Bought a Cat-D - problems.
Discussion
greggy50 said:
At a guess would say that panel was badly damaged and instead of the vast cost of removing and welding a new one on they pulled it out as best they could and then used a lot of filler to do the rest.
Only proper way of knowing is to strip all the filler back and see what you are left with and then either place panel properly (easy four figures with paint at a guess) or bodge it back again with some more filler.
This is pretty much it. As it's my car, I won't be doing the filler bit, though - just costing up the repairs as we speak.Only proper way of knowing is to strip all the filler back and see what you are left with and then either place panel properly (easy four figures with paint at a guess) or bodge it back again with some more filler.
Yes it sounds like the car is full of filler I would 100% take a magnet along and ask for pictures of the repair process if looking at another CAT C/D car. I honestly believe it is vital you see pictures of the repair process before/during/after so you know it has been done properly as they are a lot of people out who will bodge a car give it a quick blow over and then sell it on.
£4k cheaper sounds a bonus at least that should cover the repair costs I would hope won't be worth as much as a non CAT D of course but at least will end up with a clean car for no more than it would have cost you anyway which I suppose is fine if you plan on keeping it.
£4k cheaper sounds a bonus at least that should cover the repair costs I would hope won't be worth as much as a non CAT D of course but at least will end up with a clean car for no more than it would have cost you anyway which I suppose is fine if you plan on keeping it.
Tonberry said:
Bizarre thread.
If the damage to the vehicle were serious it would have been a CAT C or worse due to cost to fix.
The category is related only to the cost of the repair and any incidentals vs the value of the vehicle, it's not directly related to damage levels. An old banger with a broken headlamp and dented bumper could be a Cat C.If the damage to the vehicle were serious it would have been a CAT C or worse due to cost to fix.
Baryonyx said:
You sound like a total bellend, I hope the seller tells you to f
k right off. How about you dip into that £4000 saving you got to fix your car?
The majority of posters other than the OP sound like bellends, arguing over points that the OP never actually raised, but not answering the questions he did.k right off. How about you dip into that £4000 saving you got to fix your car?Edited by Mr2Mike on Saturday 19th April 21:54
Mr2Mike said:
The majority of posters other than the OP sound like bellends, arguing over points that the OP never actually raised, but not answering the questions he did.
I agree with the above, most posters seem to be obsessed with the the fact that he has no comeback with the seller rather than answering his question.Edited by Mr2Mike on Saturday 19th April 21:54
Mr2Mike said:
The majority of posters other than the OP sound like bellends, arguing over points that the OP never actually raised, but not answering the questions he did.
Thanks, man - that's always been the point I was trying to get across.Edited by Mr2Mike on Saturday 19th April 21:54
oakdale said:
Mr2Mike said:
The majority of posters other than the OP sound like bellends, arguing over points that the OP never actually raised, but not answering the questions he did.
I agree with the above, most posters seem to be obsessed with the the fact that he has no comeback with the seller rather than answering his question.Edited by Mr2Mike on Saturday 19th April 21:54
Mr2Mike said:
Tonberry said:
Bizarre thread.
If the damage to the vehicle were serious it would have been a CAT C or worse due to cost to fix.
The category is related only to the cost of the repair and any incidentals vs the value of the vehicle, it's not directly related to damage levels. An old banger with a broken headlamp and dented bumper could be a Cat C.If the damage to the vehicle were serious it would have been a CAT C or worse due to cost to fix.
Edited by Mr2Mike on Saturday 19th April 21:54
A 10k car would need to sustain significant damage (cost) to warrant CAT C status.
Mr2Mike said:
And the point I am making is that a Cat C does not mean it was any more damaged than if it had a Cat D.
Totally agree, this myth that a cat D will be lighter than a cat C is utter rubbish, check out Coparts high value vehicles, lots of expensive metal that is really badly smashed down as cat D.The Ins co know they will get more for the salvage at auction if it is a D cat, no VIC test and not recorded on the V5.
If alignment is measuring ok and the bodyshop reckon there's poor repairs visible - which may or may not be structural, it might be worth half an hour with a jack, watching the panel gaps and the areas that have already cracked for any movement as you raise one corner of the car at a time.
C. Grimsley said:
The cat markers are a farse in my eyes, I just bought a brand new car, 4 miles on the clock as a cat c, was in a storage yard and the yard flooded, no damage at all to the car but the insurance wrote it off as a precaution, work that out, had it six months now no issues at all.
Carl
Well, not really as flood damage can be insanely expensive to put right. To do it properly, not only are ou potentially looking at replacing every electrical component and loom that has been anywhere near the water plus there's the contamination factor. A quick sponge down wouldn't be acceptable if the car has been steering wheel deep in sewage water. You could spend thouasnds fixing it and still have issues months if not years down the . Insurers simply won't take that risk. Carl
Some flood damaged cars will live again fault free, some will never be right.
Mr2Mike said:
And the point I am making is that a Cat C does not mean it was any more damaged than if it had a Cat D.
Category C: repairable total loss – Cat C cars are allowed back on the road, as the damage is repairable, but the cost of the repair work is substantial enough that it's more than the value of the car. The car must be subject to a Vehicle Identity Check (VIC).Category D: repairable significant damage – Cat D cars are also allowed back on the road, because the damage can be repaired. Unlike Cat C, however, the repairs won’t cost more than the value of the car, but it is significant enough for the car to be written off.
What am I missing? Obviously it varies from case to case but this seems to be the general rule.
Tonberry said:
Category C: repairable total loss – Cat C cars are allowed back on the road, as the damage is repairable, but the cost of the repair work is substantial enough that it's more than the value of the car. The car must be subject to a Vehicle Identity Check (VIC).
Category D: repairable significant damage – Cat D cars are also allowed back on the road, because the damage can be repaired. Unlike Cat C, however, the repairs won’t cost more than the value of the car, but it is significant enough for the car to be written off.
What am I missing? Obviously it varies from case to case but this seems to be the general rule.
You aren't missing anything, just read those definitions again. Cost is the only deciding factor, and this is only partly linked to the damage level. A car with minor damage level, but e.g. with the required parts on back order, could cost the insurance company a fortune in hire car and storage costs so the total claim could easily exceed the value of the car and a Cat C awarded. It's entirely possible (and not uncommon) to have a Cat D car that has more significant damage than one with a Cat C.Category D: repairable significant damage – Cat D cars are also allowed back on the road, because the damage can be repaired. Unlike Cat C, however, the repairs won’t cost more than the value of the car, but it is significant enough for the car to be written off.
What am I missing? Obviously it varies from case to case but this seems to be the general rule.
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