HPI checked a car I've just given a deposit for...

HPI checked a car I've just given a deposit for...

Author
Discussion

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
Hi everyone,

Please, please, please, I'd love some help or some advice, because I'm absolutely and completely worried.

I've been looking for a Mazda MX5 to buy for quite a while. Today, new trade ad on Autotrader, I call, go to view it. It's not an actual dealership, more like a big house with a lot of cars around. But the company does exist.

We view the car, little test drive, it seems all good. I was still hesitant so the guy "proved" his good faith by showing my a whole lot of receipts, etc, to prove it's an actual company, that he's a respectable businessman and so on. He says he doesn't have the V5c but will send a V62 to get it. MX5 tend to go very quickly, and everything seems fine, so I pay a non-refundable £500 deposit.

Back home, still a bit hesitant (I'm 23, first time buying a used car...), I pay for an HPI Check by rac.co.uk

It shows :
- A Hire Purchase of 36 months contracted a year ago.
- "Interested Parties" (experian) from October 2014.
- And a mileage history of 80000miles in 2013 (whereas the odometer said 43000 when I viewed it!)

So I'm worrying like crazy. Is it possible that it all has an explanation and the car is actually "good" ?? If not, is it a sufficient reason to get my money back. Do I have to call my bank to cancel, do I have to go to court? What do I do??

Thank you very much if you help me, I'm completely lost right now...

Butter Face

30,191 posts

159 months

Friday 26th June 2015
quotequote all
Put the reg up and I'll gave a look at the HPI and give my opinion.

duckson

1,237 posts

181 months

Friday 26th June 2015
quotequote all
Is it an NMR reading with 80k miles?

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
Thanks,

It's K-A-5-7-B-A-X.

duckson : I don't know, the HPI check just says
"Mileage Source Date
80,000 DVLA 02/11/2013
9,000 DVLA 04/08/2010"

Edited by Sawyer815 on Friday 26th June 22:09

Butter Face

30,191 posts

159 months

Friday 26th June 2015
quotequote all
I've emailed you mate.

Or I would if you had emailed turned on, can you enable them or give me your email address please?

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
Woops sorry, I just registered to ask this, haven't gone through all the options yet...

You can mail me at --- . Thanks.

Edited by Sawyer815 on Friday 26th June 22:35

Butter Face

30,191 posts

159 months

Friday 26th June 2015
quotequote all
Email sent, please get back to me!

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
Just replied to you.

If anyone else has an opinion or an advice, please speak.

I've planned to call Mazda tomorrow to check the mileage on the latest service (can I call any dealer?), to call the credit company to ask if it's been paid off...

C. Grimsley

1,364 posts

194 months

Friday 26th June 2015
quotequote all
I wouldn't get into a panic till you contact the finance co.

It will be a case of customer buys mx5 on a three year finance, after a year he feels it's a woman's (giggle) car and buys another, finance is transferred over, you need a letter from the finace of no longer any interest.

The mileage may also be an error too, seems quite a few miles in a small car.

Carl

Butter Face

30,191 posts

159 months

Friday 26th June 2015
quotequote all
There's an issue with the car coming up as security watch on the HPI which is a little concerning!

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
So, I just called the seller.

Long story short, he stated and repeated that the car has been paid off. They have paid the remaining balance shortly before putting the car on sale (i.e today), which would be why it hasn't been updated on HPI checks yet. Mh...
And he confirmed also that the mileage is genuine, that it must be an error from the HPI. Which I might be ready to believe, considering the car really did not look/sound like a 80000 (in 2013!) miles, and the HPI figures would imply it has done 70k miles in 3 years... which is a lot.

I have recorded the conversation with my phone (just in case), and he told me he'd have an official letter from the credit company proving it's been paid off when I'll come back for the car.

Maybe he's a very convincing crook... but I have to admit I'm at least slightly relieved. I'll still try to call Mazda to confirm the mileage, and the credit company to confirm it being paid off.

ExPat2B

2,157 posts

199 months

Friday 26th June 2015
quotequote all
Is it too new to have been MOT'ed ? you can check mileage on Gov.uk

https://www.gov.uk/check-mot-history-vehicle

The best crooks are the convincing ones, and frankly 80,000miles is not the sort of mileage you would actually be able to notice much wear on an Mx-5.

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
I can see when the tax and the MOT expire, but not the mileage. I need a number that I don't have (MOT test number or document reference number).

Roo

11,503 posts

206 months

Friday 26th June 2015
quotequote all
ExPat2B said:
Is it too new to have been MOT'ed ? you can check mileage on Gov.uk
It's a 57 plate.

PorscheGT4

21,146 posts

264 months

Friday 26th June 2015
quotequote all
" he doesn't have the V5c "

time to walk

edo

16,699 posts

264 months

Friday 26th June 2015
quotequote all
Way to many reasons not to buy the car. He doesnt have the V5, there is a mileage discrepancy and there is a question about the finance. It's an Mx5. Get your deposit back and buy another one.

PS - link to the advert?

Edited by edo on Friday 26th June 23:05

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
Deposit's non-refundable. To take it back I'd probably have to take him to court or something.

As for the ad, he has taken it off as soon as I gave him the deposit "as proof of good faith".

All that jazz

7,632 posts

145 months

Friday 26th June 2015
quotequote all
"£500 non-refundable deposit and I don't have the V5".

hehe

"OK! Sounds legit! Shut up and take my money!"

rofl

edo

16,699 posts

264 months

Friday 26th June 2015
quotequote all
non refundable?

An expensive lesson.

Sawyer815

Original Poster:

49 posts

105 months

Friday 26th June 2015
quotequote all
We filled a V62 together, he said he'd send it right away to DVLA.

But yeah, guys, thanks for mocking, I know I'm not very bright on that one. Believe me, I know. I need some advice, mockery doesn't quite help.