Buying access to the rear

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Discussion

waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
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Hi,

I wondered if anyone had advice on how to approach the following situation.

The access to my back garden is via a path (marked in green below). However in legally the path is actually only to provide access to house 2.
Currently we have a informal arrangement which works perfectly.

Unfortunately house 2 will shortly be going up for sale and obviously I have no idea if the new owners will be as accommodating. Not being able to access would be a pain as it would mean going through the garage or the house.

To avoid this i'm happy to pay a small sum on top of legal fees (to make it worth the current owners while) to get some sort of legal access granted. Alternatively i would be happy to pay even more for ownership and sole access of the green bit, and more if it included the yellow bit as well.

In terms of size its approx 10m x 1m. the Yellow bit is approx 2m x 1m. The plan is roughly to scale although the path size is exaggerated, the blue block next to it is actually a small garage.

Obviously legal advise will be needed in due course, but what is the best approach? What sort of things do i need to consider? And how would such thing be valued?















TA14

12,722 posts

258 months

Wednesday 1st October 2014
quotequote all
I'm sorry to say that you'll have to speak to your neighbours. How much money can you offer? It would knock value off their house but if you could offer enough I'm sure that they'd gladly accept. Have a stab at 10% of their house valueto buy or 5% for joint use. smile

megaphone

10,723 posts

251 months

Wednesday 1st October 2014
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You have checked your deeds, you sure there is no right of way?

waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
quotequote all
TA14 said:
I'm sorry to say that you'll have to speak to your neighbours. How much money can you offer? It would knock value off their house but if you could offer enough I'm sure that they'd gladly accept. Have a stab at 10% of their house valueto buy or 5% for joint use. smile
Thanks for your sarcasm and advice. I will of course talk to them in due course, however I'd like to have some idea of what i'm dealing with or asking for before i do that.

5% for joint use sounds excessive to me. The green bit is probably circa 5% of the total plot however surely it isn't worth the same per sq meter as the garden or the actual building, especially for just for access only?

Would joint access realistically knock value of the house?

megaphone said:
You have checked your deeds, you sure there is no right of way?
Yep sure, it was reviewed in depth at the time of purchase.

Pheo

3,335 posts

202 months

Wednesday 1st October 2014
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So I guess you are asking for some kind of right of access easement/covenant to be added to their deeds? Not actually buying the land?

ozzuk

1,180 posts

127 months

Wednesday 1st October 2014
quotequote all
You can get a surveyor in to value the land and access, from memory I think it costs around £200. Both parties would need a solicitor to grant the easements, and the expectation would be with you to pay both, could easily be £500-1k. Then of course the value, the area of land is not so important as the benefit it gives you. I needed access to a field, so 12 foot, cost around 2k. I know someone else wanted to purchase a 200m lane feeding his property - they came back with 70k!

then as mentioned there is the impact to your neighbours house value, and more importantly the saleability.

If they aren't very switched on or bothered I guess you could maybe get it all done for around 2k, I suspect it will cost more than that though.

Finally, if you do get an easement granted get it for the owners of your house and not you named in person, otherwise it won't transfer if you sell. There is a thread on another forum I frequent where a house someone is buying is losing the easement as it was only granted to the named owners.



Edited by ozzuk on Wednesday 1st October 13:19

waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
quotequote all
Pheo said:
So I guess you are asking for some kind of right of access easement/covenant to be added to their deeds? Not actually buying the land?
I'm not sure really.

In case the new owner is the arse i would like to acquire the legal right to use the green bit for access.

Alternatively if the current owner would prefer, I would also consider buying the land (and therefore access?) to the green bit and possibly the yellow bit. Obviously I would expect the cost of this to be significantly more as it will clearly impact the value of the house.

cranford10

350 posts

116 months

Wednesday 1st October 2014
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Best thread title ever

ozzuk

1,180 posts

127 months

Wednesday 1st October 2014
quotequote all
If you bought it, then they would likely insist on an easement for their property (they'd be stupid not to), which would add to your cost. If easements are required either way the least costly and easiest route would be just to get an easement.

Jobbo

12,972 posts

264 months

Wednesday 1st October 2014
quotequote all
Who do you think owns it? Why would the sale of house no.2 result in the current permissive access being withdrawn?

TA14

12,722 posts

258 months

Wednesday 1st October 2014
quotequote all
waterwonder said:
5% for joint use sounds excessive to me. The green bit is probably circa 5% of the total plot however surely it isn't worth the same per sq meter as the garden or the actual building, especially for just for access only?

Would joint access realistically knock value of the house?
I think that it would knock value off the house but assume that it doesn't - in this case it's extra hassle for the sellers now and at solicitors time prior to exchange so you'll have to offer something financially to make it worth their while. What's the value of number 2? 5% maybe low if it's £50K or high if it's £500K. OTOH someone looking at identical properties may prefer to spend an extra 5% not to have shared access which very frequently creates arguments, disputes and problems.

ozzuk

1,180 posts

127 months

Wednesday 1st October 2014
quotequote all
Jobbo said:
Who do you think owns it? Why would the sale of house no.2 result in the current permissive access being withdrawn?
It's a big gamble, assuming house 2 owns it (as implied) then the new owners might not feel like continuing permission, the OP would then be stuck with no legal recourse. Estople won't apply as his house isn't land locked.

One point though, if house 2 does own it, is it on a separate title deed? They may need permission from mortgage company (if applicable) if they did agree to sell to you. Not for easement though (I think).

waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
quotequote all
Jobbo said:
Who do you think owns it? Why would the sale of house no.2 result in the current permissive access being withdrawn?
It is owned by number 2. I.e. I have no right to use it but they let me.

Access may not be withdrawn but i'm conscious that what had been amicable arrangement may not transfer to the new owner. They might for whatever reason decide that they don't want me to use it. As a small example they would be within their rights to put a fence up (where i currently have a gate) to make it impractical for me to use it even if i wanted to.


waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
quotequote all
I very much doubt it will be subject to a mortgage.

Jobbo

12,972 posts

264 months

Wednesday 1st October 2014
quotequote all
Would you be willing to share a postcode/address so I can look it up at the Land Registry? By e-mail if you want to keep it private.

ozzuk

1,180 posts

127 months

Wednesday 1st October 2014
quotequote all
waterwonder said:
I very much doubt it will be subject to a mortgage.
It will be if it is all on the same title...

blade7

11,311 posts

216 months

Wednesday 1st October 2014
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Ask the sellers of No.2 if they intend to inform potential buyers of your arrangement.

TA14

12,722 posts

258 months

Wednesday 1st October 2014
quotequote all
ozzuk said:
waterwonder said:
I very much doubt it will be subject to a mortgage.
It will be if it is all on the same title...
So you can own two titles outright but if you want to combine them or buy a single title you have to take out a mortgage? Hmmm.

waterwonder

Original Poster:

995 posts

176 months

Wednesday 1st October 2014
quotequote all
ozzuk said:
waterwonder said:
I very much doubt it will be subject to a mortgage.
It will be if it is all on the same title...
I'm not sure i follow, i don't think any of the property will be subject to a mortgage (i.e. money borrowed against it). Or am i showing my ignorance and you mean something else?

blade7

11,311 posts

216 months

Wednesday 1st October 2014
quotequote all
Is it only pedestrian access you are seeking ?