Credit check....is there anyone who could do a credit check?

Credit check....is there anyone who could do a credit check?

Author
Discussion

AndStilliRise

Original Poster:

2,295 posts

116 months

Friday 24th October 2014
quotequote all
Following on from this:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Would there be anyone who could do a credit check for me please.

I am trying to find out if I should start court proceedings against a person. Been owed money however if the person is a serial debtor then there is not much point if I am unlikely to get anything back.

Thanks

Sarnie

8,044 posts

209 months

Friday 24th October 2014
quotequote all
AndStilliRise said:
Following on from this:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Would there be anyone who could do a credit check for me please.

I am trying to find out if I should start court proceedings against a person. Been owed money however if the person is a serial debtor then there is not much point if I am unlikely to get anything back.

Thanks
You want someone to run a credit check on another person without that persons authority??

LordHaveMurci

12,042 posts

169 months

Friday 24th October 2014
quotequote all
Is it a Company or an individual?

Simpo Two

85,392 posts

265 months

Friday 24th October 2014
quotequote all
Even if they're a professional non-payer that doesn't necessarily mean they don't have money. It could just mean that other creditors haven't bothered to sue, or if they did, they stopped at the CCJ and didn't enforce. The more the sum owed, the more it's worth fighting for.

red_slr

17,222 posts

189 months

Friday 24th October 2014
quotequote all
Its always worth putting the CCJ on file.
Also, if its a larger debt a charge might be possible.

AndStilliRise

Original Poster:

2,295 posts

116 months

Friday 24th October 2014
quotequote all
LordHaveMurci said:
Is it a Company or an individual?
Individual

LordHaveMurci

12,042 posts

169 months

Friday 24th October 2014
quotequote all
AndStilliRise said:
LordHaveMurci said:
Is it a Company or an individual?
Individual
Best you don't ask somebody to credit check them, even if somebody did you may not get much from it anyway.

Do you know if they personally own property or other assets?

AndStilliRise

Original Poster:

2,295 posts

116 months

Friday 24th October 2014
quotequote all
LordHaveMurci said:
Best you don't ask somebody to credit check them, even if somebody did you may not get much from it anyway.

Do you know if they personally own property or other assets?
Pretty sure they dont own anything of interest except a car. They owe me £160 so pretty sure they can cover it.

rfoster

1,482 posts

254 months

Monday 27th October 2014
quotequote all
Unfortunately you cannot run a credit check on a private individual without their express permission to do so, I think you'll struggle here.