Advice on new accounts/no current address...........

[SimonV8ster]

A problem has just occured to me regarding any new bank/savings/credit accounts in the future.

I own my house outright but left in April 2013 to go travelling so am not on the electoral roll at that address.

I have just returned to the UK and am staying at my parents address for a short while.

After spending 3/400 hundred pounds on ATM charges whilst away i have just applied for a new current account which doesn't have any transaction charges. Obviously they have queried the fact that i am not on the electoral roll at my address nor will i be at my parents address.

Am i now stuck with any accounts that i currently have and am unable to open any new accounts as i don't have a permanent address ?

I guess this could apply to anything like opening an ISA account, credit card, etc, etc.

Any thoughts ?

[Foliage]

Get on the electoral role at your parents house. Simple

[SimonV8ster]

But will that in turn bring any other problems ?

I don't intend to stay there (will be off again in a couple of weeks) for months/years, so will never vote.

[SimonV8ster]

Ok, i didn't get a new current account for those exact reasons, i'm not registered at the address of my property.

I want to open an ISA as well as i'm earning a whoppjng 0.05% on some money in my current current account.

If i get added to the electoral role at my parents -

How long will this take to filter through to credit rating people ?

Will the fact that i've only just registered be enough, won't they want months/years of history there ?