Points & insurance
Discussion
It's a material fact.
I would be concerned that non-disclosure would be used against me, but I'm very much of the mindset of declaring everything and being reassured that I'm actually insured, than paying money for a piece of paper that is actually worthless (or at least a potential headache if/when I needed to claim).
I would be concerned that non-disclosure would be used against me, but I'm very much of the mindset of declaring everything and being reassured that I'm actually insured, than paying money for a piece of paper that is actually worthless (or at least a potential headache if/when I needed to claim).
grumpyscot said:
ScoobyChris said:
In my (very limited) experience, the insurers were only interested come renewal time.
Chris
Or until you made a claim! Then they decline to pay out as you haven't informed them. You need to check the T&Cs - many say you must immediately advise them. Chris
Some insurers ask to be told straight away, but only so they can note their records for next renewal. They think you are more likely to forget at renewal which could be 11 months since the offence, so they ask for the client's protection. But they cannot charge you extra money or impose terms mid policy, or refuse a claim having not been told mid term.
Ignore all the other crap people spout.
Edited by TwigtheWonderkid on Friday 26th June 16:59
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