Fraudulent bankers draft!!!!!!!!!!!!!!!!
Discussion
Desperate for any help or advice anyone can give after being given a fraudulent draft as full payment for my 53 plate M3.
A guy came up from London, foreign with the "name" Thomas Kelensen, had ID with him driving licence and address. Gave the draft to my mate who half owned the car with me. The Royal Bank of Scotland draft was taken to his local branch as he has an account at RBS and he asked them to verify the draft which they did, saying it was fine. The car went and the next working day, £25,000 creditted into the account. Thank you very much!
TWO WEEKS later, he gets a letter from the bank, saying the money has been debitted from his account as the draft was fraudulent. That was it. No advice or contact details for their fraud dept. Reported the matter to the police who, quite frankl, were poor in their response. Activated the Tracker but surprise surprise after two weeks either the unit had been ripped out or the car has gone abroad. So no car and no money, no interest from the bank and very little from the police.
Are the bank somehow liable for the fact they were asked to verify their own draft and said it was fine only for it to be found to be far from some two weeks later? Where do I go from here? (Sensible answers only please guys, I'm still a bit tender as you can imagine!!)
Cheers
A guy came up from London, foreign with the "name" Thomas Kelensen, had ID with him driving licence and address. Gave the draft to my mate who half owned the car with me. The Royal Bank of Scotland draft was taken to his local branch as he has an account at RBS and he asked them to verify the draft which they did, saying it was fine. The car went and the next working day, £25,000 creditted into the account. Thank you very much!
TWO WEEKS later, he gets a letter from the bank, saying the money has been debitted from his account as the draft was fraudulent. That was it. No advice or contact details for their fraud dept. Reported the matter to the police who, quite frankl, were poor in their response. Activated the Tracker but surprise surprise after two weeks either the unit had been ripped out or the car has gone abroad. So no car and no money, no interest from the bank and very little from the police.
Are the bank somehow liable for the fact they were asked to verify their own draft and said it was fine only for it to be found to be far from some two weeks later? Where do I go from here? (Sensible answers only please guys, I'm still a bit tender as you can imagine!!)
Cheers
What details do you know about "Thomas Kelensen"? Write anything down with regards to driving license number? Tell us everything you know about him. Also, what are the police going to do next?
Also, you should post this up in the "Speed, Plod & the Law" forum. Will get a much bigger response there
>> Edited by Symbolica on Wednesday 31st May 21:09
Also, you should post this up in the "Speed, Plod & the Law" forum. Will get a much bigger response there
>> Edited by Symbolica on Wednesday 31st May 21:09
He was about 5'9" tall, tanned, built like the sort of bloke that goes to a gym 3 or 4 times a week. Wore black rectangular shaped glasses and wore black turtle neck short sleeved top and black trousers. "Lived" at 11 Kingsland Road E2 apparently!
Don't know what the police are going to do next. It was reported to them on Friday and we've heard absolutley nothing since!
Don't know what the police are going to do next. It was reported to them on Friday and we've heard absolutley nothing since!
that address is registered to Identity Uk - see www.identity-uk.com/
might be worth giving them a call?
might be worth giving them a call?
they can be stolen or even forged... 
That's a real shit story and sorry to read you've been well and truly tucked up.
I'd take the bank on if I was you. Issue a summons and you might get some response, if you don't you get judgement against them.
I hate banks with a vengeance!!
Whenever I sell a car these days, I always take a picture of the purchaser with the car. I know it won't help in this situation. I also use one of the mp3 players to record the conversation with the purchaser.
I'd take the bank on if I was you. Issue a summons and you might get some response, if you don't you get judgement against them.
I hate banks with a vengeance!!
Whenever I sell a car these days, I always take a picture of the purchaser with the car. I know it won't help in this situation. I also use one of the mp3 players to record the conversation with the purchaser.
Edited by datasafe on Friday 2nd June 17:14
datasafe said:
Whenever I sell a car these days, I always take a picture of the purchaser with the car. I know it won't help in this situation. I also use one of the mp3 players to record the conversation with the purchaser.
I usually take their fingerprints, a biometric scan, blood sample, a lock of hair and their first born child.
Really sorry to hear you've been ripped off. There are some complete TW*TS out there.
Like Datasafe, I'd go after the bank, but don't hold your breath. You may want to contact BMW themselves, give them the chassis and engine nos. You never know your luck, some one may take it to a dealer for a service. As for the Police, they don't give a F**K, you weren't speeding !!!
Good luck.
Like Datasafe, I'd go after the bank, but don't hold your breath. You may want to contact BMW themselves, give them the chassis and engine nos. You never know your luck, some one may take it to a dealer for a service. As for the Police, they don't give a F**K, you weren't speeding !!!
Good luck.
Just a further thought ! The Bank obviously has to accept some responsibilty for the error. As the Bankers Draft is supposed to have been issued by the same Bank, then I'm fairly sure they'd try and avoid any bad press. Try contacting one of the local consumer programmes, The Ferret, or even Watchdog. Might be worth a try !
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