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Colinbentley
Original Poster
155 posts
18 months
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I could't believe the difference recently after purcahasing a Mercedes SLK 320 and was quoted $720 by my insurance company, wher I have another car insured, for an agreed value. Out of curiosity I decided to shop around, and immediately found another company who bettered it by $100 and astounded to fins a third company who insured the car for $472....a saving of $200 on an agreed value. I couldn't believe the difference, all by large well known companies. It certainly pays to shop around.
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pikey
7,601 posts
154 months
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Same as in UK though, surely?
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Pommygranite
4,181 posts
86 months
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Colinbentley
Original Poster
155 posts
18 months
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The quote of $720 was from the RACV and the quote of $472 was from APIA. The excess of $500 and all other details were the same.
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Colinbentley
Original Poster
155 posts
18 months
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Sorry the RACV quote was $770.
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Colinbentley
Original Poster
155 posts
18 months
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What am I talking about ? I shouldn't reply to questions when I've been on the sauce. The figures on my original post are corect......RACV $720.....APIA $472.
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Mattt
14,898 posts
88 months
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Who's best to try?
I used Captain Compare and got some options - apart from Shannons anyone else worth a go?
Would look to insure the Disco first, then the TVR when it arrives.
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suthol
1,188 posts
104 months
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Colinbentley said: The quote of $720 was from the RACV and the quote of $472 was from APIA. The excess of $500 and all other details were the same. Australian Pensioners Insurance Agency, that's a rather select club to belong to 
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TAS1981
367 posts
75 months
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Incidentally I found Shannons cheapest weirdly and then when I did CTP I found them cheapest again though probably as I am insured with them...
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Mattt
14,898 posts
88 months
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Budget Direct were cheapest for me at $900ish, Shannons wanted $1600.
Much to choose from between Budget Direct Gold & Virgin? All info seems to be the same.
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TAS1981
367 posts
75 months
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Which goes to show they seem to be working on entirely different demographics....I am guessing....wildly different results!
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Mattt
14,898 posts
88 months
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AAMI were oddly much cheaper, with agreed value etc.
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Mc F
301 posts
133 months
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do you have to declare when the cars are UK imports?
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pikey
7,601 posts
154 months
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Mc F said: do you have to declare when the cars are UK imports? Yes. And I found that that makes most companies won't even quote on an imported car. I insured my imported vehicle with 'Just Car', who are fine with it being an import but require a lot of detail before they cover you.
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NSNO
30 posts
22 months
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Anyone know what the reason is for companies not insuring an import?
I know that different cars come under different risk predictions but say you imported a like for like model that was available for sale in Australia then you wouldn't be any more likely statistically to crash it. Also if you're car was a write off then they could pay you out a lower figure if your car was an import as well.
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Hasbeen
966 posts
91 months
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I still have the TR7 & TR8 with Shannons, as they were quite competitive on them, & offer better conditions, like choice of repairer.
However on the S2000, the local Ford Capri, & the ladies Mazda their price had skyrocketed, with no claims or changes.
I saved about $1000 on them with Just Car. Just were also the only reasonable company for the daughter when she was still in her teens. Something like $1500,00 cheaper on a $6000,00 car.
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pikey
7,601 posts
154 months
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NSNO said: Anyone know what the reason is for companies not insuring an import? I've wondered myself. When I asked (after being told they wouldn't insure my car as it's an import) the default answer was "because they're more dangerous", which just goes to show the person at the end of the phone didn't have a clue either! My car, a 2011 Porsche Cayenne, has only two different things between the UK model and Australian model - the SatNav map and the sticker behind the speedo, but apparently these two things mean it can't be insured as a non-imported car.
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justnotsure
400 posts
87 months
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When I insured my Lotus with Shannons, I told them it was an import and the guy on the other end of the phone said it didn't matter at all.
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pikey
7,601 posts
154 months
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justnotsure said: When I insured my Lotus with Shannons, I told them it was an import and the guy on the other end of the phone said it didn't matter at all. That makes sense - Shannons were the only other company I found who insured imports. 
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Google [bot]
3,091 posts
51 months
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Anyone with a 'prestige' car should look at going to Lloyds via a broker.
My renewal was up for the 928 at $670 or so fully comp, agreed value. I called Shannons to get a comparison quote - $1800.
UK import too.
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