Accident - 3rd party didnt give insurance details
Discussion
Hi all.....
My Mrs has just called me (the call that no-one wants to get!!) to say she's been involved in an accident. She says it wasn't her fault so I am working on the basis that this is a non-fault claim.
The lady who hit her was unable to give her the name of the insurer or confirm that the car belonged to her. Whilst it was all slightly frantic, I spoke to her briefly and she could speak little English, but it seems that the car belongs to her boyfriend who lives at the other end of the country. I asked her to provide his contact details to my Mrs.
It has ended in her refusing to give any other details than a barely legible mobile number (hers, not of the person who own the car) and then driving off. She refused to give my mrs the details of the owner as she doesn't want anything to do with him (her boyfriend), and that's it!
So, she's driven off, the only details we have is her reg number and her mobile number. She has refused to give insurers details or details of the owner, and my Range Rover needs a new bumper.
I have checked MIDB and her car is insured, but is she not obligated to give details of her insurer? If I cannot get the details from her later on today, and she does not report the accident, is this a crime for failing to report an accident?
I assume I contact my insurer now and start the claim process, or do I go to a management company to get them to deal direct as its no our fault. I'm pissed off that she has avoided giving any details, so I'd like to be forceful in perusing this......
Thoughts?
My Mrs has just called me (the call that no-one wants to get!!) to say she's been involved in an accident. She says it wasn't her fault so I am working on the basis that this is a non-fault claim.
The lady who hit her was unable to give her the name of the insurer or confirm that the car belonged to her. Whilst it was all slightly frantic, I spoke to her briefly and she could speak little English, but it seems that the car belongs to her boyfriend who lives at the other end of the country. I asked her to provide his contact details to my Mrs.
It has ended in her refusing to give any other details than a barely legible mobile number (hers, not of the person who own the car) and then driving off. She refused to give my mrs the details of the owner as she doesn't want anything to do with him (her boyfriend), and that's it!
So, she's driven off, the only details we have is her reg number and her mobile number. She has refused to give insurers details or details of the owner, and my Range Rover needs a new bumper.
I have checked MIDB and her car is insured, but is she not obligated to give details of her insurer? If I cannot get the details from her later on today, and she does not report the accident, is this a crime for failing to report an accident?
I assume I contact my insurer now and start the claim process, or do I go to a management company to get them to deal direct as its no our fault. I'm pissed off that she has avoided giving any details, so I'd like to be forceful in perusing this......
Thoughts?
You're not obliged to give insurance details at the roadside unless there's been an injury, and even then if you don't you have a week to produce your insurance certificate at a police station ( linky). As you have the car registration number you can get them from AskMid for a nominal fee here, or your insurer can get them for you.
She IS supposed to give her name and address, the name and address of the vehicle's owner (if different) and the vehicle's registration number. It sounds like she didn't do that, so strictly speaking she's committed an offence, but as you have the VRN you haven't been seriously disadvantaged by it.
She IS supposed to give her name and address, the name and address of the vehicle's owner (if different) and the vehicle's registration number. It sounds like she didn't do that, so strictly speaking she's committed an offence, but as you have the VRN you haven't been seriously disadvantaged by it.
Aretnap said:
You're not obliged to give insurance details at the roadside unless there's been an injury, and even then if you don't you have a week to produce your insurance certificate at a police station ( linky).
You are correct that in the case of an injury accident they have 7 days to produce evidence of insurance. However to stay completely legal they also need to report the accident to a constable or at a police station as soon as reasonably practicable and in any case within 24 hours. Cat
Inform the police what happened in regards to them refusing to give you her full name and address and driving off.
They usually contact the registered keeper asking them to name the driver at the time, as it's an offense to leave the scene of an accident without providing full name and address details.
As mentioned, insurance details don't need to be provided unless someone is injured.
Contact your insurance company as well and they will contact the third party's company and should deal with this all on your behalf.
They usually contact the registered keeper asking them to name the driver at the time, as it's an offense to leave the scene of an accident without providing full name and address details.
As mentioned, insurance details don't need to be provided unless someone is injured.
Contact your insurance company as well and they will contact the third party's company and should deal with this all on your behalf.
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