Travel Insurance – Do people still purchase it?
Discussion
European Health card will only allow you certain treatment. It won't get you home again if you need transferring with medics etc. Won't help your family out if you drop dead.
Check your bank account ours offers free worldwide dangerous sports cover etc. and if not Tesco sells policies for about £7 - no reason not to really.
Check your bank account ours offers free worldwide dangerous sports cover etc. and if not Tesco sells policies for about £7 - no reason not to really.
Im with Nationwide who do free European travel insurance but would still pay for it and when i looked good cover was about £12(that would pay out enough for an iphone 5 and my watch)
you need to consider those awful situations that hopefully will never happen but you cant be too sure so what if you lose your passport? your money is lost/stolen, your phone is lost/stolen, you or another person your with has an accident and you miss your flight,luggage is lost or stolen
I know its dramatic but you never know, you see those tv shows where these things happen and those without insurance have to go to the British embassy and phone home to borrow money for a temporary passport (£100 and can only be used once!)or few days in hospital is often £1000's and those with travel insurance where taxi's, medical bills, flights and hotel is all taken care of
you need to consider those awful situations that hopefully will never happen but you cant be too sure so what if you lose your passport? your money is lost/stolen, your phone is lost/stolen, you or another person your with has an accident and you miss your flight,luggage is lost or stolen
I know its dramatic but you never know, you see those tv shows where these things happen and those without insurance have to go to the British embassy and phone home to borrow money for a temporary passport (£100 and can only be used once!)or few days in hospital is often £1000's and those with travel insurance where taxi's, medical bills, flights and hotel is all taken care of
What if your luggage gets lost?
What if you're run over, break your back and need to be flown home?
What if your wife gets ill just before the holiday and you need to cancel?
All potentially very unlikely, but that's why insurance is relatively cheap
I went on holiday in September last year, but booked in February. Didn't get round to Travel Insurance, figuring I'd sort it nearer the time.
Come July, my wife got pretty ill and was signed off work for 6 weeks. For a few nervy weeks, it looked like we wouldn't be able to go. Ditching a £3k holiday for the sake of £12 insurance would have sucked.....
What if you're run over, break your back and need to be flown home?
What if your wife gets ill just before the holiday and you need to cancel?
All potentially very unlikely, but that's why insurance is relatively cheap
I went on holiday in September last year, but booked in February. Didn't get round to Travel Insurance, figuring I'd sort it nearer the time.
Come July, my wife got pretty ill and was signed off work for 6 weeks. For a few nervy weeks, it looked like we wouldn't be able to go. Ditching a £3k holiday for the sake of £12 insurance would have sucked.....
snowy said:
As the title says, just booking a Family Holiday to Kos, but I’m thinking we all have a European Health card, so that should cover any medical issues, no expensive electronic goods to take, so why bother??, probably also find my Bank account covers me for travel abroad
http://www.bbc.co.uk/news/uk-england-birmingham-17079020"A Birmingham woman who broke her back snowboarding in Canada is struggling to return home for rehabilitation as her travel insurance has expired.
Sara Baker, 30, needs to raise around £50,000 for a specially adapted air ambulance and medical care."
...wish you were here?
Another example of why you should purchase travel insurance...
http://www.yorkshireeveningpost.co.uk/news/latest-...
http://www.yorkshireeveningpost.co.uk/news/latest-...
Always take travel insurance, you never know when you need it. After years of holidays with no incident had to use it in 2010.
Was in Tunisia, classed as Europe for some reason for insurance purposes. The wife took seriously ill on the second last day and had to spend an extra 3 weeks in a hospital before she was allowed to fly home. I was put up in a hotel for a week before I returned home. She followed two weeks later after an Air Ambulance was sent from the UK, for her to fly her back to the local hospital here in Inverness.
I shudder to think what all that would have cost if the insurance did not cover it.
All in all it was the best value I got for £38.
Hope this convinces you to purchase.
Andy..
Was in Tunisia, classed as Europe for some reason for insurance purposes. The wife took seriously ill on the second last day and had to spend an extra 3 weeks in a hospital before she was allowed to fly home. I was put up in a hotel for a week before I returned home. She followed two weeks later after an Air Ambulance was sent from the UK, for her to fly her back to the local hospital here in Inverness.
I shudder to think what all that would have cost if the insurance did not cover it.
All in all it was the best value I got for £38.
Hope this convinces you to purchase.
Andy..
Was in the news recently that certain countries (mainly the ones in the s
t financially) were turning a blind eye to their hospitals refusal to accept an EHIC.
Spain were the biggest culprit (even though I think that any monies get refunded by our NHS *happy for clarification*).
When you're stressed and ill, the last thing you want is any messing about whether you are entitled to medical care or not.
As with any insurance, it's a ripoff if you don't use it but a godsend if you have to.
t financially) were turning a blind eye to their hospitals refusal to accept an EHIC.Spain were the biggest culprit (even though I think that any monies get refunded by our NHS *happy for clarification*).
When you're stressed and ill, the last thing you want is any messing about whether you are entitled to medical care or not.
As with any insurance, it's a ripoff if you don't use it but a godsend if you have to.
LuS1fer said:
jmorgan said:
I always go through the small print as well but not being a legal eagle probably miss a lot. Check what I am taking value wise, even got cover for volcanoes.
How many volcanoes can you pack?
After the hassle everyone had with that Icelandic volcano, I wanted some extra cover for disruption. Irony is we were visiting a super volcano.
I just got back from the Dom Republic, gf had a fall and ended up needing 6 stitches on the back of head. Total medical bill to get sorted was just over $1k, so cover was well worth it. At one point they wanted to transfer her to another hospital in Santa Domingo for brain scans which would of increased the bill alot, neither the nurse or doc spoke English and my spanish is limited.
The only thing I regret isnt my gf didnt get more cover or didnt pick a better provider, she had the Nationwide world wide Travel insurance that came with the bank account and they were rubbish. I called there emergency helpline needing a Spanish Translator and needing them to authorise treatment as gf was in a bad way and they just dragged there feet left me in the lurch and I had to cover the bills myself and then claim when back in the UK. I wouldnt recommend them just hope they pay up now.
The only thing I regret isnt my gf didnt get more cover or didnt pick a better provider, she had the Nationwide world wide Travel insurance that came with the bank account and they were rubbish. I called there emergency helpline needing a Spanish Translator and needing them to authorise treatment as gf was in a bad way and they just dragged there feet left me in the lurch and I had to cover the bills myself and then claim when back in the UK. I wouldnt recommend them just hope they pay up now.
Edited by PostHeads123 on Tuesday 2nd July 15:13
Gassing Station | Holidays & Travel | Top of Page | What's New | My Stuff