Insurance responsibility

[greg2k]

Just wondering who's responsibility it is, in the eyes of the law, to make sure the car is insured. The Driver, The owner or both? Supposing somebody borrows your car and they turn out to be uninsured can you get banned for it?

[MrsMiggins]

You'd be charged with permitting, unless you loaned them the car on the express condition that they were insured to drive it. In those circumstances you'd be ok.

There's an interesting thread on this over on SafeSpeed. I'll see if I can dig it out.

Found it

www.safespeed.org.uk/forum/viewtopic.php?t=3565

>> Edited by MrsMiggins on Tuesday 20th September 22:39

[SS2.]

Was 'observing' in the local mags court recently when one of these cases came up.

Driver not insured driving his mate's car with said mate in passenger seat.

Driver said he 'thought he was insured on mate's insurance'.

RK said 'he thought driver had his own insurance'.

Both found guilty. Both big fine and points...

Moral of the story...never, ever let anyone drive your vehicle unless you KNOW they are insured....

edit to add: like MrsMiggins said..

>> Edited by SS2. on Tuesday 20th September 23:35