pathetic whip lash claims

[richatnort]

Thought i'd post a rant about whiplash and how annoying people are with it. I was in an accident about 3 weeks ago and ended up going into the back of someone at around 10-15 mph. At the time all out all friendly and not a single injury apart from my pride.

Two weeks later i get a letter from one of these no win no fee boll** companies saying one of the passengers is claiming whiplash injuries. I think to myself ok one isn't too bad it must be genuine. I had a letter through last night from the same law firm saying that the driver is putting one in. All i'm thinking now is how stupidly high my claim is going to be with the repairs to my car, his car (very little a new bumper was my guess) and now all these fking bull st whiplash claims. The worse thing about it is there were 5 people in the car so i'm expecting 5 claims to come through.

So annoyed right now.

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

[OzzyR1]

richatnort said:

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

Why "couldn't it be helped"??

[Dog Star]

It boils my piss; real whiplash is bloody rare and these parasites make me sick.

The thing that really gets me is that these nobheads will be playing sport, rugby, going skiing, falling down drunk etc etc and yet, miraculously, suffer no ill effects.

Just out of interest OP, where was your crash? What make of car did you run into?

[richatnort]

OzzyR1 said:

richatnort said:

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

Why "couldn't it be helped"??

he'd stopped at a zebra crossing and the sun was in that awkward position where it temporally blinds you and by the time i'd moved my head i saw him and slammed on.

[BoRED S2upid]

I've been harassed by these companies for months wanting me to claim damages for an accident. The accident someone cut in and took my wing mirror off! I've told every one of them to ps off I'm on a database somewhere so it's a free for all!

[OzzyR1]

richatnort said:

OzzyR1 said:

richatnort said:

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

Why "couldn't it be helped"??

he'd stopped at a zebra crossing and the sun was in that awkward position where it temporally blinds you and by the time i'd moved my head i saw him and slammed on.

Sounds like a good job you rear-ended him tbh or you might have hit a pedestrian on the crossing at 10-15mph.

[richatnort]

Dog Star said:

It boils my piss; real whiplash is bloody rare and these parasites make me sick.

The thing that really gets me is that these nobheads will be playing sport, rugby, going skiing, falling down drunk etc etc and yet, miraculously, suffer no ill effects.

Just out of interest OP, where was your crash? What make of car did you run into?

Crash was in Sheffield on the A61 and i was in a black Civic. If anyone wants any pictures i'll pop them up.

I was honest as well and said 100% my fault which i could of said oh he slammed them on or what ever and gone 50/50. To some people they probably think oh great a crash i'll claim and put that money towards a holiday. I've got the persons number and soo tempted to ring him and have a massive go.

I'm not looking forward to the end claim. I had protected no claims but i very much doubt it'll make a difference. I'll probably be looking at a 20k claim after all this bullst whiplash

[Fotic]

richatnort said:

I've got the persons number and soo tempted to ring him and have a massive go.

Prepare for an earbashing then. You were driving along and couldn't see where you were going but rather than stopping, you carried on and then crashed into the back of someone who'd stopped at a zebra crossing and you've got the gall to have a go at them!

If I was that victim I would hate you and would welcome the chance to tell you that.

[TwigtheWonderkid]

richatnort said:

OzzyR1 said:

richatnort said:

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

Why "couldn't it be helped"??

he'd stopped at a zebra crossing and the sun was in that awkward position where it temporally blinds you and by the time i'd moved my head i saw him and slammed on.

Damn that sun and its unpredictable movement across the sky. Good job he was there or else one assumes you would have hit the poor sod on the crossing, and then you'd have a major claim on your hands plus police on your case!

Hitting someone at 10-15 mph as you claim is a pretty hefty impact. And whiplash can come on after the event.

You said it yourself, don't crash into people and you won't get scammed, if it is a scam.

[julian64]

TwigtheWonderkid said:

richatnort said:

OzzyR1 said:

richatnort said:

Before it comes i know it was my own fault for going into the back of them but it genuinely couldn't be helped.

Why "couldn't it be helped"??

he'd stopped at a zebra crossing and the sun was in that awkward position where it temporally blinds you and by the time i'd moved my head i saw him and slammed on.

Damn that sun and its unpredictable movement across the sky. Good job he was there or else one assumes you would have hit the poor sod on the crossing, and then you'd have a major claim on your hands plus police on your case!

Hitting someone at 10-15 mph as you claim is a pretty hefty impact. And whiplash can come on after the event.

You said it yourself, don't crash into people and you won't get scammed, if it is a scam.

And thereby the righteous perpetuate the downward spiral with their indignation. Idiot replies, all of them.

[Laurel Green]

An insurance 'expert' on the radio the other day was saying that such claims now account for 20% of our premiums.

[TwigtheWonderkid]

richatnort said:

I was honest as well and said 100% my fault which i could of said oh he slammed them on or what ever and gone 50/50.

It never would have gone 50/50 in a million years. People are entitled to hit the brakes hard at a zebra crossing, in order not to kill people on a zebra crossing that they haven't spotted sooner.

[Fotic]

julian64 said:

And thereby the righteous perpetuate the downward spiral with their indignation. Idiot replies, all of them.

Ridiculous comment.

[OzzyR1]

julian64 said:

And thereby the righteous perpetuate the downward spiral with their indignation. Idiot replies, all of them.

When I was knocked off my bike at the age of 12 by someone turning right into a side road, incurring a couple of broken bones and some serious bruising in the process, the driver gave the same excuse of "the sun was low and it blinded me".

Oh, that's OK then, you were, by your own admission, temporarily blinded so just decided carry on at your normal speed and go for it anyway. Strangely, I have little sympathy with this excuse.

You should drive to the conditions, end of.

And for anyone wondering, there was no "compensation" involved in my case. The chap was very shaken up, to the extent of trembling and being in tears as he thought he had injured me really badly. He offered to buy me a new bike - which was fair enough as he hit me hard enough to snap the frame on my existing one and it was all sorted between him and my parents.

[anonymous-user]

sunglasses could have helped, to me you had a lucky escape you could have run someone over. I do think you need to take responsibility for your actions and you can't control what someone else does, only your own actions.

[carreauchompeur]

Purity14 said:

My best one which I posted a few years ago, was a woman who knocked me off my bike, and my costs were 85 for a new wing mirror and some touch up paint, I didn't claim for injuries.

She denied liability against all evidence and it went 50/50.

Her car was a write off(my knee bent the inner wing of her car apparently) and she suffered injuries which rendered her having to be bathed by her parents as she was unable to wash herself.

There were pictures of her on her facebook; "Zorbing", scuba diving(including timestamped video), dancing on holiday in turkey, and rising rollercoasters only weeks after her accident. During which time her statement said she was immobile.

She got about 5k for injuries in the end according to her facebook, and £1500 for the car.
Ended up being £85 for me vs £6500 for her, then add the solicitor fees.

Insurance didn't pursue fraud because it wasn't in the best interests of the company.
As she had no assets, or any money to recover.

Utter scum. I have faith however that Karma may take a while but will definitely prevail.

[Tuvra]

I was in a non fault accident a few weeks back, basically I was following a lorry that came to a sudden stop, lorry then decides to put his reversing lights on, held the horn down, lorry kept coming, couldn't find reverse quick enough then and he bumped the front of the car.

I had to fight tooth and nail to get a decent courtesy car out of them (tried sending me a 1.6 LX Focus for a 2013 Focus ST3), eventually got a GT86 out of them.

To this day (5 weeks later) I am still getting letters and phone calls asking me if I had suffered any injuries, other losses etc

Annoys me that I had to fight for two days to get what I was due (decent courtesy car) and yet these bds are still trying to drive up the claim with bullst compensation claims

[J4CKO]

I can see why it happens, people are skint in a lot of cases and they get a chance to have a few quid, tax free to spend on something nice they couldn't ordinarily afford, it takes some serious strength of character and principles to say no to the repeated offers, I think some just say yes to stop the bloody phone calls. They know they can by and large get away with it and in terms of morals and principles, when you see what the great British public are prepared to do for money, getting a few quid for a fictitious neck injury is pretty low down the list behind benefit cheat, mugging, fraud, scams and selling bricks in Xbox boxes.

I am not saying its right, it isn't, the compensation system is there to recompense those that have been wronged in some way, but it has been taken over by these claims management companies, the only real winner out of this, parasitic quasi legal companies that only exist as long as the loophole or gravy train is there, same as for PPI and whatever else a fast buck can be made from.

The insurance companies are complicit, its all one big machine, the way to stop it is to drive better, don't crash and don't give people the opportunity to claim, if you do, don't be surprised if they want to rip the arse out of the situation.

[g3org3y]

carreauchompeur said:

Purity14 said:

My best one which I posted a few years ago, was a woman who knocked me off my bike, and my costs were 85 for a new wing mirror and some touch up paint, I didn't claim for injuries.

She denied liability against all evidence and it went 50/50.

Her car was a write off(my knee bent the inner wing of her car apparently) and she suffered injuries which rendered her having to be bathed by her parents as she was unable to wash herself.

There were pictures of her on her facebook; "Zorbing", scuba diving(including timestamped video), dancing on holiday in turkey, and rising rollercoasters only weeks after her accident. During which time her statement said she was immobile.

She got about 5k for injuries in the end according to her facebook, and £1500 for the car.
Ended up being £85 for me vs £6500 for her, then add the solicitor fees.

Insurance didn't pursue fraud because it wasn't in the best interests of the company.
As she had no assets, or any money to recover.

Utter scum. I have faith however that Karma may take a while but will definitely prevail.

It's stories like that cause people to hate insurance companies.

[Birdster]

I've had a false claim again me. Long story short the chap from the assessment team who interviewed us all advised me that the insurance company would pay out as it was cheaper to do so. I left them the next year. Insurance should have fought the case IMO. I understand the business logic and risk that it's easier to pay up and hike up premiums rather than risk losing money. Yet somehow it boiled my piss.