My XK8 was written off - advice on handling the ins co

[Slackerdad]

Recently had a crash in my XK8 Convertible - the car is now a write off

Insurance co (reputable Marque specialist) have offered significantly less than I bought the car for - two months before the accident.

Any advice on how I can get them to give me the money I payed for the car?

Details below

(98-50k+ miles, one owner,main dealer maintained without expense, came with a jag main dealer warranty too!)

Police say no fault accident - recent flooding then freeze turned road into 100ft ice ring.

PS - Car was brilliant and saved my life

[Phil Dicky]

Don't accept the offer..find adverts for the same car and spec from here and other sites. Send these to the insurance company and ask for a better offer

[dtmpower]

The insurance company will still see this as a fault claim I would imagine if you crashed without the involvement of a 3rd party vehicle .

[Magic919]

I think it's hard to argue it has lost much money in just 2 months. I'd have thought the receipt would be all the proof you'd need.

Just knock up a suitable letter. Don't waste too much time on the telephone to them.

[williamp]

Glad youre ok.

Did you have agreed value? If not, then they will pay the market value for that car. So as others have said, gt some vidence of value. Unfortunantly if you paid more for it then its worth you might not see your money back.

[tr7v8]

williamp said:

Glad youre ok.

Did you have agreed value? If not, then they will pay the market value for that car. So as others have said, gt some vidence of value. Unfortunantly if you paid more for it then its worth you might not see your money back.

This, I'd have had it on an agreed policy.....

[Slackerdad]

Thanks for the advice

The Insurance company were brilliant in the end and payed out in full

Few things I learned
- Don't accept the first offer
- Be calm and polite with the insurance Co and get them to explain exactly how they valued the car - then check to see if this was explained in either the sales literature or any of your insurance documentation. If not tell them you believe the product may not have been described correctly.
- As suggested get examples of other similar cars and send them along with any documentation you have to support the value of your car
_ Find a person at the insurance co who likes cars

[Magic919]

Good to hear a happy ending.