Insuring multiple cars

[ceeage]

Any ideas how i do this. Myself and Girlfriend will now have four cars:-

Audi A3 Quattro
Ferrari 575M
Lexus RX300
Porsche 996

I've got a reasonable quote for the 575 but will need to take my no claims bonus from the Porsche. Idea was to put the Porsche in GF's name but then whats the cheepest way to insure the RX300 and A3.......all these footballers must do it somehow.

Any help welcomed.

[bertie]

Some insurers do a "mini fleet" type of policy.

Might be worth an ask.

[dazren]

Nowell & Richards (Insurance Brokers) did a mirrored NCB for my brother 2 years ago. Put your most expensive vehicles with policies using your current NCBs with the best insurers you can get, then give Nowell & Richards a call about insuring the car with the lowest insurance rating on a policy with a mirrored bonus.

DAZ

[456mgt]

I'd go get another quote for the 575. In my experience, specialist insurers will mirror your NCB, even if they ask you what NCB you have initially. In the end, all it is is a measure of how careful/accident prone you are, since you have to declare any claims regardless of which car.NCB is affected. Our fleet:
A4 cabrio- Liverpool Victoria 5yrs NCB
A4 Avant- Tesco 7yrs NCB
456- L&V, mirrored
CS- AON, mirrored

[Bruce Fielding]

bertie said:

Some insurers do a "mini fleet" type of policy. Might be worth an ask.

Normally they ask for a minimum of seven vehicles and it's a pain in the arse and it costs about the same as insuring them individually and if you get one claim, it affects all the policies (can you tell I've been there?). My advice is, don't do it. An alternative is to become a 'trader' and get a trader policy, which isn't quite as expensive and covers a lot more cars. You do have to prove a 'reasonable turnover' of cars to be eligible though. It's boring, but my advice is keep them insured separately - although you could get one broker to sort it all out for you and remember when all the policies are due - or even get the policy renewal dates 'aligned' so that you only have to remember one date a year. Anyway, none of them will be covered at the Autodrome, so why worry?

[spice]

join the ferrari owners club for a decent discount via a o n insurance, and get the car collectors scheme ive got 3 lumpy cars on mine all about £1200 each (xkr,355,merc)

[355fiorano]

Give Barry Reeve @ Fist Point a call (01604 499 799)and ask him for a Chubb Masrepiece policy quote.

I have the 355, 308 and 111S insured for me and my girlfriend under one policy. The terms of the Chubb policy are also extremely good.

Cheers
Philip

[turbobloke]

I think Nowell and Richards do such a thing called Family Fleet. 'Think' even though my cars are insured through them...contact Richard Nowell on 01785 255514 for a quote, they seem to be able to get good deals.

[igg]

Moved my 5 cars into a family fleet policy recently and saved 30% on the overall premium:-

Family Fleet policy requires 4 cars, one of them must be worth around £20K, and they apply full NCB to all cars etc. Mine is with Zurich Insurance (was Eagle Star), and you have to buy through one of their brokers (listed on their site). Also, Firebond do a family fleet policy.
Hope that helps!

[beesma]

we cover our cars via a trade policy with aon, but i know they do similar multiple vehicle polices for those who have the need and they have been excellent to deal with when we have needed help