Buying a car - registered keeper / owner
Discussion
jay44 said:
Jesus f*cking christ, people
she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
Of course she will. she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
After all it makes totla sense for you to pay to buy and run a car for someone else, especially as funds are so tight. I mean, her car is unreliable, so it might break down every now amd then
jay44 said:
Jesus f*cking christ, people
she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
So why did you post about the quotes with you as named driver and she as main driver? So she is going to insure it for herself. Then you are going to buy specific weeks of temp insurance from day insure or whatever.she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
Is that right?
Bert
jay44 said:
Jesus f*cking christ, people
she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
Youth comes on Forum asking for advice.she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
Advice Given.
Advice Not liked.
Youth Kicks off at people he is asking advice for because they are trying to educate youth.
By sounds of things you want to have the freedom of an adult without the responsibilities of one, not just in terms of your car purchase but in life in general.
jay44 said:
Jesus f*cking christ, people
she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
They you just need one set of quotes based on what your actual situation is. If you are test various scenarios then al but one of them will be untrue.she will be clocking more miles than I will, throughout the year as her car isn't so reliable and will use this car as a backup. So really and truely, she will be the main driver. I am only choosing to go on for x amount of weeks per year, rather than being on a named driver. nothing dodgy about that at all, just the way i've written it - and the lack of care i have either way, even if it is
Its no different to trying various mates postcodes to see which one will net you the best insurance, then claiming the car will be kept there.
Jayho said:
Youth comes on Forum asking for advice.
Advice Given.
Advice Not liked.
Youth Kicks off at people he is asking advice for because they are trying to educate youth.
By sounds of things you want to have the freedom of an adult without the responsibilities of one, not just in terms of your car purchase but in life in general.
You forgot...Youth changes story to not look like a fraudster.Advice Given.
Advice Not liked.
Youth Kicks off at people he is asking advice for because they are trying to educate youth.
By sounds of things you want to have the freedom of an adult without the responsibilities of one, not just in terms of your car purchase but in life in general.
speedking31 said:
btcc123 said:
You said you are 21 and have no NCB,licence for 3 years and think you said that its your first car.
I put my 17 year old son with a 3 month provisional licence as the insurance policyholder and me and the wife as the named drivers 55 and 51 years old. Car is a 2003 Toyota Yaris 1.0 worth about £1300 with Quinn Direct for £366 fully comp.
It will depend on how many years NCB your mum has and the type of car you want to buy but with a bit of searching around there are some good deals to be had. I realise that when my son passes his driving test the premium will go up.
Or as your your mum to be the policyholder and you to be a full or part time named driver should no be too expensive.
L driver scenario is massively different.I put my 17 year old son with a 3 month provisional licence as the insurance policyholder and me and the wife as the named drivers 55 and 51 years old. Car is a 2003 Toyota Yaris 1.0 worth about £1300 with Quinn Direct for £366 fully comp.
It will depend on how many years NCB your mum has and the type of car you want to buy but with a bit of searching around there are some good deals to be had. I realise that when my son passes his driving test the premium will go up.
Or as your your mum to be the policyholder and you to be a full or part time named driver should no be too expensive.
What I am saying is that for the same circumstances the insurance is £366 now fully comp so a lot cheaper and appreciate it will increase when he passes his test but do not know how much yet.
[quote=Neonblau]Do you think he'll be declaring the mods;
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
I love the bit in the link above where the OP jay44....."slaps head" "sighs hard" and says I`m a young naive boy racer.
Unfortunately there are quite a lot like him on the road,and I suspect illegally??
I just hope he`s no where near me.
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
I love the bit in the link above where the OP jay44....."slaps head" "sighs hard" and says I`m a young naive boy racer.
Unfortunately there are quite a lot like him on the road,and I suspect illegally??
I just hope he`s no where near me.
obviously this isn't the place for the question I've asked. most of you are concerned with the legitimacy of what i've asked and trying to point my wrongs out. to be frank, i don't feel the need to defend myself or my (future) actions. just for the record though, the current mods that are in place (exhaust already fitted + have the new air filter) have been declared on policy quotes.
feel free to argue amongst yourselves
feel free to argue amongst yourselves
jay44 said:
obviously this isn't the place for the question I've asked. most of you are concerned with the legitimacy of what i've asked and trying to point my wrongs out. to be frank, i don't feel the need to defend myself or my (future) actions. just for the record though, the current mods that are in place (exhaust already fitted + have the new air filter) have been declared on policy quotes.
feel free to argue amongst yourselves
But you come on here, talk a load of bks that changes as you realise how stupid your ideas are and somehow that's everyone's fault but yours. You are a moron.feel free to argue amongst yourselves
Bert
BertBert said:
jay44 said:
obviously this isn't the place for the question I've asked. most of you are concerned with the legitimacy of what i've asked and trying to point my wrongs out. to be frank, i don't feel the need to defend myself or my (future) actions. just for the record though, the current mods that are in place (exhaust already fitted + have the new air filter) have been declared on policy quotes.
feel free to argue amongst yourselves
But you come on here, talk a load of bks that changes as you realise how stupid your ideas are and somehow that's everyone's fault but yours. You are a moron.feel free to argue amongst yourselves
Bert
BertBert said:
jay44 said:
obviously this isn't the place for the question I've asked. most of you are concerned with the legitimacy of what i've asked and trying to point my wrongs out. to be frank, i don't feel the need to defend myself or my (future) actions. just for the record though, the current mods that are in place (exhaust already fitted + have the new air filter) have been declared on policy quotes.
feel free to argue amongst yourselves
But you come on here, talk a load of bks that changes as you realise how stupid your ideas are and somehow that's everyone's fault but yours. You are a moron.feel free to argue amongst yourselves
Bert
maybe i was naive to think i'd get an answer, but i've come to realise in my short time on these forums, that if someone doesn't agree with what you're saying; rather than ignoring it and moving to a different thread, people are over-fruitful in providing their opinion and slating the OP when they disagree
Old Merc said:
I thought you had to be intelligent and pass exams to go to uni ??
When people are there they listen to advice and progress.
No longer the case, I am sorry to say.When people are there they listen to advice and progress.
Just have a look at the use of English language, English grammar and composition of the OP's posts if you needed evidence of that.
jay44 said:
asking something that's dodgy, isn't talking bks. i realised that 95% of you (think there was one person giving the advice i was after) aren't interested in advising something dodgy, and would prefer to advise me on either theright way of doing things, or let me know how you think i should - which was not the point in the post.
maybe i was naive to think i'd get an answer, but i've come to realise in my short time on these forums, that if someone doesn't agree with what you're saying; rather than ignoring it and moving to a different thread, people are over-fruitful in providing their opinion and slating the OP when they disagree
You got an answer. You got the same answer off pretty well everyone who posted on here. However, you didn't like those answers, as you thought you'do invented a genius way of insuring a car, whereas everyone else knows it's been done plenty of times before and even hades it's own name amd is fraud. maybe i was naive to think i'd get an answer, but i've come to realise in my short time on these forums, that if someone doesn't agree with what you're saying; rather than ignoring it and moving to a different thread, people are over-fruitful in providing their opinion and slating the OP when they disagree
That's the point where your dummy came out and you insisted, you didn't care "coz I iz gangsta innit bruv". Face it, your master plan has been called out as a bit of a dud and you're not happy, so are going on the offensive and pretending everyone else is to blame, rather than looking in the mirror.
jay44 said:
asking something that's dodgy, isn't talking bks. i realised that 95% of you (think there was one person giving the advice i was after) aren't interested in advising something dodgy, and would prefer to advise me on either theright way of doing things, or let me know how you think i should - which was not the point in the post.
maybe i was naive to think i'd get an answer, but i've come to realise in my short time on these forums, that if someone doesn't agree with what you're saying; rather than ignoring it and moving to a different thread, people are over-fruitful in providing their opinion and slating the OP when they disagree
Yes, unfortunately that is the problem with motoring discussion forums. Some people will insist on discussing things.maybe i was naive to think i'd get an answer, but i've come to realise in my short time on these forums, that if someone doesn't agree with what you're saying; rather than ignoring it and moving to a different thread, people are over-fruitful in providing their opinion and slating the OP when they disagree
You have my sympathy, I realise how irritating this must be for you.
What can we do?
jay44 said:
asking something that's dodgy, isn't talking bks. i realised that 95% of you (think there was one person giving the advice i was after) aren't interested in advising something dodgy, and would prefer to advise me on either theright way of doing things, or let me know how you think i should - which was not the point in the post.
That's an interesting philosophical question. Worth exploring.You came on and asked about whether you could:
a/ buy the car and make the RK your Mum without her present at the point of sale
b/ get her to insure it for 12 months and you be a named driver for specific periods in the year.
What did you mean by "could"? We probably (all) have different definitions.
Perhaps could=physically possible regardless of the legality and risk?
Perhaps could=physically possible and completely above board with no risk?
I think most of the people replying on here expect "could" to mean completely legal or only with a minimal level of risk.
So (as I said earlier), putting your Mum as RK by filling in her details on the V5 and signing it for her... Is possible, not right, but low level of risk. So only slightly dodgy. So seems to me to count as "could".
Getting your Mum to insure, not really using the car and you buying temp ins cover as you go (either using "dayinsure" or being a named driver for a week), pretty dodgy, could have fairly serious legal consequences. So in the majority of PHers' answers would count as "could not".
Perhaps if you'd started with the explanation that you wanted help with illegal ways of insuring a car, I'd have labelled that as the act of a "dishonest tt who's not very clever and likely to get caught".
As it was it seemed like you wanted your solution to be above board. Hence the "talking bks" label. Apologies for my mistake.
Bert
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