Am I being a selfish b@$&%£d?

Am I being a selfish b@$&%£d?

Author
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SickFish

Original Poster:

3,503 posts

189 months

Tuesday 21st October 2014
quotequote all
Okay, back story.... I have a decent home with the Mrs who is pregnant and baby fish is due end of January.

As we are in the final 1/4 I have started casting my eye towards the end of the fiscal year it looks like I will be getting a fairly decent end of year bonus, mainly because I have worked my arse off.

Now... I'm thinking want to spend this bonus money on me... after all, I have earned it! Mrs seems to think otherwise....! nuts

My current car is a 1.6 6N2 Polo GTi (5 door) whilst it can be entertaining it is a far cry of cars I have previously owned:
- DC2 ITR
- RX7 (FD)
- Heavily tuned euro hatches etc
- Various sports bikes

I miss having a "silly" (read: PH-worthy) car and I see having this money at the end of the year as a reward for the long stressful days and nights of working my arse off.

So, would I be entirely selfish to buy a 2nd car for me ideally I would be looking at spending around £5-6k. The Polo would not be the worst "family car" even if it was just for the initial few years while baby is growing up. It is a 5 door, relatively roomy and has been a good reliable motor since I have owned her (gearbox imploding excepted as it was/ is a known fault on the 6N2 gearbox).

There are two options that present themselves:
- Buy a nice car that I can have for weekend and sporadic hoonage
- Buy a sports bike that I can have for weekend and sporadic hoonage (and save a couple grand).

I have always fancied an S2000, I do have a garage and driveway so keeping the two cars would not be an issue, can a decent S2000 be had for the budget? (I am open to other suggestions along this vein).

Or, thinking aloud, can a Caterfield type car be had for that money?

For those that do not want to read all that ^^^^ here are the bullet points:

  • SickFish wants to spunk £5-6k on nice weekend car, Mrs is resistant
  • Can I convince Mrs that the Polo GTi is a good family-wagon
  • What should I buy?
  • Am I a selfish bd and submit financially to the Mrs to buy six grand's worth of hooker slap

jonah35

3,940 posts

157 months

Tuesday 21st October 2014
quotequote all
It's your money you are not selfish.

singlecoil

33,580 posts

246 months

Tuesday 21st October 2014
quotequote all
You do know how much babies cost, don't you? You don't have and won't have enough spare cash to buy a pushbike.

mini1380cc

2,944 posts

171 months

Tuesday 21st October 2014
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If PH has taught me anything it is that once kids come they are the only thing that gets a look in. Apparently you should be looking at S-Max's and other god awful euro junk.

northwest monkey

6,370 posts

189 months

Tuesday 21st October 2014
quotequote all
jonah35 said:
It's your money you are not selfish.
Yeah - tell her to fk off and get the bus.

Fat cow.

PurpleMoonlight

22,362 posts

157 months

Tuesday 21st October 2014
quotequote all
It rather depends on the percentage of your bonus you want to spend. If it's 10% say then no big deal, if it's 90% then that's a little selfish if you ask me.

By the way. Do not underestimate how fking expensive children are.

Birdster

2,529 posts

143 months

Tuesday 21st October 2014
quotequote all
Hate to be the boring one.

How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.

If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.

How about buy the car and something nice for Mrs Fish?

soad

32,891 posts

176 months

Tuesday 21st October 2014
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SickFish said:
Or, thinking aloud, can a Caterfield type car be had for that money?
Tiger Avon and Tiger Cat are in your budget. Dax Rush too.

kazste

5,676 posts

198 months

Tuesday 21st October 2014
quotequote all
Up to you to be honest, if it were me though I wouldn't think about spending it all on myself but then my needs aren't your needs.

SickFish

Original Poster:

3,503 posts

189 months

Tuesday 21st October 2014
quotequote all
Birdster said:
Hate to be the boring one.

How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.

If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.

How about buy the car and something nice for Mrs Fish?
Finances are above average, but by no means wealthy. We have been very sensible and we already have everything for baby. Nursery is decorated and fully kitted out etc and has already been spoilt!

The bonus is on top of my annual salary so is exactly that... a bonus.

nitrodave

1,262 posts

138 months

Tuesday 21st October 2014
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do it, treat yourself. if you buy right you can get something fun, within budget and if you need to free up equity it can be sold on.

It could be an invetment if done right, and if anything it's an investment in your personal happiness.

Just make sure mother, baby and home don't have any sacrifices as a result

WinstonWolf

72,857 posts

239 months

Tuesday 21st October 2014
quotequote all
SickFish said:
Birdster said:
Hate to be the boring one.

How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.

If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.

How about buy the car and something nice for Mrs Fish?
Finances are above average, but by no means wealthy. We have been very sensible and we already have everything for baby. Nursery is decorated and fully kitted out.

The bonus is on top of my annual salary so is exactly that... a bonus.
Last time I looked a first child will cost something in the order of £250,000. You might think you've got spare money, but you haven't biggrin

Anyone want to buy a teenager? I've invested almost 1/2 a million in my pair and quite frankly I'm disappointed in my returns thus far irked

Gruber

6,313 posts

214 months

Tuesday 21st October 2014
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A few thoughts having recently had our own first offspring:

1. Polo won't be big enough for anything more than pottering about. Even if you can "make do" with it, you'll soon be wishing for something bigger

2. Assuming you plan to help out with the baby at weekends and so on, you won't have as much time as before to enjoy cars. And cars won't seem nearly so interesting or important.

3. The "it's my money, I'll spend it how I want" attitude suggests you're putting yourself first, ahead of Mrs and baby. So, in answer to the original question, and given you've asked, I'll go with "yes".

HorneyMX5

5,309 posts

150 months

Tuesday 21st October 2014
quotequote all
Sell Polo
Buy a 10 year old Passat Estate for the family wagon
Buy boosted MX5 (or other suitable toy) for weekend fun.

Job done.smile

JakeThePeg

4,076 posts

122 months

Tuesday 21st October 2014
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What about a fast estate? Best of both worlds?

335i Touring?
S4 Avant?


etc..

because a little hatchback isn't big enough for a child and the plethora of extras needed.

A small estate might do it, plus you can win the OH round by saying it's " a practical estate" which always happens to have a huge engine and go like stink. biggrin

to answer original question....

To a point no, but 2 seat sport cars may be seen as taking the piss a little. A bonus is extra money, if you have everything you will need (other than day-t-day supplies) then I'd say spend it on something that will have practical uses as well as thrills.(I have no kids, so IDK.)

SmartVenom

462 posts

169 months

Tuesday 21st October 2014
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My view:

- Buy a proper fun car. Not sure if a Polo GTI is that (no disrespect to the Polo)
- You'll make ends meet. I find buy now, worry about finances later works for me.
- Kids cost but i find you don't really mind so don't worry about that.

Durzel

12,262 posts

168 months

Tuesday 21st October 2014
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Once baby is born your priorities will change dramatically. I'd wait until after and see if you still feel the same, I'd be surprised if you do.

xxChrisxx

538 posts

121 months

Tuesday 21st October 2014
quotequote all
SickFish said:
Now... I'm thinking want to spend this bonus money on me... after all, I have earned it! Mrs seems to think otherwise....! nuts
You are asking a question to a premise that you yourself have set out. People only ever do that when they know the correct answer isn't the one they want to hear.


Lets put it this way, you can buy it, have a bit of fun, sell it and forget about it. Then every time you piss the missus off for the rest of your life, you'll get:
YourScornedWife said:
you picked a car over your son/daughter
Do it now and you'll be fked forever. Squirrel some cash away and buy at a slightly less diplomatically sensitive time.

GreatGranny

9,128 posts

226 months

Tuesday 21st October 2014
quotequote all
Yes you are.

Especially since your wife doesn't agree with the idea.
There are plenty of nice cars out there that are suitable for family duties and a hoon when you want to.

Or save the bonus until the baby is here and you know what your finances will be.


fatboy69

9,372 posts

187 months

Tuesday 21st October 2014
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Buy a lot of Lego to keep you amused in the small hours of the morning when the little bugger is keeping you up!!!!

As for the car. It's your money however in all seriousness as other people have said don't underestimate just how much it costs when you have a youngster.

If you do however decide to say 'fk it, it's my money' buy a Porsche Boxster & a decent car seat for the little one.

That way when swmbo has 'one on her' as they do at some stage you can do your child-minding bit by taking said youngster on a hoon!