Discussion
twinturboz said:
As far as I'm aware doesn't the iPhone just require you to be near the nfc terminal and then finger on the touch id to process payment. Don't think you need to open apps or unlock the actual device.
Android devices don't need to open apps or unlock the device in order to make a payment. You simply touch the phone on the NFC terminal. If you have opted to have PIN protection on your device then your phone will prompt you for the PIN and you will have to touch the device against the terminal a second time. Otherwise one touch is enough.Apps are required to manage money and other administrative tasks. For example EE's Cash on Tap provides a seperate, prepaid bank account. The app can then be launched (again PIN protected) and you can then store your bank card details securely within the app. You then transfer money into the prepaid account from your conventional account, and can spend away.
What this does is along with PIN protection adds a layer of security if your device is stolen. A thief would in that instance only have access to the funds you have transferred into your bespoke prepaid account, not the entire funds within your bank account.
So I ordered my 64gb space grey 6 from O2 on the 13th. Get continually told 2-4 weeks and again this morning cancel my order and order a silver 6 from car phone warehouse for delivery tomorrow.
This evening get an email from O2 saying my original order has been dispatched and I'll recieve it tomorrow. So now I have 2 phones being delivered tomorrow.
This evening get an email from O2 saying my original order has been dispatched and I'll recieve it tomorrow. So now I have 2 phones being delivered tomorrow.
it's a bit like saying why do i need cards at all because i have cash. It will, very slowly, become universal and cards will disappear for most, with 'means to pay' become electronic, encoded into other things you carry around such as phones. The rationale is that you're carrying around your phone anyway, so why do you need all that other s
t? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.
t? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.Blown2CV said:
it's a bit like saying why do i need cards at all because i have cash. It will, very slowly, become universal and cards will disappear for most, with 'means to pay' become electronic, encoded into other things you carry around such as phones. The rationale is that you're carrying around your phone anyway, so why do you need all that other st? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.
I don't think cards will die out to be replaced by NFC in phones. Phones can go flat, software issues etc. Card is pretty reliable, zero maintenance and smaller than phone too.t? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.mrmr96 said:
Blown2CV said:
it's a bit like saying why do i need cards at all because i have cash. It will, very slowly, become universal and cards will disappear for most, with 'means to pay' become electronic, encoded into other things you carry around such as phones. The rationale is that you're carrying around your phone anyway, so why do you need all that other st? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.
I don't think cards will die out to be replaced by NFC in phones. Phones can go flat, software issues etc. Card is pretty reliable, zero maintenance and smaller than phone too.t? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.Blown2CV said:
mrmr96 said:
Blown2CV said:
it's a bit like saying why do i need cards at all because i have cash. It will, very slowly, become universal and cards will disappear for most, with 'means to pay' become electronic, encoded into other things you carry around such as phones. The rationale is that you're carrying around your phone anyway, so why do you need all that other st? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.
I don't think cards will die out to be replaced by NFC in phones. Phones can go flat, software issues etc. Card is pretty reliable, zero maintenance and smaller than phone too.t? Mobile bonk pay is no better as such than cards, it just reduces redundancy. However, we've a long way to go before it's accepted everywhere, and you can leave your wallet at home, or not have one. Apple pay is just second gen tech really.I very rarely post in Apple related threads as I'm not all that clued up when it comes to smartphones, but I do frequent the threads. And, as per usual with Apple related threads this thread has descended into arguments, but this time I agree with Zes Pak. Apple Pay isn't better than NFC, it's the same. I wouldn't be surprised if the hardware and some of the software was the same. NFC might catch on now that Apple are now as Apple are a company that people like to follow.
Crafty_ said:
Efbe said:
why have a wallet and a phone?
point of this could be the end of wallets.
I don't believe it will be.point of this could be the end of wallets.
I think things will change for different people at different times, but the trend is definitely going towards not needing wallets anymore. I for example already don't use cash for anything other than buying drinks in the pub, and even for that, three or even two drinks are now often more than a pub's minimum card payment. Most places that I park the car now accept cards or in Poole they have an app that you pay through, which is very handy. I still carry a wallet, but the £20 note in there now has been there over a month. I don't carry my driving license, so in my wallet I just have my debit card and my joint account debit card, so I'm very close to not needing a wallet at all.
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