Best company to use for PPI claims?

Best company to use for PPI claims?

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strath44

Original Poster:

1,358 posts

147 months

Monday 23rd January 2017
quotequote all
Hi folks,
my wife and I are struggling to get the time (we both work away and have young children as well) to do anything about PPI claims which we are fairly sure we have. I have downloaded the forms twice now from money saving expert and got no further.

A relative has just had a fair amount of success with Gladstone Brookes, is there anyone any body would recommend?

I am well aware they are going to take a cut however I'd rather get something back that nothing at this rate!

Any help appreciated.

ellroy

7,000 posts

224 months

Monday 23rd January 2017
quotequote all
Honestly its strightforward, the claims companies will charge you an arm and a leg for essentially filling in a form!

Right to whomever you have got the card/loan with, they will then send you a form, fill it in send it back. Job done.

strath44

Original Poster:

1,358 posts

147 months

Monday 23rd January 2017
quotequote all
ellroy said:
Honestly its strightforward, the claims companies will charge you an arm and a leg for essentially filling in a form!

Right to whomever you have got the card/loan with, they will then send you a form, fill it in send it back. Job done.
As mentioned I don't have the time and don't care about the fees.....,

Foliage

3,861 posts

121 months

Monday 23rd January 2017
quotequote all
strath44 said:
ellroy said:
Honestly its strightforward, the claims companies will charge you an arm and a leg for essentially filling in a form!

Right to whomever you have got the card/loan with, they will then send you a form, fill it in send it back. Job done.
As mentioned I don't have the time and don't care about the fees.....,
Don't bother then, the companies have you filling in the paperwork as well they don't do anything themselves in my experience, just put a stamp on an envelope.

strath44

Original Poster:

1,358 posts

147 months

Monday 23rd January 2017
quotequote all
Foliage said:
Don't bother then, the companies have you filling in the paperwork as well they don't do anything themselves in my experience, just put a stamp on an envelope.
that's contrary to what I hear, which company did you use?

Seti

1,921 posts

203 months

Monday 23rd January 2017
quotequote all
You'll still have to fill out a form (or provide the information to the CMC during a call) anyway.

'I don't care about the fees' - I bet you will if it's a significant refund and you lose c.25% of it.

strath44

Original Poster:

1,358 posts

147 months

Monday 23rd January 2017
quotequote all
Seti said:
You'll still have to fill out a form (or provide the information to the CMC during a call) anyway.

'I don't care about the fees' - I bet you will if it's a significant refund and you lose c.25% of it.
I spend a lot of time driving so its not a problem to have a long conversation and give all the details - I can then handle signing some forms!

I don't care about the fees, I'd rather have 75% of something than 100% of nothing, which is what will happen at this rate as time goes on!!!

Seti

1,921 posts

203 months

Monday 23rd January 2017
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The largest single redress payment I've seen was just shy of £75K....and they used a CMC so lost a quarter of it.

wuckfitracing

990 posts

142 months

Monday 23rd January 2017
quotequote all
Took me about half an hour to fill the forms out. I contacted my bank directly they sent me the forms. I did not use a company to do it. Received £9200 without any fuss.

strath44

Original Poster:

1,358 posts

147 months

Monday 23rd January 2017
quotequote all
Seti said:
You'll still have to fill out a form (or provide the information to the CMC during a call) anyway.

'I don't care about the fees' - I bet you will if it's a significant refund and you lose c.25% of it.
I spend a lot of time driving so its not a problem to have a long conversation and give all the details - I can then handle signing some forms!

I don't care about the fees, I'd rather have 75% of something than 100% of nothing, which is what will happen at this rate as time goes on!!!

oyster

12,577 posts

247 months

Monday 23rd January 2017
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How on earth can people have paid so much on PPI to claim back such figures?

Seti

1,921 posts

203 months

Monday 23rd January 2017
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The 8% simple interest over a period of many years makes up a big proportion.

Foliage

3,861 posts

121 months

Monday 23rd January 2017
quotequote all
strath44 said:
Foliage said:
Don't bother then, the companies have you filling in the paperwork as well they don't do anything themselves in my experience, just put a stamp on an envelope.
that's contrary to what I hear, which company did you use?
I cant remember I never completed it as they wanted me to fill everything in for 50% of the money.

If you can recommend someone who'll do all the donkey work for a sensible cut that would be good.

lbc

3,212 posts

216 months

Monday 23rd January 2017
quotequote all
I am currently in the process of claiming PPI via a third party company.

All I had to do was answer questions on the phone, then they put my answers on the forms and posted to me. I just check the forms and sign and return.

As with the OP I don't care if I give away 25% as something is better than nothing.

Du1point8

21,604 posts

191 months

Tuesday 24th January 2017
quotequote all
fking hell... the people on here that are will to give away 25% for the sake of a phone call.

1) Ring one of the below:
Bank of Scotland: Halifax/Bank of Scotland , PO Box 548, Leeds LS1 1WU phone 08457 25 35 19
Barclays: Barclays PPI Dept, Leicester LE87 2BB phone 0800 282 390 (or 0333 200 2196 if calling from a mobile)
Capital One: Executive Office, Capital One, PO Box 5281, Nottingham NG2 3FA
Citibank: Citibank International plc, Global Consumer Banking, PO Box 49930, London SE5 7XT phone 0800 00 55 00
Co-op: Customer Feedback, The Co-operative Bank plc, 4th Floor, Miller Street, Manchester M60 0AL phone 0844 826 7805
Halifax: Halifax/Bank of Scotland, PO Box 548, Leeds LS1 1WU phone 08457 25 35 19
HSBC: HSBC, PPI Complaints, PO Box 6177, Coventry CV3 9HP phone 0800 881 155
Lloyds: Lloyds Bank, PPI Customer Services, BX1 1LT phone 0800 151 0292
MBNA: The Customer Advocate Office, MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Chester CH4 9WW
NatWest and RBS: Royal Bank of Scotland Group, 5th Floor, Hardman Boulevard, Manchester M3 3AQ phone 0800 015 0319
Santander: PPI Complaints, PO Box 6197, Milton Keynes, MK10 1UY, phone 0845 600 6014 (or 0345 600 6014 if calling from a mobile)

They are all neutral and will in now way try to swindle you out of your claim, I did it with HSBC and whilst it was a HSBC staff I dealt with it couldnt be easier.

2) They send you a document once its established you are due a refund in 1.... Fill it out best you can and people in 1) can often give you info if required.

3) Sit and wait for the payment letter to arrive.

Its not rocket science or difficult, its easy and requires minimal effort, why give someone up to £10k (seen payments as high as £40k) to fill out a form for you?

Andehh

7,107 posts

205 months

Thursday 26th January 2017
quotequote all
Print off forms, get a pen and a book and leave all three on the passenger seat. Next time you are stuck in traffic fill out a couple of boxes at a time?

Leave next to the loo for the next time you are spending 15mins sat there staring at your feet?

Fold up & put in your pocket so you can glance through the boxes every time you are waiting for someone/something?


You are literally spending more time looking for a company, speaking to them on the phone and defending yourself on pistonheads then it would have taken to fill out the form.




edit: I am sorry, I couldn't resist...you have posted topics to pistonheads this week requesting info such as:

Disputing a Parking ticket, where you wrote to the council;
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

and...

Washing your wife's Alloy wheels:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

as well as dozens of posts to other peoples threads, yet you are happy to forgo several £100++ because you can't be bothered to spend 30mins on some paperwork!? The mind boggles.

Edited by Andehh on Thursday 26th January 15:03

Pork

9,453 posts

233 months

Thursday 26th January 2017
quotequote all
MSE has a link to this site...

https://www.resolver.co.uk

Not sure if it's any good but seems to do what you need.

strath44

Original Poster:

1,358 posts

147 months

Sunday 29th January 2017
quotequote all
Andehh said:
Print off forms, get a pen and a book and leave all three on the passenger seat. Next time you are stuck in traffic fill out a couple of boxes at a time?

Leave next to the loo for the next time you are spending 15mins sat there staring at your feet?

Fold up & put in your pocket so you can glance through the boxes every time you are waiting for someone/something?


You are literally spending more time looking for a company, speaking to them on the phone and defending yourself on pistonheads then it would have taken to fill out the form.




edit: I am sorry, I couldn't resist...you have posted topics to pistonheads this week requesting info such as:

Disputing a Parking ticket, where you wrote to the council;
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

and...

Washing your wife's Alloy wheels:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

as well as dozens of posts to other peoples threads, yet you are happy to forgo several £100++ because you can't be bothered to spend 30mins on some paperwork!? The mind boggles.

Edited by Andehh on Thursday 26th January 15:03
Andehh It may boggle but it's not going to take 30 mins to do this and it's certainly nothing to do with being not bothered, we don't have a lot of the information from many years back and would need to make data requests to the lenders then go back with applications to each lender and there are quite a few.
It really doesn't take multiple people to state the obvious if you can't recommend anyone why bother commenting surely that's when the mind truly boggles and who cares about my other posts you clearly have a bit to much time on your hands!
I want company to do this, they are going to take a cut.........

strath44

Original Poster:

1,358 posts

147 months

Sunday 29th January 2017
quotequote all
Andehh said:
Print off forms, get a pen and a book and leave all three on the passenger seat. Next time you are stuck in traffic fill out a couple of boxes at a time?

Leave next to the loo for the next time you are spending 15mins sat there staring at your feet?

Fold up & put in your pocket so you can glance through the boxes every time you are waiting for someone/something?


You are literally spending more time looking for a company, speaking to them on the phone and defending yourself on pistonheads then it would have taken to fill out the form.




edit: I am sorry, I couldn't resist...you have posted topics to pistonheads this week requesting info such as:

Disputing a Parking ticket, where you wrote to the council;
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

and...

Washing your wife's Alloy wheels:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

as well as dozens of posts to other peoples threads, yet you are happy to forgo several £100++ because you can't be bothered to spend 30mins on some paperwork!? The mind boggles.

Edited by Andehh on Thursday 26th January 15:03
Andehh It may boggle but it's not going to take 30 mins to do this and it's certainly nothing to do with being not bothered, we don't have a lot of the information from many years back and would need to make data requests to the lenders then go back with applications to each lender and there are quite a few.
It really doesn't take multiple people to state the obvious if you can't recommend anyone why bother commenting surely that's when the mind truly boggles and who cares about my other posts you clearly have a bit to much time on your hands!
I want company to do this, they are going to take a cut.........

Du1point8

21,604 posts

191 months

Monday 30th January 2017
quotequote all
strath44 said:
Andehh It may boggle but it's not going to take 30 mins to do this and it's certainly nothing to do with being not bothered, we don't have a lot of the information from many years back and would need to make data requests to the lenders then go back with applications to each lender and there are quite a few.
It really doesn't take multiple people to state the obvious if you can't recommend anyone why bother commenting surely that's when the mind truly boggles and who cares about my other posts you clearly have a bit to much time on your hands!
I want company to do this, they are going to take a cut.........
Seriously?

As long as you know the lender ring them on the numbers I provided and they will do the work for you. Then they will send a document out and you sign it... tis no more difficult than that.

However if you are happy to give away 25% of your money for someone else to do this very easy task then go ahead.
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