Payment Gateways.

[Dejay1788]

I've been having a couple of issues using Paypal as my payment gateway for my E-Commerce business recently, and have decided to look at other solutions.

I do like the look of Sagepay, however that will mean I need a merchant account too, which is also added costs for me. Paypal would be the cheaper option but as I say I've had issues.

Can anybody recommend a Paymeny gateway + merchant account provider? I currently Business bank with Lloyds, would I be best off using them for my Merchant account too and keep everything in one place?

Thank you.

[jammy_basturd]

I didn't think SagePay was that much more expensive than PayPal and they do offer merchant accounts: http://www.sagepay.co.uk/our-payment-solutions/add...

Otherwise, I've heard decent things about PaymentSense recently.

[Du1point8]

I used paymentSense to get the merchant account

WorldPay for the payment gateway.

12 months running so far and not any issues with either the 2 working together in harmony.

[cuneus]

I have yet to see a Payment gateway that is more expensive than Paypal

Worldpay are good (if stuck in the mainframe era)

[V8mate]

Wirecard are good. Especially if you want multi-currency dealings (they're a German outfit, but have a UK office in Ireland)

[0000]

Stripe?

[Big E 118]

I've used SagePay and Elavon as the merchant account for a couple of years now and had no issues at all.

You can cover your costs with transaction fees, of course if you feel that is suitable in your market.

[cuneus]

0000 said:

Stripe?

I really like the look of them but they are expensive

[Dejay1788]

Thanks guys, appreciate the comments and will look into them. Lloyds are offering a competitive merchant account package and as I bank with them the transfer time of funds should be shorter.

[PetrolTed]

cuneus said:

I really like the look of them but they are expensive

Just had another look at Stripe. The rate is expensive, but I like the fact that there are no other charges. The mobile integration looks excellent too so it's probably a good choice for startups.

[OllieC]

I have had good experiences with Datacash and Commidea (now part of VeriFone) both through HSBC (now Global Payments - and less good)

[surveyor]

PetrolTed said:

cuneus said:

I really like the look of them but they are expensive

Just had another look at Stripe. The rate is expensive, but I like the fact that there are no other charges. The mobile integration looks excellent too so it's probably a good choice for startups.

I use Strip which is integrated to my invoicing software - Freshbooks. It's easy and hassle free. Clients don't see the Stripe branding so have no idea they are leaving the dashboard. They also have the option of Paypal. I used to have only Google Checkout and Paypal. Since switching to Stripe the % that take paypal has dropped considerably.

[djt100]

this company is nothing to do with me, but i have worked with them in the past and they maybe able to offer you a good alternative.
http://www.adelante.co.uk/

[Boro]

I use Lloyds for my merchant account and SagePay as my payment gateway. SagePay are brilliant when you need to speak to someone with 24/7 365 day support and really friendly/helpful staff.

[Dejay1788]

Boro said:

I use Lloyds for my merchant account and SagePay as my payment gateway. SagePay are brilliant when you need to speak to someone with 24/7 365 day support and really friendly/helpful staff.

Thank you Boro, I have chosen to use Lloyds and SagePay also, I can't complain at the rates it's by far cheaper than Paypal.

Just need to sort a couple of things out for those pesky underwriters