Online payment methods
Discussion
Google checkout is cheap
While I hate the whole ebay / Paypal thing, the general public seem to love it / trust it. The percentage fee is higher than Google though.
All depends on volume of sales, something like Worldpay may be worth looking at but they charge a setup / monthly fee as well as a percentage.
While I hate the whole ebay / Paypal thing, the general public seem to love it / trust it. The percentage fee is higher than Google though.
All depends on volume of sales, something like Worldpay may be worth looking at but they charge a setup / monthly fee as well as a percentage.
Personally I am starting to get annoyed with Paypal (mostly the charges!), there will be a backlash at some point... Google will come towards the fore, then hopefully the rates will go lower.. If I was setting up a site, I would avoid Paypal, they'll reduce your revenue by quite a bit and by the time you work out how much they've taken you'll struggle to get it back again, by changing etc...
The massive benefit of PayPal Website Payments Pro is you can take the credit card details directly off your web site, and then talk to PayPal behind the scenes to charge the card - so the buyer never sees PayPal at all, just your site. And you have a virtual terminal to take credit card orders over the phone.
All for £20/month - it's a lot cheaper than going Protx + merchant account route.
You can't do either of those things with the NOCHEX or Google service.
BUT, PayPal are a law unto themselves and incredibly prudish (we no longer process payments through PayPal for our adult site for this reason). Swings and roundabouts.
For a while (about £6,000 worth of business, avg £40/trans) I offered my customers on one of my sites both PayPal (i.e. going off to PayPal's site to pay) and direct credit/card entry. Just over half went the PayPal route. So don't underestimate the draw of PayPal based on a few people's rambligns (often caused by not having understood/read what they're doing in the first place).
All for £20/month - it's a lot cheaper than going Protx + merchant account route.
You can't do either of those things with the NOCHEX or Google service.
BUT, PayPal are a law unto themselves and incredibly prudish (we no longer process payments through PayPal for our adult site for this reason). Swings and roundabouts.
For a while (about £6,000 worth of business, avg £40/trans) I offered my customers on one of my sites both PayPal (i.e. going off to PayPal's site to pay) and direct credit/card entry. Just over half went the PayPal route. So don't underestimate the draw of PayPal based on a few people's rambligns (often caused by not having understood/read what they're doing in the first place).
My big gripe with paypal as a merchant is the customer service - it's fine until something goes wrong - I spent 5 hours last week trying to get through to a customer service person that could help. Then they closed out account without warning because they'd mixed up our site with an 'adult' site. If everything is fine - then paypal worked for me - when the problems came they weren't helpful.
mb450 said:
My big gripe with paypal as a merchant is the customer service - it's fine until something goes wrong - I spent 5 hours last week trying to get through to a customer service person that could help. Then they closed out account without warning because they'd mixed up our site with an 'adult' site. If everything is fine - then paypal worked for me - when the problems came they weren't helpful.
I agree! However I've finally discovered that sending an e-mail to business-support@paypal.co.uk gets a - usually helpful - response quite quickly. I gave up trying to use thier phone system ages ago.Gassing Station | Business | Top of Page | What's New | My Stuff