we can give feedback on the site. Its not particularly appealing to spend valuable time giving feedback on something that you're 50/50 on even being able to legally launch. What's your recommendations or improvements? Only problem when you keep looking at something for so long you kind of get used to seing it and it's nice to have a fresh eye cast over it.
ant111s said:
jammy_basturd said:
Whilst everyone is mentioning the insurance as being the problem, I'd also advise that I think the website could do from a few more design iterations.
Thanks for taking the time to have a look and comment. I take it your talking about the demo website I put the pic up of and not the one that's on the domain at moment. What's your recommendations or improvements? Only problem when you keep looking at something for so long you kind of get used to seing it and it's nice to have a fresh eye cast over it.
My advice for someone just starting out would be to engage a web designer/coder who can spend maybe a week pulling together a Wordpress site for you using an existing theme. The reason I suggest a theme is that it doesn't look like you have a strong brand image yet, so a completely custom designed website would be pointless. A theme gives you a massive leap to a professionally designed (usually responsive) website for a fraction of the cost.
I spent 10 minutes on ThemeForest and came up with these suggestions:
Car specific and wouldn't take long to adapt for your needs: http://themes.bonfirelab.com/shandora_cardeal/
Same as above: http://themeforest.net/item/opendoor-responsive-re...
These themes are a bit more generic but I think could work well:
http://themeforest.net/item/glissando-creative-one...
http://themeforest.net/item/goddess-multi-purpose-... (ignore the rainy effect, I'd remove that).
KFC said:
How about you tell us when you've got insurance signed and paid for, then we can give feedback on the site. Its not particularly appealing to spend valuable time giving feedback on something that you're 50/50 on even being able to legally launch.
Coz the whole point of this thread was for some pointers on the business and insurance before launchPaddymcc said:
Another idea might be to look into supplying the cars to insurance companies for like for like hire when customers have accidents in similair vehicles.
Yea this is a good shout. This has been mentioned in passing to me before. Be good for when hiring is quiet i guess in winter period. The Spruce goose said:
I would think insurance companies would want to see your business plan before a plan.
Also what is the plan if someone crashes 1 of the cars?
Why? Surely they only care that you pay the premium? I've never had an insurance company ask for a business plan or how I plan to pay off finance on a car.Also what is the plan if someone crashes 1 of the cars?
jammy_basturd said:
The Spruce goose said:
I would think insurance companies would want to see your business plan before a plan.
Also what is the plan if someone crashes 1 of the cars?
Why? Surely they only care that you pay the premium? I've never had an insurance company ask for a business plan or how I plan to pay off finance on a car.Also what is the plan if someone crashes 1 of the cars?
thats where you're wrong. with SDH insurance for new start ups they want to see a plan. Many of these ventures fail due to bad planning, and are attracive to organised crime for VAT fraud so they want to do due dil on the directors. the things they are are looking at when they underwrite it are:
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
Paddymcc said:
Another idea might be to look into supplying the cars to insurance companies for like for like hire when customers have accidents in similair vehicles.
It's called cross hire and would generally be to credit hire companies although some Insurers will want to cross hire to cut the credit hire companies outinsurance_jon said:
thats where you're wrong. with SDH insurance for new start ups they want to see a plan. Many of these ventures fail due to bad planning, and are attracive to organised crime for VAT fraud so they want to do due dil on the directors. the things they are are looking at when they underwrite it are:
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
Yea I've been asked this with a few companies.
jammy_basturd said:
To be completely honest I'm struggling to find many positives. Sorry if that sounds a bit harsh. The visual hierarchy of the website isn't brilliant, my eyes don't know what to look at next. The big banner area takes up a lot of room but does nothing. The whole site looks like it's been squashed together, almost as if someone wants everything to be above the first fold (which doesn't exist). The whole thing just looks like something a junior would have produced in Dreamweaver or Frontpage about 10 years ago.
My advice for someone just starting out would be to engage a web designer/coder who can spend maybe a week pulling together a Wordpress site for you using an existing theme. The reason I suggest a theme is that it doesn't look like you have a strong brand image yet, so a completely custom designed website would be pointless. A theme gives you a massive leap to a professionally designed (usually responsive) website for a fraction of the cost.
I spent 10 minutes on ThemeForest and came up with these suggestions:
Car specific and wouldn't take long to adapt for your needs: http://themes.bonfirelab.com/shandora_cardeal/
Same as above: http://themeforest.net/item/opendoor-responsive-re...
These themes are a bit more generic but I think could work well:
http://themeforest.net/item/glissando-creative-one...
http://themeforest.net/item/goddess-multi-purpose-... (ignore the rainy effect, I'd remove that).
It's not as squashed as it looks on the pic I've put it all together so that you can see full layout. The top images are a moving slider then as you scroll down it will take you to the app form and the buttons. Then scroll down then beneath that will be banner with car emblems. My advice for someone just starting out would be to engage a web designer/coder who can spend maybe a week pulling together a Wordpress site for you using an existing theme. The reason I suggest a theme is that it doesn't look like you have a strong brand image yet, so a completely custom designed website would be pointless. A theme gives you a massive leap to a professionally designed (usually responsive) website for a fraction of the cost.
I spent 10 minutes on ThemeForest and came up with these suggestions:
Car specific and wouldn't take long to adapt for your needs: http://themes.bonfirelab.com/shandora_cardeal/
Same as above: http://themeforest.net/item/opendoor-responsive-re...
These themes are a bit more generic but I think could work well:
http://themeforest.net/item/glissando-creative-one...
http://themeforest.net/item/goddess-multi-purpose-... (ignore the rainy effect, I'd remove that).
Cheers for the input I got this theme off of themeforest I'll try dig link out so you'll see eventually what layout should be like. Thanks for showing me the ones you'd think would work will have a look into it. I've got developers helping me at moment. I know the picture does give impression it's like dream weaver but it will look more impressive when live.
insurance_jon said:
thats where you're wrong. with SDH insurance for new start ups they want to see a plan. Many of these ventures fail due to bad planning, and are attracive to organised crime for VAT fraud so they want to do due dil on the directors. the things they are are looking at when they underwrite it are:
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
You learn something every day, thanks Jon 1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
HoHoHo said:
insurance_jon said:
thats where you're wrong. with SDH insurance for new start ups they want to see a plan. Many of these ventures fail due to bad planning, and are attracive to organised crime for VAT fraud so they want to do due dil on the directors. the things they are are looking at when they underwrite it are:
1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
You learn something every day, thanks Jon 1. experience within the industry
2. marketing - how are you aiming this at clients? what types of clients are you attracting
3. where the vehicles are stored
4. ages of directors, employees and drivers
5. induction process - i.e are you just chucking the keys for the Ferrari at the guy who has only ever driven a mondeo or will there be a documents check drive
6. asset tracking
7. vehicle security
plus much more.
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