So the other day I was delighted to find that my credit card was rejected when I attempted to make a payment. Checking online some ball bag has been using my details for their shopping.
Problem is I can’t work out how they have obtained my credit card number. I have used this card for a BT, a handful of in person payments (legitimate, well established companies) and 1 payment through Paypal. Interestingly shortly after the Paypal payment the s
t hit the fan.
So I call the bank they shut the card down, and balance is restored … or so I thought.
Now my current account is being defrauded. Awesome!
So I have been thinking where could a fraudster have got both my debit and credit card details – and the only place where those 2 card details have ever been stored in 1 place is PayPal. I have subsequently gone into PayPal, changed passwords, removed addresses and card details and also cancelled my current account.
Assuming Paypal is the culprit how did they get the card details, or the 3 digit code on the back? Even I couldn’t see my full card details when viewing them in Paypal as they are all x’ed out apart from the last 4. They haven’t made payments through Paypal, they have just used the details to buy goods through other websites (namely supplements and VOIP calls?!)
As a point:
I have done a check on my 2 month old Mac and it’s clean.
I have never, ever given anyone my details – ever.
I am very protective about my financial details.
I have seen all the scams. I have never ever followed a link in an email even when it’s legit, I access the information through the main site URL and seek it from there.
I am just totally perplexed on how they could have pulled this off given the above – unless I am missing anything obvious? Any suggestions?