Discussion
Got stopped at a roadblock check, everyone getting pulled. Did the checks got a HORT1
Fine and dandy, got home to find MOT out of date, car was put in to get new one but faild so have to go back on Monday to get sorted (just a track rod end and a brake pipe)
Anyway i am now passed the 7 days, i have decided to wait till i get the new MOT before i take my documents in.
Any thoughts on what's going to happen.
Cheers
Fine and dandy, got home to find MOT out of date, car was put in to get new one but faild so have to go back on Monday to get sorted (just a track rod end and a brake pipe)
Anyway i am now passed the 7 days, i have decided to wait till i get the new MOT before i take my documents in.
Any thoughts on what's going to happen.
Cheers
You'll probably be warned for late production of docs or get reported for it..... along with no MOT .....
They should look and check your MOT covers you for when you were stopped - not when you got the new MOT.... if you are lucky they will warn for late production and not notice the fact the MOT starts a week or so after you were stopped..... but don't count on it - just depends how dozy the civvy or PC is in the front office when you produce.
They should look and check your MOT covers you for when you were stopped - not when you got the new MOT.... if you are lucky they will warn for late production and not notice the fact the MOT starts a week or so after you were stopped..... but don't count on it - just depends how dozy the civvy or PC is in the front office when you produce.
slim_boy_fat said:
Got stopped at a roadblock check, everyone getting pulled. Did the checks got a HORT1
Fine and dandy, got home to find MOT out of date, car was put in to get new one but faild so have to go back on Monday to get sorted (just a track rod end and a brake pipe)
Anyway i am now passed the 7 days, i have decided to wait till i get the new MOT before i take my documents in.
Any thoughts on what's going to happen.
Cheers
At worst a court appearance and a fine for the MOT. Not having a MOT is not an endorsable offence.
But you should have produced the rest of your documents within the time period. The longer you leave it the more likely you are to be prosecuted for not producing insurance and driving licence - even if you have them that does not mean you cannot be done for non production. 3 offences in stead of one is not a good idea.
Road Traffic Act 1988 at Section 148 stops an Insurance Company, once a Certificate of Insurance has been issued, from renaging on payment of third part risks.
But what it can do, if the condition 'must have a MOT' is in the policy and breached, take civil action to reclaim third party risks paid out from the Policy holder.
dvd
But what it can do, if the condition 'must have a MOT' is in the policy and breached, take civil action to reclaim third party risks paid out from the Policy holder.
dvd
I would have recommended to take as many documents in before the 7 days as possible, perhaps saying that he couldn't find the old MOT. Then get the new one, go in say it had been found and 'fess up to it being out of date, and present the new one (showing that the car was in good condition *cough*)
If he was to say that it was "lost" they could easily call VOSA and find out that it would have expired anyway, and that might annoy them.
The penalty for driving without an MOT is very small, and it's non-endorsable.
Gareth
If he was to say that it was "lost" they could easily call VOSA and find out that it would have expired anyway, and that might annoy them.
The penalty for driving without an MOT is very small, and it's non-endorsable.
Gareth
Dwight VanDriver said:DVD,
Road Traffic Act 1988 at Section 148 stops an Insurance Company, once a Certificate of Insurance has been issued, from renaging on payment of third part risks.
Really?
Surely this would mean that I could take out 12 months insurance, recieve a shiny certificate in the post, cancel the policy and have a refund of 80% of the cost (or whatever), and 11 months later claim on the (now cancelled) policy?
Surely not?
Oli.
Insurance has little or nothing to do with the validity of an MoT certificate.
An insurance policy is a contract to pay out certain loses in respect of a motor vehicle. The MoT merely confirms that ON THE DAY TESTED the vehicle met the requirements. It does not confirm that the vehicle was roadworthy the next day or any other day. If a policyholder can be proved to have knowingly used an unroadworthy or unsafe vehicle, with or without a current MoT, the cover could be invalidated, but the MoT does not confirm roadworthiness subsequent to the test. Confirmation of this is that you are covered whilst taking your vehicle to the MoT station, even if the opld MoT has expired.
I have never seen a policy which mandates a valid MoT as a pre-condition of cover. I have, however, noted the standard term of policy which requires the driver to ensure the vehicle is in a safe and roadworthy condition. Even if unroadworthy, 3rd party risks would still be covered, although, as posted above, in serious cases of a really unsafe vehicle, the ins. co. could apply through the courts to reclaim their 3rd party cost and losses. It rarely happens and would be nothing to do with the Police - it's a civil matter.
An insurance policy is a contract to pay out certain loses in respect of a motor vehicle. The MoT merely confirms that ON THE DAY TESTED the vehicle met the requirements. It does not confirm that the vehicle was roadworthy the next day or any other day. If a policyholder can be proved to have knowingly used an unroadworthy or unsafe vehicle, with or without a current MoT, the cover could be invalidated, but the MoT does not confirm roadworthiness subsequent to the test. Confirmation of this is that you are covered whilst taking your vehicle to the MoT station, even if the opld MoT has expired.
I have never seen a policy which mandates a valid MoT as a pre-condition of cover. I have, however, noted the standard term of policy which requires the driver to ensure the vehicle is in a safe and roadworthy condition. Even if unroadworthy, 3rd party risks would still be covered, although, as posted above, in serious cases of a really unsafe vehicle, the ins. co. could apply through the courts to reclaim their 3rd party cost and losses. It rarely happens and would be nothing to do with the Police - it's a civil matter.
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