How much do you pay per month for your car?
Discussion
dave_s13 said:
Is it fook.
It's what the car industry is built upon.
Our new electric car on pcp is costing only £30/month more than the ten year old liability it replaced (owned outright) . Why wouldn't you?
I'm glad you feel so strongly about supporting the car industry. Its wonderful for me It's what the car industry is built upon.
Our new electric car on pcp is costing only £30/month more than the ten year old liability it replaced (owned outright) . Why wouldn't you?
Edited by dave_s13 on Thursday 5th March 20:18
Edited by dave_s13 on Thursday 5th March 20:19
lukefreeman said:
Welshbeef said:
One key thing for those who paid cash - unless you are totally debt (incl mortgage) free then you are financing the car just simply ignoring this minor fact.
What?Welshbeef said:
lukefreeman said:
Welshbeef said:
One key thing for those who paid cash - unless you are totally debt (incl mortgage) free then you are financing the car just simply ignoring this minor fact.
What?Still, don't think i'd get a loan for 1.5% though, so it is cheaper than paying in cash.
lukefreeman said:
Right, understood now.
Still, don't think i'd get a loan for 1.5% though, so it is cheaper than paying in cash.
Oh absolutely - I'd keep my mortgage open for the life of the mortgage even with a trivial balance but could take on quick borrowing at low rates at any point if the need arose. Still, don't think i'd get a loan for 1.5% though, so it is cheaper than paying in cash.
Jimboka said:
GreatGranny said:
Can I ask where that deal from from?
Cheers
I predict you won't get a straight answer...Cheers
http://myelectricavenue.info/social-trials
Means I need to fill out a 5 minute online survey every quarter, but gives me a 10,000 miles p.a. lease with little deposit and for only 18 months for little more than it saves me in petrol (I charge at work).
Not sure you can sign up for it still, but might be worth emailing Vicky Reed at fleet drive as she organised the lease.
http://www.fleetdrive.co.uk/reduce-emissions/vicky...
HTH
For me in general pretty much every car I've owned - doing similar miles each year - it seems to cost about £400 for the main car and half that for the 2nd car.
These are all in costs/total ownership costs.
As always the key to low total cost is either buy a cheap but reliable car OR buy a newer car and run it for a long time. Too often the grass is greener and you fancy a change doing that you take the hit hard in the pocket.
These are all in costs/total ownership costs.
As always the key to low total cost is either buy a cheap but reliable car OR buy a newer car and run it for a long time. Too often the grass is greener and you fancy a change doing that you take the hit hard in the pocket.
technodup said:
Someone paid me £10/m for two years to drive mine. Bought at £1500, written off two weeks ago, insurance paid £2133 less £400 excess. Leaving a £233 profit over two years.
Given it was due a service, MOT and a tank of fuel I couldn't have picked a better time to smash it into the back of a white van.
how does that work on insurance and stuff. any complcations when it came to claiming?Given it was due a service, MOT and a tank of fuel I couldn't have picked a better time to smash it into the back of a white van.
R8VXF said:
chrispmartha said:
Ari said:
WTF!?
Who's paying for the car then if it isn't you? The Fairy Finance-mother?
You really don't see the difference in putting £30K cash into a car rather than spreading the payments?Who's paying for the car then if it isn't you? The Fairy Finance-mother?
But then some people just prefer to own their car.
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