NI 2 jobs same employer/ NO NI 2 jobs different employer?!

NI 2 jobs same employer/ NO NI 2 jobs different employer?!

Author
Discussion

babo456

Original Poster:

76 posts

118 months

Tuesday 17th March 2015
quotequote all
Fellow PHers,

I have some conflicting information and I wonder if anyone can help.

I am looking to do a second job for the same employer.

I know I'll be taxed but it is the national insurance one is confused about.

From what I can see is that if I take on a second job
for the same employer I have to pay NI.

BUT

If I take on a job with a different employer I won't aslong as it is under £420 or so a month.

Surely that can't be the case?

It seems to be a case of its too complicated if you have two different empoyers so HMRC don't require you to pay NI and on the other hand oh you are doing two jobs for the same person, well you may aswell pay the extra NI as they already have your details.




Krikkit

26,527 posts

181 months

Tuesday 17th March 2015
quotequote all
Why would they let you reduce the NI contribution by taking "2 jobs" from the same employer?

A "2nd job" is an extension of your work as an employee there, even if you fulfill 2 different roles they're still a single employer. You should simply have your wages increased to reflect increased working and pay Tax and NI commensurately.

babo456

Original Poster:

76 posts

118 months

Tuesday 17th March 2015
quotequote all
I work for a large NHS board in a full time professional role and would be working as a Domestic assistant after hours else where with different bosses etc. So a totally different job. So I'd be on different pay scales, a Domestic assistant is quite a bit lower than my 'proper' salary.

They will clump my pay into one pay slip but my point is that I believe as the rules stand if I worked part time at a totally different employer I would not have to make an NI contribution if I make under X amount in my second job?



emicen

8,581 posts

218 months

Tuesday 17th March 2015
quotequote all
babo456 said:
I work for a large NHS board in a full time professional role and would be working as a Domestic assistant after hours else where with different bosses etc. So a totally different job. So I'd be on different pay scales, a Domestic assistant is quite a bit lower than my 'proper' salary.

They will clump my pay into one pay slip but my point is that I believe as the rules stand if I worked part time at a totally different employer I would not have to make an NI contribution if I make under X amount in my second job?
At the year end you would/should have to do a tax return and it would all come out in the wash anyways.

babo456

Original Poster:

76 posts

118 months

Tuesday 17th March 2015
quotequote all
I don't know if I am being clear here.

You can earn up to a certain amount of money with a second job still paying 20% income tax BUT no NI. It's abit like an allowance, you don't have to pay it back at the end of year. If your second job is under a certain amount you just pay tax, not NI by what I can see.

My question is that it seems strange that a second job with a different employer would pay more as you pay no NI up to X amount but if you do a second job with the same employer you have to pay NI.

I would be better off doing my second job elsewhere and not for the same employer.

Perhaps its just my specific situation. The second job is an entirely different role all together. The NHS board is huge, but the tax man still looks at it as a second job with same employer?

sawman

4,919 posts

230 months

Tuesday 17th March 2015
quotequote all
I can't comment on your exact position, but I have 2 nhs positions with different trusts that add up to slightly more than full time. I pay tax and ni on both. I actually get 3 payslips every month as you are not allowed to make pension contributions on earnings over full time and so I get a payslip for the 5 hours over full time but this has tax and ni taken too (although no pension contribution)

Matt UK

17,696 posts

200 months

Tuesday 17th March 2015
quotequote all
emicen said:
At the year end you would/should have to do a tax return and it would all come out in the wash anyways.
That would be my understanding also.

Toltec

7,159 posts

223 months

Tuesday 17th March 2015
quotequote all
Matt UK said:
emicen said:
At the year end you would/should have to do a tax return and it would all come out in the wash anyways.
That would be my understanding also.
NI is separate and does not fall under your tax return. If you think you are paying the wrong amount of NI you will need to sort that out differently.

Search for 'national insurance rates' and you will find a .gov.UK link.

I looked it up as I discovered that you can pay less NI on an annual bonus than you would on a monthly one.

Matt UK

17,696 posts

200 months

Tuesday 17th March 2015
quotequote all
Toltec said:
NI is separate and does not fall under your tax return. If you think you are paying the wrong amount of NI you will need to sort that out differently.

Search for 'national insurance rates' and you will find a .gov.UK link.

I looked it up as I discovered that you can pay less NI on an annual bonus than you would on a monthly one.
Didn't know that, every day is a school day 😄

PistonheadRob

49 posts

116 months

Tuesday 17th March 2015
quotequote all
I work in the NHS and I work for 2 different trusts. There is my main job then I undertake additional time at the other trust. I pay no NI on the 2nd job that is one of the reasons I do it smile with it being the same trust though it will prob be classed as the same employer. Hope this helps

babo456

Original Poster:

76 posts

118 months

Thursday 19th March 2015
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Thanks for responses folks.

Kenny6868

335 posts

145 months

Thursday 19th March 2015
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I work for my local council full time and also for Tesco part time.
My council payslip shows that I pay NI and TAX. My Tesco payslip shows I pay no NI, but TAX at 20% on 100% of my earnings.

So you will actually be better off paying NI and TAX with one employer as at least you get part of your earnings tax free.


Toltec

7,159 posts

223 months

Thursday 19th March 2015
quotequote all
Kenny6868 said:
I work for my local council full time and also for Tesco part time.
My council payslip shows that I pay NI and TAX. My Tesco payslip shows I pay no NI, but TAX at 20% on 100% of my earnings.

So you will actually be better off paying NI and TAX with one employer as at least you get part of your earnings tax free.
If you earn less than £153 per week with Tesco then their system probably thinks you are below the NI threshold.

Kenny6868

335 posts

145 months

Monday 23rd March 2015
quotequote all
Toltec said:
If you earn less than £153 per week with Tesco then their system probably thinks you are below the NI threshold.
I only work 14 hours, so yes, below £153 per week.

Countdown

39,866 posts

196 months

Monday 23rd March 2015
quotequote all
Kenny6868 said:
I work for my local council full time and also for Tesco part time.
My council payslip shows that I pay NI and TAX. My Tesco payslip shows I pay no NI, but TAX at 20% on 100% of my earnings.

So you will actually be better off paying NI and TAX with one employer as at least you get part of your earnings tax free.
Sorry it doesn't work like that. You get ONE tax allowance regardless of how many jobs you have but fresh NI allowances for each separate job. Therefore the more jobs you have the better for NI purposes but it makes no difference to your tax.

http://taxaid.org.uk/guides/information/an-introdu...