Best lease car deals available?

[mikebradford]

soxboy said:

If you put most of those parameters as filters on the contracthireandleasing website you should be able to get an indication.

Edit: just looked on website, quite a few choices. First one that crops up is Dick Lovett (main dealer?) have Cooper D 5dr 20k pa 3+35 £200 plus Vat.

Edited by soxboy on Friday 19th September 15:56

Thanks for that, thats a better deal than the ones i spotted

[Fruitcake]

Blown2CV said:

In summary you can't exit the contract part way through so you need to know you can afford it, and if you go over the miles or return it damaged or not in reasonable condition, They'll fk you. Not all insurers will cover you as you aren't the owner or keeper. Other than that cool.

Are you technically the owner on a PCP either though?

[JNR77]

Just been told by Solent Vehicle Leasing the BMW 420d M Sport offer has been pulled. Does anyone know if this will apply to this particular broker or all brokers?

[VX Foxy]

Matt80M said:

Thanks - I'll probably let them just sort it then - I'll come knocking should I get lumped with a couple of grand in charges

I see you're running a 330d - how do you get on with it? I've got a 330d GT arriving soon and I'm told the engine is a belter?

Oh yes, the 330d is stonking! I've never been anywhere near its limits of performance on the road. The 8sp auto is also brilliant; very direct changes for a non dsg box.

[Chipmunk1]

I have a 335d x drive and it's a hoot ! Corners as well as my 911 if I'm honest !

[Birdster]

VX Foxy said:

Matt80M said:

Thanks - I'll probably let them just sort it then - I'll come knocking should I get lumped with a couple of grand in charges

I see you're running a 330d - how do you get on with it? I've got a 330d GT arriving soon and I'm told the engine is a belter?

Oh yes, the 330d is stonking! I've never been anywhere near its limits of performance on the road. The 8sp auto is also brilliant; very direct changes for a non dsg box.

I had an E92 330d pre LCI and loved it. So can imagine the new version is better. Effortless drive.

[russ_a]

Well after driving myself nuts I think I'm going for the Golf TSI R - Just waiting to see what the 13-15k quotes are like!

[aixam city]

I'm after a Golf R personal deal too (for around 15,000-17,000mpa) but not really seeing anything under £9k over the 2 years (including deposit and admin).

It looks like you can get a Focus ST3 for around £6.5k over the 2 years - seems like better value.

[AGK]

Fruitcake said:

Are you technically the owner on a PCP either though?

One of the main differences between the two are the V5 will be in your name with a PCP but not on a lease.

[russ_a]

aixam city said:

I'm after a Golf R personal deal too (for around 15,000-17,000mpa) but not really seeing anything under £9k over the 2 years (including deposit and admin).

It looks like you can get a Focus ST3 for around £6.5k over the 2 years - seems like better value.

I've found £250 a month for 10k plus 1.6k deposit.

[VX Foxy]

AGK said:

One of the main differences between the two are the V5 will be in your name with a PCP but not on a lease.

Not true.

[aixam city]

russ_a said:

I've found £250 a month for 10k plus 1.6k deposit.

I'd be keen to hear more! Which company?

[Snollygoster]

VX Foxy said:

Not true.

Foxy, he is correct. On a PCP you are the registered keeper as are the one responsible for taxing the vehicle, and as it states, the keeper of the car.

However, you are not the legal owner; this will be the finance company. Once GFV, or the balance of the car is paid, you take legal ownership of the vehicle.

[VX Foxy]

Snollygoster said:

Foxy, he is correct.

Im not trying to be argumentative. MBFS put the keeper on the V5.

[Blown2CV]

Fruitcake said:

Blown2CV said:

In summary you can't exit the contract part way through so you need to know you can afford it, and if you go over the miles or return it damaged or not in reasonable condition, They'll fk you. Not all insurers will cover you as you aren't the owner or keeper. Other than that cool.

Are you technically the owner on a PCP either though?

i didn't spot that it was a question about PCPs, the answer i gave was for leasing.

[talksthetorque]

Another link for a variety of golf R deals here.

http://www.bluechillicars.com/business-contract-hi...

[bullitinhead]

VX Foxy said:

Snollygoster said:

Foxy, he is correct.

Im not trying to be argumentative. MBFS put the keeper on the V5.

Depends, my first slk I was RK , second slk they have kept the V5 with there name on it, both through MBFS, told it is to do with taxing the car. However could be a way of charging fees for admin when tickets a stuff are issued.


Bullit

[Bl0at3r]

bullitinhead said:

VX Foxy said:

Snollygoster said:

Foxy, he is correct.

Im not trying to be argumentative. MBFS put the keeper on the V5.

Depends, my first slk I was RK , second slk they have kept the V5 with there name on it, both through MBFS, told it is to do with taxing the car. However could be a way of charging fees for admin when tickets a stuff are issued.


Bullit

I'm driving a GTD on a personal lease from Network (part of Leaseplan) and I have never seen the V5 logbook - the legal owner is the lease company and the registered keeper in my case (the name on the V5 logbook) is also the lease company.

It is down to the individual lease company as some will put the registered keeper as the individual leasing the car on the V5.

I agree it is to do with taxing but just as likely the admin charges - for example it costs me £42 admin fee if they have to provide my name and address to the police if an NIP for speeding comes through to them.

The MOST important part is that you are appropriately insured - many of the big online insurers make assumptions when you get a quote - one of which is that you are both the registered keeper on the v5 and the legal owner.

You would technically be uninsured in the event of an accident if your name wasn't on the v5 and they assumed it was and you signed the declaration.

I went with Aviva as I was able to select 'legal owner - personal lease company' AND 'registered keeper on V5 - personal lease company'.

Don't want give them an excuse not to pay out.

[Snollygoster]

Bl0at3r said:

bullitinhead said:

VX Foxy said:

Snollygoster said:

Foxy, he is correct.

Im not trying to be argumentative. MBFS put the keeper on the V5.

Depends, my first slk I was RK , second slk they have kept the V5 with there name on it, both through MBFS, told it is to do with taxing the car. However could be a way of charging fees for admin when tickets a stuff are issued.


Bullit

I'm driving a GTD on a personal lease

Shouldn't depend. On a lease it should be the funder as the registered keeper.

The original question about registered keeper was about PCP.

[Snollygoster]

Bl0at3r said:

The MOST important part is that you are appropriately insured - many of the big online insurers make assumptions when you get a quote - one of which is that you are both the registered keeper on the v5 and the legal owner.

You would technically be uninsured in the event of an accident if your name wasn't on the v5 and they assumed it was and you signed the declaration.

I went with Aviva as I was able to select 'legal owner - personal lease company' AND 'registered keeper on V5 - personal lease company'.

Don't want give them an excuse not to pay out.

Usually, if it's a lease company for both legal and keeper, there's no problems.

You are dead right with insurance's making assumptions. My 70 year old mother gets a lease car via me through my work. The lease agreement makes it so that I am the legal owner, but not the registered keeper.

When she came to insure it and said the legal owner was her son, registered keeper was a company, 9 out of 10 insures wouldn't touch it. How does it make such a difference for the insurance companies I do not know. In the end AXA did it with no problems.