Top 10 motoring convictions % increase in car insurance

[Rude-boy]

Top 10 motoring convictions followed by the % increase in car insurance premium after conviction and showing how much car insurance increased by after conviction:-


1. SP30 - Exceeding statutory speed limit on a public road

34%

£231


2. CU80 - Use of a hand-held device whilst driving

49%

£337


3. TS10 - Failing to comply with traffic light signals

24%

£162


4. SP50 - Exceeding speed limit on a motorway

34%

£231


5. IN10 - Using a vehicle uninsured against third party risks

131%

£896


6. DR10 - Driving or attempting to drive with alcohol level above limit

115%

£782


7. CD10 - Driving without due care and attention

51%

£346


8. LC20 - Driving otherwise than in accordance with a licence

49%

£331


9. CU30 - Using a vehicle with defective tyre

69%

£471


10. SP40 - Exceeding passenger vehicle speed limit

34%

£231

Taken from:- http://www.confused.com/car-insurance/articles/top...


Interesting to note that it is considered more dangerous to speed than to run a red light...

[Rude-boy]

speedking31 said:

Pretty useless as there is plenty of evidence of SP30’s resulting in no premium increase.

Must say that I have no idea how useful the data is but I know how the usual suspects on here like a good figure or two to throw about.

Also the Traffic Light one sparked my attention as my secretary is currently having to deal with one of these Muppets - she says that her light was very definitely, very certainly green, someone ran the lights and hit her car and is now trying to claim it was my lady who ran the lights... (If you met my secretary you'd know that a) she is very competent behind the wheel, b) double checks everything (it's almost like an OCD with her and one of the reasons she's exceptional at her job) and c) in 11+ years of knowing her I've yet to hear a lie from her. I therefore believe it highly unlikely she was the one running the light).