Claiming on Insurance - how long after accident?

[goodlife]

The Mrs had a parking dink on Saturday (her fault) that at the time we pondered whether it was worth claiming on insurance or not. Mrs car was unmarked, the other car was a bit mashed by the towball and rear-mounted spare wheel (bumper and boot damaged).

The 3rd party has just called to let us know the price. Err, I think we'll be claiming! Does anyone know if insurance companies take a dim view of the fact we considered doing this without claiming and/or telling them? Is it OK to phone up and tell them this happened last Saturday?

[Philbes]

My daughter had someone claim that she had damaged his car after all. And that was 5 months after their slight 'coming together'. Her insurance company dealt with their claim - basically told them to f*** off!
I had a similar circumstance to you and claimed 3 weeks after the accident - no problem at all. I just confessed that I had intended to pay myself until I got the quote and it was higher than I had expected.

>> Edited by Philbes on Tuesday 9th May 21:27

[sultanbrown]

T&C of my insurers is that I MUST inform them of any accident, I would guess this is fairly standard.

[anniesdad]

You'll have no problem reporting the accident at such an early stage.

[paulie-mafia]

I think you have 28 days with most insurers, but check the T&C of your policy.

[gridgway]

yes, I think I claimed 6 weeks after an incident with no probs, but check the policy.
Graham