Winter tyres-insurance companies

[sb-1]

Usful list re insurance companies & their position on winter tyres:

https://www.abi.org.uk/~/media/Files/Documents/Pub...

[AlasdairMc]

That's really useful, thanks. I had been meaning to call my insurer but don't need to now.

[zed4]

You had to tell the insurance company you were putting on winter tyres?! I didn't know that. How strange....do I have to tell them when I'm using super unleaded fuel over normal fuel too?!

[Raify]

That's a useful list.

The only companies that need informing are :

Ecar
Octagon
Covea
Southern rock
Swift cover. (Mine )

And none of them change the cover available if you fit winters.

[Maracus]

Esure just wanted to know when we had them fitted, no extra charges.

[Steve vRS]

What does this wording mean?

No - unless the customer has or is fitting alloy wheels

My car has alloy wheels as do most cars on the market today.

What about if you are changing the wheels as well as the tyres?

Steve

[Engineer1]

Steve vRS said:

What does this wording mean?

No - unless the customer has or is fitting alloy wheels

My car has alloy wheels as do most cars on the market today.

What about if you are changing the wheels as well as the tyres?

Steve

I suspect they want to knwo if you are moving the alloys into the shed while steel wheels with winter tyres are fitted or, the winter tyres you got cheap came on alloys. Basically they want to know if you are changing the wheels as well as the tyres as it may affect the risk (add alloys to a car that didn't have them)

[Steve vRS]

Agreed but the literal interpretation of that statement is that they want to know if you have alloy wheels fitted and are going to use winter tyres.

IMHO

Steve

[essIII]

This has been floating around for a while but to me it misses the point. I would imagine that a large percentage of people using winter tyres also change over to some winter wheels, rather than changing tyres twice a year on the same set of wheels.

So my insurance company don't care if I run winter tyres, but what if I run winter wheels?

[jon-]

essIII said:

This has been floating around for a while but to me it misses the point. I would imagine that a large percentage of people using winter tyres also change over to some winter wheels, rather than changing tyres twice a year on the same set of wheels.

So my insurance company don't care if I run winter tyres, but what if I run winter wheels?

Then they care, as it's a modication from the car you declared at insurance inception.