Wrong Reg number on insurance Cert

Wrong Reg number on insurance Cert

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S6 ROR

Original Poster:

1,583 posts

265 months

Saturday 23rd August 2014
quotequote all
Just purchased another car on Thursday and arranged the insurance over the phone.
Have received the docs this morning, and checked them through, they have the incorrect registration number quoted, they have put PR04 instead of RR04.
Tried to call them this morning, but the office is shut as they don't open on weekends.
Does this mean that I am not insured?
What would be the position if I got stopped?
Is it best not to use the car until I can get hold of them and get it changed.
I really wanted to use it to take to a show over the weekend, but not sure whether I would be covered and legal.

Any advice would be much appreciated.

CYMR0

3,940 posts

200 months

Saturday 23rd August 2014
quotequote all
Assuming that the insurance company would confirm that you have/had cover, then you are not committing an offence.

If the car is parked on the road, you're still committing the offence, just less likely to get stopped.

Your car won't be on the database however so is quite likely to get a pull.

I take it that the certificate and the quote cover the right kind of car (i.e., PR04 isn't a Micra and RR04 isn't a 911).

Bigends

5,418 posts

128 months

Saturday 23rd August 2014
quotequote all
Need to get it changed pronto. Notsure i'd risk using it- could finish up getting towed.

shep1001

4,600 posts

189 months

Saturday 23rd August 2014
quotequote all
Send them an email as a written record of their clerical error now & sort it Monday when the office is open. MSM?

Edited by shep1001 on Saturday 23 August 10:13

S6 ROR

Original Poster:

1,583 posts

265 months

Saturday 23rd August 2014
quotequote all
shep1001 said:
Send them an email as a written record of their clerical error now & sort it Monday when the office is open. MSM?

Edited by shep1001 on Saturday 23 August 10:13
Hi Andy, it's Mannings.
Have brought the Halycon Midas pearl Tamora from Bespoke this weekbiggrin
It's a factory Red Rose and the Number plate is RR04 but they have put PR04 on the Cert.
I really want to take it to the tvrcc event at Blemheim palace this weekend, but not sure whether to risk it or not now.

897sma

3,361 posts

144 months

Saturday 23rd August 2014
quotequote all
I got pulled for the same thing a couple of months ago - the car came up as uninsured on anpr. I spent 10 mins sat in the front of the officers unmarked BMW whilst he called the insurance who confirmed that I was covered and that it was just a clerical error on their part.

He then went on to show me a video of myself doing 98mph (I was in a C63 on a very quiet stretch of dual carriageway so I was lucky it wasn't much much faster) frown but went to tell me it was my lucky day as he was trialling some new kind of speed detection thing in his car so he wouldn't be doing me this time but to take more care in future biggrin

littleredrooster

5,537 posts

196 months

Saturday 23rd August 2014
quotequote all
S6 ROR said:
Hi Andy, it's Mannings.
Have brought...
rolleyes
Another clerical error...

Dogwatch

6,228 posts

222 months

Saturday 23rd August 2014
quotequote all
CYMR0 said:
Assuming that the insurance company would confirm that you have/had cover, then you are not committing an offence.

If the car is parked on the road, you're still committing the offence, just less likely to get stopped.

Your car won't be on the database however so is quite likely to get a pull.

I take it that the certificate and the quote cover the right kind of car (i.e., PR04 isn't a Micra and RR04 isn't a 911).
Good points (though how do you stop a parked car? wink ) If the insurers have the wrong reg. no. then they are insuring a completely different car for a premium appropriate to that car and not the correct one. Idiots! But the customer always gets it in the neck.

anonymous-user

54 months

Saturday 23rd August 2014
quotequote all
Dogwatch said:
Good points (though how do you stop a parked car? wink ) If the insurers have the wrong reg. no. then they are insuring a completely different car for a premium appropriate to that car and not the correct one. Idiots! But the customer always gets it in the neck.
Ot possibly they have just types the wrong letter.

Not all systems to issue certificates will link into the DVLA database.

dingg

3,987 posts

219 months

Saturday 23rd August 2014
quotequote all
Dogwatch said:
If the insurers have the wrong reg. no. then they are insuring a completely different car for a premium appropriate to that car and not the correct one.
Rubbish

the OP will be insured for the car details he provided to the insurance company , its a simple clerical error which can be sorted on Monday , he may get tugged but once the situation was explained he'd be allowed on his way

Bigends

5,418 posts

128 months

Saturday 23rd August 2014
quotequote all
dingg said:
Dogwatch said:
If the insurers have the wrong reg. no. then they are insuring a completely different car for a premium appropriate to that car and not the correct one.
Rubbish

the OP will be insured for the car details he provided to the insurance company , its a simple clerical error which can be sorted on Monday , he may get tugged but once the situation was explained he'd be allowed on his way
...depending on who pulls him of course

mybrainhurts

90,809 posts

255 months

Saturday 23rd August 2014
quotequote all
My son was stopped by plod in the same circumstances. Broker confirmed error. No action taken.

Of course, if you get a stroppy plod, he can seize the car until you come up with proof.

HenryJM

6,315 posts

129 months

Saturday 23rd August 2014
quotequote all
And the main reason why you may get a stroppy plod is if you fail the attitude test with them.

anonymous-user

54 months

Saturday 23rd August 2014
quotequote all
HenryJM said:
And the main reason why you may get a stroppy plod is if you fail the attitude test with them.
There's plenty of stroppy plod who fail on the attitude test themselves.

HenryJM

6,315 posts

129 months

Saturday 23rd August 2014
quotequote all
desolate said:
There's plenty of stroppy plod who fail on the attitude test themselves.
Maybe but it's a one way test, like it or not. Be polite, apologetic and don't argue and you have the best chance of getting away with it.

anonymous-user

54 months

Saturday 23rd August 2014
quotequote all
I think it's rather unlikely you'll be losing your car (a belief is needed by the officers, not suspicion) when you explain what has occurred.