accident - odd behaviour (i think)
Discussion
timskipper said:
over_the_hill said:
jesta1865 said:
sorry if it's just a cool starry bra post, i've only had 2 my fault accidents in 30 years of driving (this is the 2nd) and only 3 in all. both of the others went the normal way of exchanging and being fixed.
TroubledSoul said:
If you wanted to be a funny f
ker, could you report her for leaving the scene of an accident seeing as she technically refused to exchange details by driving off? 
The OP did this...ker, could you report her for leaving the scene of an accident seeing as she technically refused to exchange details by driving off? jesta1865 said:
...
so i phoned 101 and they said go into the local station and report it.
so i popped i last night as soon as i could and spoke to the PC on the reception desk, she said it was pointless taking the report as I had no details of the other driver or car. I was going to write it all down when I got the pen and paper.
I said I wanted to come in in case the other driver had said i had left the scene / failed to give details, PC said no I was parking safely as far as she was concerned, and she was happy that I was going to give details, mainly as I'd gone into the station etc. So she said not to worry about the report but gave me her name and number and would happily say I had complied. She also said my attitude wasn't an issue as far as she was concerned.
OP, I really hope this didn't happen. You'll be posting up about the Section 172 request you may well receive in the next few eeeks mentioning failing to stop at the scene of an accident, failure to exchange details etc next so i phoned 101 and they said go into the local station and report it.
so i popped i last night as soon as i could and spoke to the PC on the reception desk, she said it was pointless taking the report as I had no details of the other driver or car. I was going to write it all down when I got the pen and paper.
I said I wanted to come in in case the other driver had said i had left the scene / failed to give details, PC said no I was parking safely as far as she was concerned, and she was happy that I was going to give details, mainly as I'd gone into the station etc. So she said not to worry about the report but gave me her name and number and would happily say I had complied. She also said my attitude wasn't an issue as far as she was concerned.
. The drone behind the desk should have recorded the incident and given you a log no. as evidence you'd reported the incident - without this and if the desk drone denies your visit... Although they won't prosecute (they generally don't, nowadays), you have no defence (ie the log no. from your reporting the incidemt) if they do prosecute. You were extremely badly advised by the desk drone.
I would be going back and asking for a log no. ASAP, but it's possible the other driver has already got a pre-emptive strike in and you're possibly already over 24hrs since the incident anyway?
aw51 121565 said:
OP, I really hope this didn't happen. You'll be posting up about the Section 172 request you may well receive in the next few eeeks mentioning failing to stop at the scene of an accident, failure to exchange details etc next . The drone behind the desk should have recorded the incident and given you a log no. as evidence you'd reported the incident - without this and if the desk drone denies your visit... Although they won't prosecute (they generally don't, nowadays), you have no defence (ie the log no. from your reporting the incidemt) if they do prosecute.
You were extremely badly advised by the desk drone.
I would be going back and asking for a log no. ASAP, but it's possible the other driver has already got a pre-emptive strike in and you're possibly already over 24hrs since the incident anyway?
hmm now i'm a bit worried again, it was a lady police person i spoke to, wasn't just a civilian drone person, she was a full on copper. my wife was there as well so we would both be saying that we reported it. i do have her badge number (is that right?) and she said it was fairly pointless as the other woman left first, so she left without giving details. to be honest i was just relieved that she (wpc) said i'd done the right thing. . The drone behind the desk should have recorded the incident and given you a log no. as evidence you'd reported the incident - without this and if the desk drone denies your visit... Although they won't prosecute (they generally don't, nowadays), you have no defence (ie the log no. from your reporting the incidemt) if they do prosecute. You were extremely badly advised by the desk drone.
I would be going back and asking for a log no. ASAP, but it's possible the other driver has already got a pre-emptive strike in and you're possibly already over 24hrs since the incident anyway?
considering the police station in our town is closed as such, she would probably end up at the same station as me anyway.
i'll sit tight for now, i certainly don't want to worry the wife, she is not looking forward to the flights next week (hates flying hugely) and after being told it was ok, it would make her worry.
i'll have to get the daughter to open my mail in case something comes through. i wish i could email info and responses back and forward.
the insurance company know I have reported it as well, and they have a record of me warning them so i'll see what happens.
thanks for the advice.
JumboBeef said:
Good on you for admitting your fault. Otherwise two motors clipping mirrors with no witnesses would just go 50/50....
thanks, to be honest, when she carried on and there were no brake lights etc, i thought she must have just had hers banged in and it was mine broken and she was just going to carry on. I didn't even see her drive into the car park, mind i was trying to clip my mirror back in without killing my optional extra land rover spider i didn't say to the woman at the time it was my fault as i am under the impression that can cause the insurance company problems if something comes to light etc.
i'll pay the increased premiums and also ask to protect them from now on in, can't believe i've been that daft, paid it for the others and not my own, doh!
all in all it's an odd week, i knew my luck wouldn't last, i got a tax rebate, so i should have realised something crap was going to happen
Du1point8 said:
Do you have to report all accidents even those that are going to go 50/50 and no one actually benefits but the insurance company who loads the premiums for the next X years?
Explain to me how that wobble theory of yours works in real life. Insurer pays out 50% of the cost, let's say £250 for a new mirror and loads OPs premium by say £50. It'll take them 5 years to recoup it, but the £50 extra will reduce as the accident becomes more historic. Also, if the OP goes to another insurer tharen Admiral are just £250 out of pocket.
There's another load of crap on here too, let me have a go
OMG a PHer had an accident that was their fault. I think the other driver is a scamming, Asian / East European (depending on whether Britain first or UKIP is your party of choice). No they'll have been drunk. Wait, they're probably not insured too. Maybe they're a lizard illuminati type. It's a woman,ms he probably hasn't got a licence ,as she's no spatial awareness
Blah, blah, blah.
Just to show that many companies don't load your premium for a non fault claim..
I was hit earlier this year - other driver admitted it and the claim was dealt with by her insurer via Mazda Assistance .
I tried using the meerkat, both not declaring it and correctly declaring it as a third party fault accident with costs recovered. Several insurers quoted a lower price with the claim declared.
I was hit earlier this year - other driver admitted it and the claim was dealt with by her insurer via Mazda Assistance .
I tried using the meerkat, both not declaring it and correctly declaring it as a third party fault accident with costs recovered. Several insurers quoted a lower price with the claim declared.
rscott said:
Just to show that many companies don't load your premium for a non fault claim..
I was hit earlier this year - other driver admitted it and the claim was dealt with by her insurer via Mazda Assistance .
I tried using the meerkat, both not declaring it and correctly declaring it as a third party fault accident with costs recovered. Several insurers quoted a lower price with the claim declared.
Can you put that on the other thread that's about 10 pages long please. It'll cause meltdown. I was hit earlier this year - other driver admitted it and the claim was dealt with by her insurer via Mazda Assistance .
I tried using the meerkat, both not declaring it and correctly declaring it as a third party fault accident with costs recovered. Several insurers quoted a lower price with the claim declared.
LoonR1 said:
Explain to me how that wobble theory of yours works in real life.
Insurer pays out 50% of the cost, let's say £250 for a new mirror and loads OPs premium by say £50. It'll take them 5 years to recoup it, but the £50 extra will reduce as the accident becomes more historic. Also, if the OP goes to another insurer tharen Admiral are just £250 out of pocket.
There's another load of crap on here too, let me have a go
OMG a PHer had an accident that was their fault. I think the other driver is a scamming, Asian / East European (depending on whether Britain first or UKIP is your party of choice). No they'll have been drunk. Wait, they're probably not insured too. Maybe they're a lizard illuminati type. It's a woman,ms he probably hasn't got a licence ,as she's no spatial awareness
Blah, blah, blah.
Do you really work for the Admiral group, ELI or whatever it's called, as suggested by your posts often mentioning said ins co?Insurer pays out 50% of the cost, let's say £250 for a new mirror and loads OPs premium by say £50. It'll take them 5 years to recoup it, but the £50 extra will reduce as the accident becomes more historic. Also, if the OP goes to another insurer tharen Admiral are just £250 out of pocket.
There's another load of crap on here too, let me have a go
OMG a PHer had an accident that was their fault. I think the other driver is a scamming, Asian / East European (depending on whether Britain first or UKIP is your party of choice). No they'll have been drunk. Wait, they're probably not insured too. Maybe they're a lizard illuminati type. It's a woman,ms he probably hasn't got a licence ,as she's no spatial awareness
Blah, blah, blah.
If so I don't suppose you'd be able to help us out as the customer services are shocking, considering I've used them for the last 5 years!
Back on topic: yes as suggested she is most likely a gyspie wizard pie key lizard. Maybe consult David Icke for further advice on how to deal with these masonic, autistic, audi driving, freepeople-on-the-land?
Would be interesting to find out if she has broken the law for not letting you get her reg and details. Just because it seems like you're at fault doesn't mean she's exempt from her legal duties in the matter.
Unless she's already got a high premium, and (rightly or wrongly) is concerned about it being bumped up for a non-fault claim, there does seem like something is a bit fishy here.
Let's be honest, a Q7 wing mirror isn't going to be peanuts is it; on top of it being absurdly expensive as it probably has all sorts of sensors, LED indicatoms, electrochromatic glass for the mirrors, loads of LED puddle lights and a folding mechanism it also would need painting and fitting etc plus the t
t tax for being both an Audi and a pointlessly large SUV and most likely white. I'd expect it'll be closer to £1000 than £500. Could be wrong though but all the German cars I've owned have cost a bomb for parts.Still, at those sort of costs she should be more eager in chasing your ins co and police unless she's either uninsured, wanted or was up to something she shouldn't have been (legal or not).
Edited by maurauth on Monday 6th July 00:17
maurauth said:
Do you really work for the Admiral group, ELI or whatever it's called, as suggested by your posts often mentioning said ins co?
If so I don't suppose you'd be able to help us out as the customer services are shocking, considering I've used them for the last 5 years!
Back on topic: yes as suggested she is most likely a gyspie wizard lizard. Maybe consult David Icke for further advice on how to deal with these masonic, autistic, audi driving, freepeople-on-the-land?
Would be interesting to find out if she has broken the law for not letting you get her reg and details. Just because it seems like you're at fault doesn't mean she's exempt from her legal duties in the matter.
Unless she's already got a high premium, and (rightly or wrongly) is concerned about it being bumped up for a non-fault claim, there does seem like something is a bit fishy here.
Let's be honest, a Q7 wing mirror isn't going to be peanuts is it; on top of it being absurdly expensive as it probably has all sorts of sensors, LED indicatoms, electrochromatic glass for the mirrors, loads of LED puddle lights and a folding mechanism it also would need painting and fitting etc plus the tt tax for being both an Audi and a pointlessly large SUV and most likely white. I'd expect it'll be closer to £1000 than £500. Could be wrong though but all the German cars I've owned have cost a bomb for parts.
Still, at those sort of costs she should be more eager in chasing your ins co and police unless she's either uninsured, wanted or was up to something she shouldn't have been (legal or not).
Nope. I don't work for Admiral, or Amy of their brands or subsidiaries. No answer to my comments though?If so I don't suppose you'd be able to help us out as the customer services are shocking, considering I've used them for the last 5 years!
Back on topic: yes as suggested she is most likely a gyspie wizard
lizard. Maybe consult David Icke for further advice on how to deal with these masonic, autistic, audi driving, freepeople-on-the-land?Would be interesting to find out if she has broken the law for not letting you get her reg and details. Just because it seems like you're at fault doesn't mean she's exempt from her legal duties in the matter.
Unless she's already got a high premium, and (rightly or wrongly) is concerned about it being bumped up for a non-fault claim, there does seem like something is a bit fishy here.
Let's be honest, a Q7 wing mirror isn't going to be peanuts is it; on top of it being absurdly expensive as it probably has all sorts of sensors, LED indicatoms, electrochromatic glass for the mirrors, loads of LED puddle lights and a folding mechanism it also would need painting and fitting etc plus the t
t tax for being both an Audi and a pointlessly large SUV and most likely white. I'd expect it'll be closer to £1000 than £500. Could be wrong though but all the German cars I've owned have cost a bomb for parts.Still, at those sort of costs she should be more eager in chasing your ins co and police unless she's either uninsured, wanted or was up to something she shouldn't have been (legal or not).
sorry for the thread resurrection, but i just wanted to update things.
i went on holiday on the 13th july, and whilst i was away I got 2 emails from my insurance company 1 saying they had not heard from the 3rd party and the 2nd saying they had decided to close the claim and it would not affect my ncb.
so i'm not sure what was up with her position, i wonder if she was waiting for me to offer cash or to pay myself and got worried when i was saying i wanted to use the insurance companies.
thanks for all the info and support, all's good now.
oh except i now have to get a new mirror on the land rover
i went on holiday on the 13th july, and whilst i was away I got 2 emails from my insurance company 1 saying they had not heard from the 3rd party and the 2nd saying they had decided to close the claim and it would not affect my ncb.
so i'm not sure what was up with her position, i wonder if she was waiting for me to offer cash or to pay myself and got worried when i was saying i wanted to use the insurance companies.
thanks for all the info and support, all's good now.
oh except i now have to get a new mirror on the land rover
aw51 121565 said:
OP, I really hope this didn't happen. You'll be posting up about the Section 172 request you may well receive in the next few eeeks mentioning failing to stop at the scene of an accident, failure to exchange details etc next . The drone behind the desk should have recorded the incident and given you a log no. as evidence you'd reported the incident - without this and if the desk drone denies your visit... Although they won't prosecute (they generally don't, nowadays), you have no defence (ie the log no. from your reporting the incidemt) if they do prosecute.
You were extremely badly advised by the desk drone.
I would be going back and asking for a log no. ASAP, but it's possible the other driver has already got a pre-emptive strike in and you're possibly already over 24hrs since the incident anyway?
Agreed , but isn't his 101 call recorded ? . The drone behind the desk should have recorded the incident and given you a log no. as evidence you'd reported the incident - without this and if the desk drone denies your visit... Although they won't prosecute (they generally don't, nowadays), you have no defence (ie the log no. from your reporting the incidemt) if they do prosecute. You were extremely badly advised by the desk drone.
I would be going back and asking for a log no. ASAP, but it's possible the other driver has already got a pre-emptive strike in and you're possibly already over 24hrs since the incident anyway?
I had a chap back into me in a car park a few years ago, his fault I was stationary all very amicable no damage to my Audi a nasty dent in his people carrier, ah well he said my own fault apologies, I'll get it sorted we'll say no more. Home I went phoned my insurers insisted the record it job done.
Roll forward 6 months, letter through the post saying I'd backed into this blokes car just a few days previous and left the scene. I reminded my insurers of my earlier declaration they sounded very pleased and I heard no more. I. Guessing it didn't end well for bloke in the people carrier.
So my advice is trust no-one and tell your insurer.
Roll forward 6 months, letter through the post saying I'd backed into this blokes car just a few days previous and left the scene. I reminded my insurers of my earlier declaration they sounded very pleased and I heard no more. I. Guessing it didn't end well for bloke in the people carrier.
So my advice is trust no-one and tell your insurer.
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