No test drive without insurance so he walks away
Discussion
Discussed this on GG but just a warning for anyone selling at the moment. Not sure if he was serious or a timewaster but spent a long time looking at the car top and bottom, brought his wife along second visit.
Took him out for a good run, came back said "so you won't let me drive it then", I said "have you got insurance cover", he said "third party only", so I said "no".
He got all arrogant and just said well I won't be making any offer and stormed off.
His name was Chris if you get him coming to look at your Tiv.
He supposed to be wanting either an S or Chimaera at the minute.
Took him out for a good run, came back said "so you won't let me drive it then", I said "have you got insurance cover", he said "third party only", so I said "no".
He got all arrogant and just said well I won't be making any offer and stormed off.
His name was Chris if you get him coming to look at your Tiv.
He supposed to be wanting either an S or Chimaera at the minute.
This is always an issue... The first tvr I bought I didn't drive prior to collecting but had third party inspection. Second was a dealer, and current was private and he didn't ask.. Said I was only covered third party but he was happy. If he wasn't I would understand and go on his test.
When selling tvr's I've never allowed anyone test drive them without fully insured.
Sold a two year old land rover recently and allowed the buyer to test drive it on third party. Guess a lot comes down to trust and character judge.
Your car your rules, and if I were him I wouldn't have simply walked away...
Nowt queer as folk.
When selling tvr's I've never allowed anyone test drive them without fully insured.
Sold a two year old land rover recently and allowed the buyer to test drive it on third party. Guess a lot comes down to trust and character judge.
Your car your rules, and if I were him I wouldn't have simply walked away...
Nowt queer as folk.
Skyedriver said:
His name was Chris if you get him coming to look at your Tiv.
He supposed to be wanting either an S or Chimaera at the minute.
Not "Chris from near Durham", by any chance? He contacted me and said he would be down on the Sunday etc etc. He wanted a Cerb! No show of course.He supposed to be wanting either an S or Chimaera at the minute.
phillpot said:
m4tti said:
I find it's easier to listen out and feel faults from the passenger seat when I'm giving the driver instructions.
Agree with that.If you're insistant on test driving yourself buy from a dealer
I couldn't get comprehensive insurance to test drive mine - or rather I was told by the insurers I already had policies with that such cover would only be valid if the current owner cancelled his own insurance.
I bought it without personally driving it. If I ever decide to sell, I wouldn't expect anyone to be able to get comprehensive insurance that wouldn't effectively require me to uninsure the car myself to avoid a world of legal letters forever more from having 2 policies covering the car should an accident happen.
Anyone viewing the car will be told in advance that they can't drive it without full asking price deposited first. If they don't like it, find another car. Them having comprehensive insurance would offer me no real assurance.
I bought it without personally driving it. If I ever decide to sell, I wouldn't expect anyone to be able to get comprehensive insurance that wouldn't effectively require me to uninsure the car myself to avoid a world of legal letters forever more from having 2 policies covering the car should an accident happen.
Anyone viewing the car will be told in advance that they can't drive it without full asking price deposited first. If they don't like it, find another car. Them having comprehensive insurance would offer me no real assurance.
N7GTX said:
Skyedriver said:
His name was Chris if you get him coming to look at your Tiv.
He supposed to be wanting either an S or Chimaera at the minute.
Not "Chris from near Durham", by any chance? He contacted me and said he would be down on the Sunday etc etc. He wanted a Cerb! No show of course.He supposed to be wanting either an S or Chimaera at the minute.
...tricky one.
Not much help if you are the passenger either..reminds me of this (Don't watch if you are about to sell a car)...
https://www.youtube.com/watch?v=1net5MVkVJ8
Not much help if you are the passenger either..reminds me of this (Don't watch if you are about to sell a car)...
https://www.youtube.com/watch?v=1net5MVkVJ8
A tale of caution:
A friend sold his car recently and did all the usual 'judge of character' checks with the prospective buyer. Seemed like a genuine guy, asked all the right questions and said all the right things. With the engine nicely warmed a test drive was decided upon. Bonnet was up and prospective buyer was in the driver's seat having checked out all the bells and whistles. Owner closed bonnet and went to walk round to the car door. Loud acceleration, nearly sending the owner flying and the car sped off down the road, only slowing briefly and accelerating again to close the passenger door!
Car was never seen again, the police were vaguely sympathetic but very cynical and the insurance company wasn't in the slightest bit interested as the owner had NOT taken due care and attention to prevent the theft. Quite the reverse actually, when you look at the facts! The car was worth around 10k and was a 'desireable' car which had been well looked after. It had been fully serviced and wanted for nothing. Said friend is no dummy and would always err on the side of caution so the circumstances seemed even more unlikely.
A little bit off topic I know, but insurance or no insurance be VERY caeful of the test drive scenario.
A friend sold his car recently and did all the usual 'judge of character' checks with the prospective buyer. Seemed like a genuine guy, asked all the right questions and said all the right things. With the engine nicely warmed a test drive was decided upon. Bonnet was up and prospective buyer was in the driver's seat having checked out all the bells and whistles. Owner closed bonnet and went to walk round to the car door. Loud acceleration, nearly sending the owner flying and the car sped off down the road, only slowing briefly and accelerating again to close the passenger door!
Car was never seen again, the police were vaguely sympathetic but very cynical and the insurance company wasn't in the slightest bit interested as the owner had NOT taken due care and attention to prevent the theft. Quite the reverse actually, when you look at the facts! The car was worth around 10k and was a 'desireable' car which had been well looked after. It had been fully serviced and wanted for nothing. Said friend is no dummy and would always err on the side of caution so the circumstances seemed even more unlikely.
A little bit off topic I know, but insurance or no insurance be VERY caeful of the test drive scenario.
Edited by pb450 on Monday 8th September 16:00
A harrowing tale.
If possible try to block the car in with another vehicle perhaps on your drive so no quick escape route is available when the punter is in the driving seat testing stuff out with the keys in the ignition...
Without stating the obvious the other thing worth remembering is never to leave the engine running as you change places with the punter if allowing them a test drive.......turn the engine off and hand them the keys once you are in the passenger seat....
If possible try to block the car in with another vehicle perhaps on your drive so no quick escape route is available when the punter is in the driving seat testing stuff out with the keys in the ignition...
Without stating the obvious the other thing worth remembering is never to leave the engine running as you change places with the punter if allowing them a test drive.......turn the engine off and hand them the keys once you are in the passenger seat....
Very interesting subject this. I purchased once a concourse and I do quote concourse condition Griff 500 a few years back. The owner would not let me test drive it as he said the car had no MOT, Insurance etc, etc, etc.
His argument was simply look at the car, it has got to be one of the very best TVR Griff 500 ever. And to look at the car condition, it probably was.
However once the deal was done I had nothing but a list of faults for the next 6 months were the car was not put back together correctly. In the end Str8six done a super job of putting all the niggles correct and in the end it was a super car but by that time I swapt it for the Green Gobblin YOUTUBE SAG !!!!!
So whilst this fella might be a time waister in some ways, I personally would walk away from a car if the owner would refuse me a test drive. I fully understand the insurance thing too. It is very difficult if not impossible to get full cover to test drive a car, I do not know of any insurance who currently offer this service. So to assist us all in this matter can anyone recommend an insurance company who for a small fee would the purchaser to test drive someone else's pride and joy and would it be agree value?????
So for reasons like the above I better not even bother trying to sell the Sag, ever. Oh Well.
His argument was simply look at the car, it has got to be one of the very best TVR Griff 500 ever. And to look at the car condition, it probably was.
However once the deal was done I had nothing but a list of faults for the next 6 months were the car was not put back together correctly. In the end Str8six done a super job of putting all the niggles correct and in the end it was a super car but by that time I swapt it for the Green Gobblin YOUTUBE SAG !!!!!
So whilst this fella might be a time waister in some ways, I personally would walk away from a car if the owner would refuse me a test drive. I fully understand the insurance thing too. It is very difficult if not impossible to get full cover to test drive a car, I do not know of any insurance who currently offer this service. So to assist us all in this matter can anyone recommend an insurance company who for a small fee would the purchaser to test drive someone else's pride and joy and would it be agree value?????
So for reasons like the above I better not even bother trying to sell the Sag, ever. Oh Well.
Yes but then you never even went out in it even as a passenger? I'm off to collect a car in Saturday I haven't seen yet so should be interesting!
When I went to go view my chim I bought, I went to view it after the seller emailed me off here, and to my amazement he chucked men the keys, on a damp February afternoon and told me and my friend to go try it out! I do hope one day someone doesn't take advantage of his trustworthiness,
When I went to go view my chim I bought, I went to view it after the seller emailed me off here, and to my amazement he chucked men the keys, on a damp February afternoon and told me and my friend to go try it out! I do hope one day someone doesn't take advantage of his trustworthiness,
So how do you deal with the Agreed Value insurance I have (and many do) on their cars ? Any prospective purchaser won't have insurance that covers your agreed value, so in the event of the worst happening, very, very unlikely to get anywhere near what your car is worth.
I bought my Sag on research, trust, and the owner driving it with me as passenger.
No one will be driving mine unless they can prove they have the equivalent insurance and agreed value as my insurance. Even then, I'd be reluctant. And who is going to give you a deposit equal to the asking price of the car ???
I bought my Sag on research, trust, and the owner driving it with me as passenger.
No one will be driving mine unless they can prove they have the equivalent insurance and agreed value as my insurance. Even then, I'd be reluctant. And who is going to give you a deposit equal to the asking price of the car ???
Also beware of those who turn up with Trader policies and say they can drive anything. No they cannot. There are lots of exclusions in the small print and many do not allow test driving. Many also may allow this but in the event of a claim, they will only pay out the TRADE value of the car. So you would have to sue the driver for the difference I imagine. And most Trader policies have an upper value pay out limit and to keep the premium down, this may well be below the value of your car. Tread with care.
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