Penalty pints......?!?

[speed_monkey]

Ok.... I had 6 points on my licence, 3 of which expired on Sept 12 and the 4 year point was this year and I had them removed.

If they are "valid" for 3 years and are fully removable from the paper part after 4 years..... Why do bloody insurance companies ask if any have been obtain in the last FIVE years?!?!?

Theoretically speaking..... The last 3 points on my licence are showing but the first three have now gone. Do I NEED to declare all 6, even though the paper part of my licence only shows three and I am assuming the DVLA only register it as 3?

No I am not looking committing insurance fraud, it is a genuine hypothetical question....

[TheEnd]

If they ask you, you need to answer truthfully.

I do like the idea of penalty pints though.

[itz_baseline]

Yes you do need to declare. Don't give the insurance company a reason not to pay out if you need to claim.

Ps, I thought this thread was going to be something about drinking beer.

[tbc]

penalty pints

[carlpea]

I thought you were going to introduce us to some sort of drinking game.

[Contigo]

I once played "Penalty Pints" with a mate called Marc Almond! It ranked up there with other such games as "Soggy Biscuit" and "Felch-a-friend"

[speed_monkey]

bks.......!!!!

Penalty PINTS would be lovely...... I'd love them instead of these bloody POINTS!

MODS, if you're feeling charitable please change it, save me the ridicule!

[williredale]

speed_monkey said:

bks.......!!!!

Penalty PINTS would be lovely...... I'd love them instead of these bloody POINTS!

MODS, if you're feeling charitable please change it, save me the ridicule!

Too late or that I fear!

[speed_monkey]

williredale said:

speed_monkey said:

bks.......!!!!

Penalty PINTS would be lovely...... I'd love them instead of these bloody POINTS!

MODS, if you're feeling charitable please change it, save me the ridicule!

Too late or that I fear!

I agree......

[CanAm]

speed_monkey said:

Ok.... I had 6 points on my licence, 3 of which expired on Sept 12 and the 4 year point was this year and I had them removed.

If they are "valid" for 3 years and are fully removable from the paper part after 4 years..... Why do bloody insurance companies ask if any have been obtain in the last FIVE years?!?!?

Theoretically speaking..... The last 3 points on my licence are showing but the first three have now gone. Do I NEED to declare all 6, even though the paper part of my licence only shows three and I am assuming the DVLA only register it as 3?

No I am not looking committing insurance fraud, it is a genuine hypothetical question....

Because under the Rehabilitation of Offenders Act 1974 such convictions are only "spent" after 5 years. the fact that it is 3 years for the purposes of "totting up" doesn't come into it.

[speed_monkey]

CanAm said:

speed_monkey said:

Ok.... I had 6 points on my licence, 3 of which expired on Sept 12 and the 4 year point was this year and I had them removed.

If they are "valid" for 3 years and are fully removable from the paper part after 4 years..... Why do bloody insurance companies ask if any have been obtain in the last FIVE years?!?!?

Theoretically speaking..... The last 3 points on my licence are showing but the first three have now gone. Do I NEED to declare all 6, even though the paper part of my licence only shows three and I am assuming the DVLA only register it as 3?

No I am not looking committing insurance fraud, it is a genuine hypothetical question....

Because under the Rehabilitation of Offenders Act 1974 such convictions are only "spent" after 5 years. the fact that it is 3 years for the purposes of "totting up" doesn't come into it.

So.... Genuine question here..... Why can I have them removed from my licence after 4 years and not 5?

[DaMasterMind]

speed_monkey said:

So.... Genuine question here..... Why can I have them removed from my licence after 4 years and not 5?

So you can send them some of your hard earned cash for a piece of paper with no points on it.