Lowest insurance paid

[trickywoo]

I've seen the 'chirst isn't insurance expensive' posts before but its not really applied to me as I'm old and drive a shed with full NCB.

This year however, the cheapest quote I can find is around £300. Going TPFT saves about £10. Last year I'd have been expecting to have a choice of quotes around the £200 mark with some cheaper.

So how much are you paying? No classic policies or limited mileage please.

[kambites]

I think the (classic but will no mileage restrictions and with full NCB entitlement) policy on my MGB last time it was on the road was about 90 quid fully comp, or there abouts.

The Lotus was 400ish this year, (despite a fault accident dropping me to 3 years' NCB) the Punto around 150.

Edited by kambites on Tuesday 4th January 10:15

[Shaw Tarse]

Have a look on moneysaving expert, some good deals there.

[JulianHJ]

The policy for my Focus has hovered around the £280 mark (fully comp) for the last three years. I'm 33 with full protected NCB, garaged car in a south coast town, 10k p.a.

[Ean218]

trickywoo said:

I've seen the 'chirst isn't insurance expensive' posts before but its not really applied to me as I'm old and drive a shed with full NCB.

No classic policies or limited mileage please.

But surely most sheds are > 10 years old so you would naturally opt for a cheapo "classic" policy, and that does not automatically mean limited mileage.

I have three cars insured that way, the total for all 3 is £285 pa. If I had used conventional insurance and including full NCB I would still be looking at way above £250 each.

As classic policies don't bother with NCB that's being used on a non-shed.

[maxi1990]

20 years old and £156......a month

[ZOLLAR]

Mines just over £500 (well i say mine OH is policyholder.), but i suppose i'm cheating as i have staff discount

[lost in espace]

I managed a profit on our MX-5, got £100 cashback from quidco, sold the MX-5 and cashed in the policy. About £50 profit.

[Lefty]

1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off ), no ncb for use on the policy.

£56 for a year.

[HellDiver]

£229, fully comp, 2 drivers on a 5 year old Mondeo. Northern Ireland markup applies.

[JonnyFive]

£2900.

I'm not proud of it.

[Deva Link]

Lefty said:

1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off ), no ncb for use on the policy.

£56 for a year.

What makes that so cheap?

[Lefty]

Deva Link said:

Lefty said:

1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off ), no ncb for use on the policy.

£56 for a year.

What makes that so cheap?

Historic military vehicle. You can insure ex-mod Land Rovers in the same category thorugh specialist insurers. I had an '83 series 3 Land Rover insured fully comp recently for <£100.

[RobM77]

I once rung an ordinary insurance company for a quote on my Caterham and, for a 26 year old, it was £266. I asked them out of curiosity to quote on an R500 and because it was still an 1800cc engine it was still £266! That's got to be the best performance per pound for insurance possible

[SparkFox]

I'm coming up for renewal. Cheapest I can find is just over £1,000.
Most expensive was 4.5k!

25years old, no recent points, one non-fault write off, work in a school, parked on drive in downtown Basra (Luton)

[Deva Link]

Lefty said:

Deva Link said:

Lefty said:

1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off ), no ncb for use on the policy.

£56 for a year.

What makes that so cheap?

Historic military vehicle. You can insure ex-mod Land Rovers in the same category thorugh specialist insurers. I had an '83 series 3 Land Rover insured fully comp recently for <£100.

Thanks. Does that work for young lads - 17/18 year olds, or is there a minimum age for that type of policy?

[Wills2]

I'm paying around £1700 for my 911 (SDP & Business 40 years old with 3 years NCB) & 3 points

[y2blade]

maxi1990 said:

20 years old and £156......a month

[rehab71]

My Dad pays £13 to insure his 1951 Ferguson Tractor

[tomtom]

Amazingly, £700-odd for the Ferrari (25, 6yrs NCB).

My £800 Merc costs me £780 to insure TPFT...

Edited by tomtom on Tuesday 4th January 11:51