Warranty Direct
Discussion
I've had a chat on here about warranties before and it generated quite a bit of chat and I'm hoping this will open some quality discussion again.
Has anyone had any dealings with Warranty Direct?
I've just taken out a LuxuryCare lite policy with them at a cost of just under £200 for the year.
The lite policy covers repair of engine, gearbox, electricals etc that cause "a breakdown that requires the vehicle to be recovered" now the reason I took the policy out was just as a little extra insurance regarding IMS (not scored bores as this won't be covered)and, before anyone says it, I have it IN WRITING that catastrophic failure of the engine due to a failed IMS bearing IS COVERED AS IS THE BEARING AND RELATED COMPONENTS.
The only down side is the betterment clause, my car has 60,000 miles on it and is 6 years old in January so they will only pay 80% parts costs but full labour rate (capped at £200 per hour + VAT)
They will cover damage to an insured part if damaged by un uninsured part.
Failure due to wear and tear is covered after 90 days of the policy running.
Max 5 claims a year to the Glasses value of the vehicle.
Not perfect but at £200 worth a punt.
I await the flaming!!
Has anyone had any dealings with Warranty Direct?
I've just taken out a LuxuryCare lite policy with them at a cost of just under £200 for the year.
The lite policy covers repair of engine, gearbox, electricals etc that cause "a breakdown that requires the vehicle to be recovered" now the reason I took the policy out was just as a little extra insurance regarding IMS (not scored bores as this won't be covered)and, before anyone says it, I have it IN WRITING that catastrophic failure of the engine due to a failed IMS bearing IS COVERED AS IS THE BEARING AND RELATED COMPONENTS.
The only down side is the betterment clause, my car has 60,000 miles on it and is 6 years old in January so they will only pay 80% parts costs but full labour rate (capped at £200 per hour + VAT)
They will cover damage to an insured part if damaged by un uninsured part.
Failure due to wear and tear is covered after 90 days of the policy running.
Max 5 claims a year to the Glasses value of the vehicle.
Not perfect but at £200 worth a punt.
I await the flaming!!
hing you would be able to do on here, would put enough off that they would lose more in the longterm.Tallguy - Google is your friend: http://www.warrantydirect.co.uk/pdfs/LuxuryCareLit...
And for £875, you'd be daft not to take the Porsche warranty if you can.
Re the OP, for £200 it may be worth the gamble IMHO (as I recall you have non-OEM parts thus meaning OPC warranty is out?). Problem is, if nothing breaks, we'll never know.
ETA: OP has a Cayman 2.7 as I recall
And for £875, you'd be daft not to take the Porsche warranty if you can.
Re the OP, for £200 it may be worth the gamble IMHO (as I recall you have non-OEM parts thus meaning OPC warranty is out?). Problem is, if nothing breaks, we'll never know.
ETA: OP has a Cayman 2.7 as I recall
Tallguy100 said:
What car was this for? I can't see the type of policy you mention on their web site. Just been quoted £875 for my 2007 Boxster S on their ExtraCare policy.
Give them a ring, it's not on the site and only open to certain cars.It only covers major components, engine, gearbox etc.
Give them a call and ask about LuxuryCare Lite.
My car is a 2007 Cayman 2.7
Actus Reus said:
Tallguy - Google is your friend: http://www.warrantydirect.co.uk/pdfs/LuxuryCareLit...
And for £875, you'd be daft not to take the Porsche warranty if you can.
Re the OP, for £200 it may be worth the gamble IMHO (as I recall you have non-OEM parts thus meaning OPC warranty is out?). Problem is, if nothing breaks, we'll never know.
ETA: OP has a Cayman 2.7 as I recall
Exactly right, Bilstein shocks and aftermarket brakes on a 2007 Cayman 2.7 so no OPC Warranty for this cat And for £875, you'd be daft not to take the Porsche warranty if you can.
Re the OP, for £200 it may be worth the gamble IMHO (as I recall you have non-OEM parts thus meaning OPC warranty is out?). Problem is, if nothing breaks, we'll never know.
ETA: OP has a Cayman 2.7 as I recall
I hate it when people assume that any non OPC warranty is automatically junk. Like anyrthing, there are good and bad warranties out there. Honest John from the telegraph endorses warranty direct, they can't simply refuse to pay out any claim. I had a warranty wise warranty on one of my old boxsters and they paid out on a broken gear linkage. Some dealer supplied warranties are going to be lame, with small claim limits and low labour rates etc but that doesn't mean that there aren't any good third party warranties. The OPC one is a total con anyway once you consider how much it costs plus how much it costs to service your car at OPC plus the stupid rules about mods and Porsche parts. If you add all that up, over a few years you'd be better off saving up 5k for a rebuild. The 'peace of mind' costs more than a rebuild within a few years anyway.
jakesmith said:
I hate it when people assume that any non OPC warranty is automatically junk. Like anyrthing, there are good and bad warranties out there. Honest John from the telegraph endorses warranty direct, they can't simply refuse to pay out any claim. I had a warranty wise warranty on one of my old boxsters and they paid out on a broken gear linkage. Some dealer supplied warranties are going to be lame, with small claim limits and low labour rates etc but that doesn't mean that there aren't any good third party warranties. The OPC one is a total con anyway once you consider how much it costs plus how much it costs to service your car at OPC plus the stupid rules about mods and Porsche parts. If you add all that up, over a few years you'd be better off saving up 5k for a rebuild. The 'peace of mind' costs more than a rebuild within a few years anyway.
Don't think you need to use the OPC anymore for servicing. Think that has changed back now.As for a £5k rebuild, not sure that comes close with a 996/997 engine as pistons alone are £2200 gaskets, head bolts etc will be around £700, timing chains a further £250 then you may need an intermediate shaft at £900 (alternatives are available through different companies) that does not leave any funds left to actually do the job nor any crank casings or repairs to casings. No bearings or rod bolts.. Water pump......... Way out on that figure for a proper rebuild.
If you had to have a warranty leave the car standard and get an official Porsche warranty. It is the best out there and pays out! Dealt with most of the aftermarket companies and there "impartial" engineer that they appoint and send out is a joke. They are there to save as much as possible and rarely pay out even on wear and tear items. Not
had good experiences with them at all.
Mike
..In my exp after market warranty's are not worth the paper they are written on, you may find in the small print that the car has to be serviced once or twice a year to keep the policy live, even on a 2 yr service interval car..
It all comes down to what happens after something has gone wrong, their inspector will assess the damage and report back, then they will find any possible excuse to link the failure to wear and tear and not to pay out, or you get a % of the parts cost + a % of the labour cost, I would go OPC only and know it's going to deliver what you want it to, or 1 of the Indies monthly plans, it works out to £1200 a year now ish @ OPC.., not sure about Hartech's plan prices, I just pay to fix mine when something falls off..
It all comes down to what happens after something has gone wrong, their inspector will assess the damage and report back, then they will find any possible excuse to link the failure to wear and tear and not to pay out, or you get a % of the parts cost + a % of the labour cost, I would go OPC only and know it's going to deliver what you want it to, or 1 of the Indies monthly plans, it works out to £1200 a year now ish @ OPC.., not sure about Hartech's plan prices, I just pay to fix mine when something falls off..
sportsandclassic said:
Don't think you need to use the OPC anymore for servicing. Think that has changed back now.
As for a £5k rebuild, not sure that comes close with a 996/997 engine as pistons alone are £2200 gaskets, head bolts etc will be around £700, timing chains a further £250 then you may need an intermediate shaft at £900 (alternatives are available through different companies) that does not leave any funds left to actually do the job nor any crank casings or repairs to casings. No bearings or rod bolts.. Water pump......... Way out on that figure for a proper rebuild.
If you had to have a warranty leave the car standard and get an official Porsche warranty. It is the best out there and pays out! Dealt with most of the aftermarket companies and there "impartial" engineer that they appoint and send out is a joke. They are there to save as much as possible and rarely pay out even on wear and tear items. Not
had good experiences with them at all.
Mike
+1, I shudder whenever customers say they have an aftermarket warranty, case in point Cayenne V6, misfiring, requiring 1 coil to stop misfire, all 5 others had deep cracks in the insulation, not covered!As for a £5k rebuild, not sure that comes close with a 996/997 engine as pistons alone are £2200 gaskets, head bolts etc will be around £700, timing chains a further £250 then you may need an intermediate shaft at £900 (alternatives are available through different companies) that does not leave any funds left to actually do the job nor any crank casings or repairs to casings. No bearings or rod bolts.. Water pump......... Way out on that figure for a proper rebuild.
If you had to have a warranty leave the car standard and get an official Porsche warranty. It is the best out there and pays out! Dealt with most of the aftermarket companies and there "impartial" engineer that they appoint and send out is a joke. They are there to save as much as possible and rarely pay out even on wear and tear items. Not
had good experiences with them at all.
Mike
Loads of other stories too!
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